PDS Planning, Inc.

10/19/2026

After completing her 14th half marathon, PDS Planning’s Alyssa Troyer reflected on how her approach to running has changed through different seasons of life and how closely that mirrors long-term financial planning.

The goal isn’t always to stick perfectly to the original plan. It’s knowing when to adapt while keeping sight of what matters most.

Read Alyssa’s latest perspective, “Running into Retirement Revisited.” pdsplanning.com/running-into-retirement-revisited/

10/14/2026

Rising Treasury yields have put pressure on bonds, while large stocks continued to gain ground in the third quarter. What might explain that disconnect, and what could higher yields mean for portfolios?

In our October Market Commentary, Drew Potosky, CFP®, looks at why the relationship between stocks and yields may be changing and why a long-term financial plan remains central to portfolio decisions.

PDS Planning explores rising Treasury yields, Q3 market performance, and what higher interest rates could mean for stocks, bonds, and your portfolio.

10/13/2026

Where does a Roth conversion fit in your wealth strategy?

The upfront tax cost is only part of the decision. What matters is how a conversion supports your broader financial plan and whether paying taxes now could create meaningful flexibility down the road.

Our latest article takes a closer look at when a Roth conversion may make sense and the tradeoffs worth considering before moving forward.

Learn how Roth conversions may support tax flexibility, manage future RMDs, and fit into retirement, estate, and charitable planning.

10/09/2026

For Matt Zimmermann, CFP®, joining PDS Planning felt like a natural next step. After years of getting to know the firm, he found an approach to serving clients that aligned with his own.

Outside the office, Matt is a proud Cincinnati alumnus who still cheers for the Buckeyes, though watching his own kids play sports takes priority these days.

In his employee spotlight, Matt shares what brought him to PDS and a little about life with his family in Clintonville. Get to know him on our blog.

For Matt Zimmermann, CFP®, joining PDS Planning felt like a natural next step. Having worked at other fee-only financial planning firms in Columbus, he had long respected PDS’s approach to serving clients. Now, as a Financial Advisor on our team, Matt builds meaningful relationships and helps cli...

10/06/2026

Summer always seems to go a little too quickly. Before settling into fall, our team took a moment to look back at the memories made along the way.

From welcoming new family members to enjoying familiar summer traditions, we’re sharing a little of life outside the office, in our team’s own words.

Catch up with the PDS team as they share summer highlights, from family milestones and favorite traditions to adventures close to home and abroad.

10/04/2026

A few treats and a little extra love! A few PDS team members spent an afternoon volunteering at the Franklin County Dog Shelter & Adoption Center, making treats for the dogs with help from Faith, who made sure no crumbs went to waste.

Afterward, they handed out the treats and spent time giving the pups some extra attention. We’re grateful for the opportunity to support the shelter and spend an afternoon with some very deserving dogs!

10/01/2026

What are higher Treasury yields, strong bond yields and shifting stock market leadership telling investors right now?

In our September Viewpoints Drew looks at what’s happening across stocks and bonds, why diversification continues to matter, and the historical context around market volatility during midterm election years.

Welcome to our September 2026 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others.

09/29/2026

What should you really compare when choosing a financial advisor?

Fees are part of the equation, but they don’t tell the whole story. The level of planning, the team supporting you, and the firm itself matter too. Take a closer look: pdsplanning.com/comparison-chart/

09/23/2026

A lot to celebrate at PDS! We recently gathered for team lunches to celebrate Joel and Diego (Mikayla) ahead of their upcoming weddings. Congratulations to the soon-to-be newlyweds!

09/20/2026

When was the last time you calculated what you’re actually paying your financial advisor?
Enter your portfolio value, see the estimate, and compare it with PDS’s approach. pdsplanning.com/fees