Everhart Advisors

04/22/2026

We're pleased to share that four of our advisers have been named to the 2026 PLANADVISER Top Retirement Plan Advisers list, among just 12 recognized from Ohio out of 316 advisers nationwide.

Congratulations to:
• Scott Everhart (Columbus)
• Brian Hanna (Columbus)
• Lisa Block (Dayton)
• Dennis Pearlman (Fort Myers)

If your organization is looking for a retirement plan partner who will take the time to truly understand your needs, and help build a relationship that lasts, we'd welcome the conversation.



No payment was made to participate in this award. For more information regarding this award, visit: https://hubs.li/Q04d55vk0

04/07/2026

When did you last review your retirement plan?

Automatic features like enrollment, auto-escalation, and target date funds can help simplify saving — but they aren’t a substitute for a personalized strategy.

Life changes. Your plan may need to as well.

It may be worth revisiting your strategy when:
• Your income changes
• You experience a major life event
• New contribution opportunities become available
Even if your plan runs on autopilot, periodic reviews may help keep your strategy aligned with your goals.

→ Read the full article for ideas on reviewing your retirement plan.
https://hubs.ly/Q048v_CK0

04/02/2026

What happens to a 401(k) when an employee leaves a job?

According to a 2024 Government Accountability Office report, over half of participants don't know all of their options — suggesting a potential gap in how distribution choices are being communicated.

The IRS recently issued Notice 2026-13, providing updated safe harbor language designed to help plan sponsors address exactly that.

→ Read the full article to see what the new guidance means for your plan.

https://hubs.ly/Q048wqYR0

03/31/2026

50% of workers are stressed about emergency savings.

The data highlights the challenge:
• 32% have no emergency savings
• 29% couldn’t cover a $400 expense
• 52% wish they started sooner

Financial stress may also affect the workplace, with 75% of employees saying it impacts their motivation.

Some plan sponsors are exploring options under SECURE 2.0, including emergency savings features and PLESAs.

→ Read the full article to learn more about employer-supported emergency savings options:
https://hubs.ly/Q048wr800

03/26/2026

Most plan sponsors track participation rates. But is that enough?
Participation tells you who's in the plan — not whether the plan is actually working.

Here are some metrics that may offer a fuller picture:
• Deferral rates — Are employees saving enough, or just enough to get enrolled?
• Employer match utilization — Are participants leaving free money on the table?
• Auto-enrollment & escalation outcomes — Are automatic features actually sticking?
• Participant engagement — Are employees using the tools and resources available to them?
• Loan & hardship withdrawal trends — Are participants tapping retirement savings early?

No single metric tells the whole story. But together, they can help paint a clearer picture of retirement readiness across your workforce.

→ Click the link to read the full article.
https://hubs.ly/Q048wt630

03/11/2026

Last week, we hosted breakfast workshops in Columbus and Dayton focused on the evolving retirement plan landscape — and we're grateful for the great turnout and conversations.

Topics included:
- Expanded investment options within plans
- Retirement income approaches
- Personalization in plan design
- How HSAs can support long-term retirement readiness

If you attended and want to continue the conversation — or if you missed it but are curious about these topics — we'd love to connect.

We'll be hosting another workshop this fall. Stay tuned for details.

02/25/2026

⏰ Registration is closing soon.

Join us in Dayton or Columbus for Brea(k)fast: Retirement Plan Trends, an educational breakfast workshop focused on the evolving landscape of employer-sponsored retirement plans.

Topics include:
• Retirement plan investment trends
• In-plan retirement income considerations
• Personalization strategies and HSAs

📅 March 4 & 5
🎓 CE credit available

RSVP by February 27 → https://hubs.li/Q042jKXy0

02/19/2026

If you’re a business owner, finance leader, HR or benefits executive, or fiduciary—this workshop is designed for you.

Retirement plan decisions directly impact employee outcomes and plan oversight. Staying informed on evolving trends is essential.

Brea(k)fast: Retirement Plan Trends offers:

• Practical insight into plan design trends
• Discussion around in-plan retirement income
• Strategies for personalization and HSAs

📍 Dayton (March 4) | Columbus (March 5)
🎓 3 CE hours available | 🍳 Breakfast included

Save your seat by February 27 → https://hubs.li/Q042jQss0

02/16/2026

We recently announced a strategic alliance with Hammerman, Graf, Hughes & Company, Inc. to enhance the tax and accounting services we are able to provide to our clients.

Learn more here:

Dayton, Ohio — February 9, 2026 Hammerman, Graf, Hughes & Company, Inc. (“HGH”), a certified public accounting firm, and Everhart Advisors, a

02/12/2026

Employer-sponsored retirement plans are entering a new phase.

Customization, evolving investment solutions, and increased oversight expectations are changing how plan sponsors think about design and governance.

At Brea(k)fast: Retirement Plan Trends, we’ll explore:

• Current retirement plan investment trends
• In-plan retirement income considerations
• Personalization strategies and the role of HSAs

📍 Dayton & Columbus
🍳 Breakfast included | 🎓 CE credit available

Register by February 27 → https://hubs.li/Q042jzCQ0