Krystal Frederick Mortgage Loan Officer NMLS 461508

12/11/2025

Did you know…..

Ever wonder what an escrow account is? For mortgages, it’s a way your lender helps you pay big bills—like property taxes and insurance—little by little with each monthly payment. It keeps everything on track and makes sure nothing slips through the cracks.

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Equal Housing Opportunity

11/01/2025

Yeeesssss what Stacy said!! ⬇️ Happy Halloween 🎃

Haunted by high rates? Don’t be scared — our team is dying to help you find a home you’ll love. 🕷️✨

Happy Halloween from your Dubuque Mortgue-age lenders!

10/01/2025

Realtor Friends - if you are at the Iowa REALTORS Convention in DesMoines today, stop by and see me at the Iowa Mortgage Association booth!! 👋 🏡

09/18/2025

🌞 Good morning! In case you missed it, the Fed met yesterday and lowered the federal interest rates by 0.25%. Wondering what that means for your wallet, your mortgage, or your next big purchase? I’ve got you covered—check out this insightful blog that breaks it all down ⤵️

Big news from the Federal Reserve—a .25 percentage point decrease has just been announced. Wondering how changes to federal rates affect your finances? We’ve got the answers you need right here. ⬇️
https://www.dupaco.com/2020/03/16/how-the-federal-interest-rates-impact-you/

08/29/2025

Lender friends! Mark your calendars for October 14–16 because the Iowa Mortgage Association Fall Conference is coming up—and I’ll be there!

This is one of the best opportunities of the year to:
✅ Connect with industry peers
✅ Learn from top-notch speakers
✅ Stay ahead of market trends
✅ Recharge your passion for lending

Whether you're a seasoned pro or new to the mortgage world, this event is packed with value. Let’s grow, learn, and have some fun together in Des Moines!
https://iowama.org/events/fall-conference/

08/13/2025

So proud to work for a company that shows the importance of giving back to the community🏘 I 1000% believe in the Dupaco Foundation and I am so thankful to have the ability to help support such an amazing organization!! #

The Dupaco Foundation has awarded $250,000 in grants to support 35 nonprofit organizations. 👏🧡 These organizations are making meaningful contributions in the areas of affordable housing and home ownership, small business development, and upskilling and reskilling.
Kudos to the following 2025 Dupaco Foundation Nonprofit Grant recipients:
• Bluff Strokes Art Center
• Catherine McAuley Center
• Catholic Charities of the Archdiocese of Dubuque
• Christian Community Development - House of Hope Cedar Valley
• Common Wealth Development
• Community Foundation of Greater Dubuque
• Community Solutions of Eastern Iowa - CSEI
• Dubuque Y Crisis Center
• Dubuque St. Vincent de Paul
• Feed Iowa First
• Four Mounds Foundation and Inn & Conference Center - HEART Partnership
• Four Oaks Family and Children's Services
• Friends of St. Mary's (DBA Steeple Square)
• Friends of the Family
• Greater Des Moines Habitat for Humanity
• Hills & Dales
• Hope Community Development Agency (Hope CDA)
• Iowa Heartland Habitat for Humanity
• Key City Creative Center
• Luthern Services in Iowa (LSI)
• Madison Northside Planning Council, Inc.
•NewBo City Market
• Oakridge Neighborhood Services
• ONE Cedar Valley
• One City United
• Operation Empower - Liberty Recovery
• Operation Fresh Start
• Presentation Lantern Center
• Project Iowa
• Southwest Wisconsin Technical College Foundation, Inc.
• The Arc of East Central Iowa
• The Dream Center - Dream City
• The Fountain of Youth Program
• The Iowa Center
• United Way of Dane County

Thank you for the work you do to strengthen our communities.

https://www.dupaco.com/newsroom/dupaco-foundation-awards-250000-in-grants-to-nonprofit-organizations/

07/09/2025

✔️ out all these helpful tips to get you ready to sell! Also dont forget to get preapproved by your favorite Mortgage Lender at Dupaco!!! 🏡

Getting ready to sell? A few simple steps can make a big difference. Use this quick checklist to help your home stand out.

06/04/2025

We’re excited to add a little extra celebration to your big day! 🎉

Our brand-new closing sign is here, and we can’t wait for you to snap a photo with it after signing the final papers on your new home. Whether you’re a first-time buyer or moving into your forever home, we want to help you capture the moment in style!

🏠 Another way we’re making the homebuying experience special—from start to finish.
🎉 THANKS to Zalaznik Creative for helping us bring our vision to life!!🎉

Custom-cut and engraved wood signage for Community Credit Union mortgage department by Zalaznik Creative.

05/07/2025

This!! ⤵️ 👏🏡 You know where to go for all your homebuying needs!!!

First-time homebuyer? We’re honored to be recognized as a Top 100 Mortgage Loan Originator by the American Credit Union Mortgage Association. With grants, loans and expert resources, we have the tools to help unlock the door to homeownership! https://bit.ly/3QSkz1q

03/04/2025

📣 BIG ANNOUNCEMENT!!!📣 We just released the new Rate Relief program that will help qualified homebuyers in an AMAZING 30 year program, almost 1% lower ⬇️ than other loan programs!! Let's help make homeowners a little more affordable!!! 🏡 Dupaco Community Credit Union

Dupaco proudly partnered with the Federal Home Loan Bank of Des Moines (FHLB Des Moines) to offer Mortgage Rate Relief, a program providing eligible members a rate reduction on their mortgage. Qualified homebuyers, regardless of their location, could permanently reduce their interest rate by approximately 1.5 percentage points lower than the current market rate.
Learn more ⬇️
https://www.dupaco.com/newsroom/dupaco-making-homeownership-more-affordable-with-special-fhlb-mortgage-rate-relief-program-2/

02/25/2025

Sunday, I had the pleasure of attending the Dupaco Community Credit Union Annual Meeting of the Membership! It was great to see so many of our members come together to learn more about the impact we’re making as an organization and our communities.

A special congratulations to Antonio Mouzon on being elected to the board—excited to see your contributions! And a big THANK YOU to Steve Chapman for his dedication and service to the board for 37 years. Wishing you all the best in your next chapter!

Dupaco Community Credit Union