PDS Planning, Inc.

09/02/2026

Financial planning should give you clarity about where you are today and confidence about where you’re going.

At PDS, our approach starts by understanding what matters most to you. From there, we build a plan designed to help you move forward with greater clarity, confidence and peace of mind.

See what the PDS planning experience looks like, from your first conversation through the years that follow.

Our Approach to Financial Planning It’s About Your Peace of Mind Effective financial planning is about more than investments alone. Our team works with individuals and families to create comprehensive financial plans that address retirement planning, investment management, tax considerations, esta...

08/28/2026

What are today's bond yields telling us about future returns? And what does it mean when the Magnificent 7 are no longer driving the market?

Our August Viewpoints looks at bond performance, today's starting yields, broader market participation, and the excitement surrounding mega IPOs.

Welcome to our August 2026 Viewpoints, a monthly bulletin from PDS Planning to our valued clients and friends. Our goal with each issue of Viewpoints is to provide you with a wide variety of perspectives on life and wealth. Feel free to share with others.

08/27/2026

Meaningful wealth transfer is ultimately about people.

For many families, wealth can create opportunities, support future generations, preserve values, and strengthen relationships. That might mean helping a child purchase a first home, funding education for grandchildren, supporting an entrepreneurial venture, or establishing a tradition of charitable giving.

The right strategy starts with understanding what you want your wealth to make possible for the people and causes that matter most.

Learn more about thoughtful wealth transfer planning: pdsplanning.com/wealth-transfer-strategies-high-net-worth-families

08/24/2026

Medicare may begin at 65, but some of the financial decisions that affect its cost can happen years earlier.

Roth conversions, investment gains, retirement distributions and other taxable events may influence future Medicare premiums. That does not mean Medicare costs should drive every financial decision. It means they should be considered alongside taxes, investments, retirement income and your broader financial plan.

If you are approaching retirement, understanding these tradeoffs early can help you make more informed decisions.

Learn how Medicare, IRMAA, income, Roth conversions, HSAs and retirement timing can intersect for high-net-worth individuals approaching age 65.

08/21/2026

Fee structure is one factor. Planning depth, team continuity, and firm longevity matter just as much.

This comparison covers all of them.
pdsplanning.com/comparison-chart

08/18/2026

Financial planning doesn't happen once a year.

Our newsletter delivers thoughtful insights on investing, taxes, retirement, and planning throughout the year, helping you stay informed as your financial life evolves.

Subscribe here: pdsplanning.com/subscribe/

08/14/2026

Thank you to everyone who joined us for our annual PDS Client Appreciation event at the Columbus Clippers!

After a rainy week, we were grateful for a summer evening at the ballpark with so many of our clients and families. There was plenty of baseball, ballpark snacks, and good company, even if the rain did make a late appearance.

We always enjoy the opportunity to spend time together outside the office. Thanks for coming out and making it another memorable night!

08/12/2026

Strong earnings continue to give equity markets momentum, even as inflation, interest rates, energy prices, and geopolitical headlines create plenty of uncertainty.

In our August Market Commentary, Drew looks at expanding market breadth in the U.S., continued strength internationally, and why bonds have faced a much different environment so far this year.

As always, today’s headlines and tomorrow’s reality are seldom the same.

Little has changed in the cycle of headlines over the last few months. Oil and gas prices continue to spike and plummet as the War in Iran slows down and picks up. Inflation and interest rates are still a sticking point, especially as the FOMC welcomes Kevin Warsh in to lead the group. Artificial in...

08/10/2026

Your financial plan should evolve as your life does.

Career changes, retirement, business ownership, inheritance, and changing tax laws can all impact your strategy. A plan that worked five years ago may not be the right plan today.

08/08/2026

Most people don't wake up one day and decide to switch advisors.

Instead, they begin asking questions.

Are we getting proactive planning? Do we understand what we're paying? Is our advisor helping us navigate the decisions that matter most?

If you've been wondering whether your current relationship still fits, knowing what questions to ask is a good place to start. pdsplanning.com/a-better-fit