Derek Harris, Loan Officer, NMLS: 466010

06/17/2026

5.0 star review received on Experience.com for Derek Harris by Andrea T - Derek is amazing! He belped me on and off for over 3 years with my personal barriers that were preventing me from being approved for a loan. Only with his help did I get approved recently and was a lr to buy a home! He is professional, understanding, and always willing to go the extra mile! 10/10 for Derek!

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06/17/2026

5.0 star review received on Experience.com for Derek Harris by Susan P - Derek is always two steps ahead in the process, so I never have to worry about my clients getting the best possible service and having all their questions answered promptly!

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06/12/2026

So happy for the buyers I work with when closing day arrives. This one especially so who just closed on her new home in Grove City, OH, after getting pre-approved and looking for the right home for the past few years. Not even an FHA loan with required foundation repairs kept us from meeting the closing date within 30 days!

05/31/2026

5.0 star review received on Experience.com for Derek Harris by Mindaye T - Very good guy. Even helped us in his off day Weeken.

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05/31/2026

5.0 star review received on Experience.com for Derek Harris by Helen R - Derek is very knowledgeable and helps buyers explore all the potential saving opportunities.

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05/29/2026

5.0 star review received on Experience.com for Derek Harris by Sileshi T - Very understandin, helpful and dedicated loan office.

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05/29/2026

Most consumers don't want to feel like a number. It's the same for me as a licensed mortgage loan originator. Even though I offer competitive interest rates and loan products, you shouldn't work with me solely because of that. You should work with me because:

1. I'm available most evenings/weekends when you need payment estimates and pre-approval letters most.
2. I have over 27 years lending experience, understand lending guidelines, and know how to successfully get my customers to the closing table.
3. I advise my customers as if it were my own money in terms of finding them their best loan option/fit.

Intangibles matter.

05/27/2026

I think I’m going to learn to like Hybrid mortgage closings very quickly. Had my first closing as Highlands Mortgage yesterday and because the buyer e-signed about half of their closing documents before meeting at the title company’s office, the purchase closing took less than 15 minutes!

05/09/2026

We had a busy week over here at , now part of Highlands Residential Mortgage, Ltd.

Our local team of loan officers, processors, and underwriters are staying together with this transition so you can expect the same great service you've come to expect from us. With more loan products to offer and a better support system behind the scenes, I'm really looking forward to A Higher Standard of Lending at Highlands.