Guardian Planners

09/03/2026

Who is Responsible if you miss your RMD????

09/02/2026

A personalized mRNA-based cancer vaccine is showing promise in a late-stage melanoma trial.

Merck and Moderna said the individualized vaccine, paired with the existing immunotherapy Keytruda, significantly reduced the risk of cancer returning or spreading in high-risk melanoma patients whose cancer had been surgically removed.

Earlier Phase 2b data showed a 49% reduction in melanoma recurrence after surgery and a 59% reduction in the cancer spreading to distant organs.

The vaccine is not yet approved by the Food and Drug Administration. Regulators still need to review the full data once it has been collected and submitted.

For now, the results mark another step in the study of mRNA technology for cancer treatment.


Source:

Merck and Moderna announced Wednesday that a personalized mRNA-based cancer vaccine succeeded in a large, late-stage trial among patients with melanoma.

08/29/2026

Get caught up on the latest episode of Sound Money Management before our next live episode airs on Connect FM (96.7 or 99.7) on Tuesday, September 1st! This past week's episode is about Required Minimum Distributions, a confusing topic that is important to know about and understand. This past week's episode also marks our first on-screen appearance of Connect FM's very own Jay Philippone! Watch both Part 1 and part 2 on YouTube or click the link below. Like and Subscribe for future video edits of the show and other Guardian Planners made videos!

Chuck Johnson discusses something that confuses a lot of people, Re...

08/28/2026

If you’re still up, check out the lunar eclipse!!

08/27/2026

It's tough editing Sound Money Management videos here at Guardian Planners!

08/25/2026

Figures Don't Lie But Liars Figure

08/25/2026

The 8 Metrics to look at when evaluating a stock!

08/24/2026

Tune in to Sound Money Management tomorrow morning at 8:35 AM on Connect FM Radio (96.7 or 99.7 FM) or if you can't listen to it live subscribe to our Youtube Channel so that you can get updates for when episodes are posted and watch the show at any time that is convenient to you!
Get caught up by listening to our playlist linked below.

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08/23/2026

May the odds be ever in your favor!

08/22/2026

A record number of U.S. adults under 35 are living with their parents, according to a recent Realtor.com study.

In 2025, 25.2 million adults under 35 lived at home, a higher share than during the COVID-19 pandemic.

Many are working, but wages are not always keeping up with the cost of living. Among adults ages 25 to 34 who live at home, roughly 7 in 10 have jobs.

Housing affordability is a major factor. Higher home prices, elevated mortgage rates, rent, student loan payments, car payments, and everyday expenses can make living independently harder to sustain.

For some families, moving back home may be a way to reduce expenses, rebuild savings, or create more breathing room before taking the next step.

The broader takeaway is that financial independence does not always follow a straight timeline. Cost-of-living pressures are reshaping what adulthood, housing, and household decisions look like for many families.


Source:

One woman in her mid-30s said her $60,000 annual income wasn't enough to cover all her bills after a breakup, leading her to move back home.