Nate & Associates Insurance

Nate & Associates Insurance Insurance on both individual and group level...Life, Health, Business Liability, Home, Auto, Medicare

Since 1982, our family owned insurance agency has been serving the needs of Austin with our personalized customer service touch for all your insurance needs. We specialize in both commercial and residential insurance of all types! Our services include: life, health, group and auto insurance, disability, and medicare. We sit down with each of our clients to better understand their needs and our exp

ertise will help advise you through the process for the best plan. Once a part of the Nate & Associates family, you are our priority! Give us a call today to book an appointment to see how we can help you!

Running a business comes with risks, but protecting it doesn’t have to be complicated. Commercial insurance is the safet...
08/03/2026

Running a business comes with risks, but protecting it doesn’t have to be complicated. Commercial insurance is the safety net that helps protect your operations from property damage, liability claims, and more.

Our team is here to help you safeguard what matters most — your employees, assets, and future. Reach out today for a policy review and let’s build peace of mind together!

August is National Wellness Month, and one of the most meaningful ways to invest in both your businesses and your employ...
08/01/2026

August is National Wellness Month, and one of the most meaningful ways to invest in both your businesses and your employees’ well-being is by choosing coverage that balances business demands and employee wants.

Swipe through for a plain-language overview of your main options and what each one means for you as an employer.

Have questions about your current coverage or want to start exploring your options for next year? Don’t hesitate to give us a call. We are here to help you.

On every commercial job, risks are split between contractors and subcontractors, and coverage should be, too. We put tog...
07/30/2026

On every commercial job, risks are split between contractors and subcontractors, and coverage should be, too. We put together a quick guide so you can spot any gaps in your coverage before they become costly problems.

Swipe for who needs what (and why).

If you’d like us to map coverages to your contracts and price project-specific or annual packages, call our office today. We’re here to help you stay covered.

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similaritie...
07/27/2026

When comparing inland marine insurance and equipment floater coverage, the differences matter, but so do the similarities. Understanding both can help you make more informed decisions about your business insurance strategy.

While these coverages serve different purposes, they do share several important characteristics, including:
✅ Both are designed for property that is not confined to a single, permanent location.
✅ Both help bridge gaps left by standard commercial property policies.
✅ Both typically provide protection against common risks like theft, damage, and certain weather events.
✅ Both are essential for businesses that transport materials or equipment between jobsites.

At the end of the day, the right coverage for your business depends on the types of equipment and materials you use, how frequently they are transported, and where they are stored. Many contractors benefit from a combination of both broader inland marine coverage and more targeted equipment protection.

That said, if you are unsure whether your current coverage accurately reflects how your business actually operates, now is a good time to review your options. Our team is more than happy to help you review your coverage and determine if adding additional policies are right for you.

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disrupt...
07/23/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

In conversations about self-care and family health, we often emphasize the usual: nutrition, exercise, and mental well-b...
07/20/2026

In conversations about self-care and family health, we often emphasize the usual: nutrition, exercise, and mental well-being. But let's not forget an equally critical, but often-overlooked aspect: routine eye exams.

Regular eye checkups go beyond just adjusting our vision with the correct lenses. They serve as a crucial gateway to detecting more significant health issues:

☑️ Hypertension: Changes in the eye's blood vessels can reveal high blood pressure.
☑️ High Cholesterol: A yellowish patch on the upper and/or inner parts of your eyelid might indicate high cholesterol levels.
☑️ Autoimmune Disorders: Inflammation in the eye can signal autoimmune diseases, including lupus.
☑️ Thyroid Disease: An unusual bulge in the eyeballs could be a telltale sign of thyroid issues.
☑️ Cancer: Abnormalities in eye structure can point toward ocular melanoma, and a close look at the eyelids can reveal basal cell carcinoma.

If it's been some time since your last eye exam, let's change that. Finding an optometrist nearby and scheduling an appointment is simpler than you might think.

As always, reach out with any coverage questions or needs. We’re here to help you prioritize your health!

Navigating Medicare doesn’t have to be overwhelming. Whether you’re approaching 65 or helping a loved one explore their ...
07/16/2026

Navigating Medicare doesn’t have to be overwhelming. Whether you’re approaching 65 or helping a loved one explore their options, here are answers to three of the most frequently asked Medicare questions. Swipe to read.

Have other Medicare questions we didn’t cover? Contact us today.

If your spouse is approaching Medicare eligibility and you're still covered by an employer health plan, there are a few ...
07/13/2026

If your spouse is approaching Medicare eligibility and you're still covered by an employer health plan, there are a few important things to consider together. Swipe through to see what to keep in mind as you explore the best path forward.

Have questions about Medicare enrollment options for your household? Our team is here to help you explore your choices. Contact us today.

As you’ve likely seen, group health plan costs continue to rise. Higher premiums are being driven by medical trend incre...
07/09/2026

As you’ve likely seen, group health plan costs continue to rise. Higher premiums are being driven by medical trend increases, pharmacy costs, and changes in utilization. Because of this, many employers are facing increased budget pressure while trying to support their employees and manage expectations during renewal periods.

The good news is that controlling costs doesn’t have to mean reducing benefits or shifting more expenses to employees. The real objective is to improve your cost-to-coverage ratio and ensure that every dollar spent delivers meaningful value.

Swipe for a few key methods to help you evaluate and manage rising health plan costs.

If rising health care costs are creating uncertainty for your organization, feel free to schedule a consultation. I’m happy to review your current strategy and identify practical ways to improve efficiency without unnecessary disruption.

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverag...
07/06/2026

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverage in ways that aren't always obvious at the moment.

Some life events trigger a Special Enrollment Period, a 60-day window before or after the event during which you can enroll in or update your coverage outside the standard Open Enrollment Period. If any of the following have happened in your household over the past year, it may be worth a conversation:

🔵Getting married, divorced, or welcoming a new child into your family
🔵Moving to a new ZIP code, county, or state
🔵Turning 26 and coming off a parent's plan, or losing job-based coverage
🔵Changes in your income or household size
🔵Turning 65 and becoming eligible for Medicare, or becoming a U.S. citizen

If anything on that list sounds familiar, we'd love to connect to see how we can help you during a Special Enrollment Period. Give our team a call, and we can get started.

Address

101 Creek Road
Dripping Springs, TX
78620

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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