Advanced Benefit Solutions

09/02/2026

Mark your calendars! ✔️ 🗓️ The for Medicare is next month -- October 15 is the first day you can make changes to your coverage choices.

Do you want to review your options with an expert? 👀 Email us today at [email protected] and we'll get in touch with you. There is no cost to work with our team. 👍

👉 https://abenefitsolutions.com/

Get great benefits for your business with ABS! We are a health insurance brokerage for small to medium businesses.

08/26/2026

Finding out your employees barely used their benefits can be disappointing. 🩺 Nearly 30% of employees skip medical care because they don’t understand their health benefits. They need care, but they have concerns! They are:

❓Unsure of what’s covered (how do I navigate my visit and ask the right questions)

❓Don't know which facility or provider to see

❓Afraid of surprise bills

❓Tired of calling 1-800 numbers that don’t help

We make health insurance human again. Our team helps your employees actually use their benefits with confidence. That means healthier teams, fewer sick days, and real ROI on your benefits investment.

Let’s fix this together. 🙏

👉 https://abenefitsolutions.com/

08/19/2026

Getting a renewal with a 17% increase 📈 can be a shock. It's tempting to choose a cheaper health insurance plan for your employees, but those premium cuts often come with a hidden cost. Here's what you need to know before choosing a cheap health insurance plan!

👉 https://abenefitsolutions.com/what-business-owners-need-to-know-about-cheap-health-insurance/

A cheap health insurance plan isn’t automatically a bad plan. Learn what “cheaper” really means, what to check before you buy, and how an Austin broker helps you choose with your eyes open.

08/12/2026

Already met your health insurance deductible this year? 🎉

That means routine screenings, procedures, or follow-ups may cost you less out of pocket (or even be fully covered).

Now is the time to schedule: 🩻🔬🩺

Colonoscopy

Mammogram

Lab work or imaging

Follow-ups you’ve been putting off

Don’t wait until December when provider schedules are packed. Beat the rush and take care of your health today! 📆

08/06/2026

Part of having a successful employee benefits program includes regularly TALKING 💬 with your employees about how to use their benefits!

Not sure where to start? We can help! Check out our guide. 📋

https://abenefitsolutions.com/how-and-why-to-talk-with-employees-about-benefits/

Choosing the right benefits is the first step. Next, make sure that your employees understand and use them them effectively. Here's why.

07/29/2026

📚 Calling all TEACHERS and teacher families!

Many educators are just now seeing the real cost of adding a spouse and children to their school’s health insurance plan, and those premiums can be a shock. 😳 Don’t panic. There may be other options worth exploring.

Every year, we talk to educators who are surprised by how much family coverage can cost. Employee-only coverage may be affordable, while adding a spouse or children can cause monthly premiums to climb dramatically.

Here’s something many families may not realize: 💡 Changes to the Affordable Care Act created what’s commonly called the “Family Glitch Fix.”

This change allows some spouses and children to qualify for Marketplace subsidies, even when the employee has access to affordable coverage through their employer.

What does that mean for your family?

🏫 Just because your school offers family coverage does not automatically mean it is your best or most affordable option.

Depending on your situation, there may be alternatives that could significantly reduce your monthly healthcare costs.

Every family is different, and eligibility varies, but it is often worth taking a closer look before automatically enrolling everyone in your employer plan.

🍎 If you’re a teacher experiencing sticker shock when adding family members to your health insurance, let’s talk through your options.

👉 https://abenefitsolutions.com/

Get great benefits for your business with ABS! We are a health insurance brokerage for small to medium businesses.

07/22/2026

Still handling enrollment with a lot of paperwork for your employees? 📝

Every month we help move groups to and get them set up for online enrollment! It only takes a few days and saves a ton of time for employers! 🤩

👉 https://abenefitsolutions.com/

Get great benefits for your business with ABS! We are a health insurance brokerage for small to medium businesses.

07/15/2026

"My payroll provider does that."
Should your payroll company handle your benefits? Not always.

Payroll companies are great at handling paychecks and employee salary data, but they may lack in the service department when it comes to handling benefits. Many times they often offer one-size-fits-all plans, missing out on tailored solutions (and to be honest, huge savings) that fit your unique group of employees.

If you want to see all your options and get personalized support for all your employees, get in touch with our team. 🤝

👉 https://abenefitsolutions.com/

Get great benefits for your business with ABS! We are a health insurance brokerage for small to medium businesses.

07/08/2026

There’s a lot to know about level-funded health plans, and they’re a hot topic right now because of their potential for cost savings and refund opportunities. 💡

Level-funded plans are a completely different funding strategy, not just a different health plan.

From an employee’s perspective, the plan may look very familiar. Employees still have networks, deductibles, copays, and coverage. For employers, however, there are important differences happening behind the scenes.

Level-funded plans can provide:
✅ Greater transparency into claims activity
✅ More insight into healthcare spending
✅ Additional flexibility when managing benefits costs

At the same time, they may involve additional reporting, administrative responsibilities, and compliance considerations compared to a traditional fully insured plan. 📋

Considering a level-funded arrangement should involve more than comparing premiums. The right conversation asks questions like:
• How does the funding structure work?
• What reporting requirements should we expect?
• What level of transparency will we gain?
• Is this the right fit for our workforce and long-term goals?

There is no one-size-fits-all answer when it comes to employee benefits. The best strategy is the one that aligns with your organization’s needs, budget, and growth plans.

We’ve put together a new article explaining how level-funded health plans work, along with the potential benefits, considerations, and reporting requirements employers should understand before making a decision.

If you’ve been hearing more about level-funded options, check out the article, then let our team know how we can help you compare your options.

https://abenefitsolutions.com/what-is-a-level-funded-health-plan-understanding-the-costs-compliance-and-benefits-for-small-businesses/

Learn how level-funded health plans work, potential cost savings, refund opportunities, risks, and whether a level-funded plan is right for your small business.