I like to think outside the box & can help put together a hard loan. Michelle has over 30 years experience in Residential Mortgage Lending.
Certified VA lending specialist, FHA, Reverse mortgage, conventional and investment property loans available. She is a mortgage broker for Mortgage Dynamics Group in Dublin, CA. We offer a wide range of Jumbo, FHA, VA, USDA, and conventional loan products, along with providing cutting-edge technology and industry-leading customer service. Michelle is a Certified Mortgage Consultant and a Certified Veteran Lending Specialist.
03/25/2026
🚨 Big Changes Are Coming to the Appraisal Process 🚨
Later this year, significant updates will impact how homes are valued, how appraisal reports are written, and how lenders review collateral.
No—this is not an April Fools joke. If you're a real estate professional, this is critical information that could directly affect your transactions and your clients. Join us on April 1st
Get ahead of these changes, understand what they mean for your business, and walk away with insights you can apply immediately.
👉 This is one event you don’t want to miss.
Registration begins at 11am.
02/27/2026
Unlock homeownership with an FHA loan—even if your credit isn’t perfect. Secure a great rate and start building equity now. Take the first step and reach out today.
02/26/2026
Why keep waiting when your dream home could be within reach? Secure your future with just 3% down and a 620+ FICO score. Take the first step toward homeownership now—your new address is closer than you think.
02/25/2026
Streamline your path to homeownership with expert guidance tailored to your needs. Experience efficient, stress-free service that accelerates the process and ensures a smooth transition to your new home. Secure your future with professional support and timely results.
02/24/2026
Unlock the hidden value in your home today. Tap into your equity for the extra cash you need—fast, flexible, and on your terms. Start making your home work for you now.
02/23/2026
Know someone ready to buy or refinance a home? Share my name with them—let’s make their journey just as smooth and successful as yours. Your referral makes a real difference.
02/22/2026
Dreaming of homeownership? Unlock financial flexibility with an adjustable-rate mortgage. Secure a lower rate upfront and put more money toward what matters most—your new home. Take the first step today.
02/21/2026
Dreaming of a sunny escape? Unlock the power of your home equity with a refinance and make your getaway a reality. Reach out now to turn your plans into memories.
02/20/2026
Your dreams are within reach—unlock the path to success. Message now to discover how.
02/19/2026
Turn up the volume and let these words move you—this message is crafted just for you. Ready to be inspired? Hit play and let the rhythm guide you to something unforgettable.
02/18/2026
Happy Lunar New Year! As we welcome the Year of the Horse, I wish you and your loved ones a year marked by vitality, speed and success in all your endeavors — especially achieving your dream home goals! May this new year bring new beginnings and abundant prosperity.
02/18/2026
Step into your new home with confidence. Secure expert home loan solutions designed for you—DM now to take the first step toward homeownership.
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Send a message to Home Loans by Michelle Velez NMLS #272427:
Michelle joined loanDepot in 2019, bringing 30 years of valuable experience and desire to help assist others in securing their American Dream of owning a home. She is a Certified Veteran Lending Specialist and a Certified Mortgage Consultant.
When it comes to her work, there’s nothing that brings Michelle more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding. Her ultimate goal is to ensure that her customers make the best mortgage choice for themselves and their families.
Michelle is involved in the mortgage community. She is a past State President and is currently Government Affairs Co-Chair for California Association of Mortgage Professionals and Secretary for the National Association of Mortgage Brokers. She was the 2018 Affiliate of the Year for San Mateo County Association of Realtors.
loanDepot offers home purchase and refinance loans, and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,500 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457.
loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing. Visit www.loandepot.com/privacypolicyto review our Privacy Policy.
