Chuck Poulin - Mortgage Loan Officer

Chuck Poulin - Mortgage Loan Officer I have been in mortgage banking for 28 years and can assist with all mortgage needs. Your involvement is encouraged.

Castle & Cooke Mortgage, LLC | NMLS #1251 | castlecookemortgage.com | Equal Housing Lender
Office: 217-405-7951
Licensing Information: https://ccmtg.info/licensing

LO NMLS ID #210058

LO State Licenses: State Licenses: FL # LO138127; IL # 031.0078275, Illinois Residential Mortgage Licensee; IN # 61580; MI # 210058; TN # 210058

Corp State Licenses:
FL # MLD611
IL Residential Mortgage License .67612

22
Illinois Residential Mortgage Licensee
For licensing information, go to: www.nmlsconsumeraccess.org. STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued. IN-DFI Mortgage Lending License #29810
MI 1st
MI 2nd
TN # 1251

Co-buying is one of the most underused strategies in today's market. Friends, siblings, partners, even colleagues are po...
06/23/2026

Co-buying is one of the most underused strategies in today's market. Friends, siblings, partners, even colleagues are pooling resources to get into homes they couldn't afford alone. It's not a workaround. It's a legitimate path that more buyers are taking seriously as affordability pressures mount. If you've been trying to figure out how to make the numbers work, this might be the conversation you didn't know you needed to have.

https://www.castlecookemortgage.com/blog/buy-a-home-with-your-bestie

Discount points can lower your rate, before you pay for them, ask one question: what's my break-even point? That's how l...
06/22/2026

Discount points can lower your rate, before you pay for them, ask one question: what's my break-even point? That's how long it takes to recoup what you spent to get the lower rate. If you plan to move or refinance before you hit that point, you just paid for savings you might never see. A lower rate that costs more than it saves isn't a deal. It's a math problem nobody walked you through. That's the conversation worth having before you sign anything.

[email protected]" rel="ugc" target="_blank">https://apply.castlecookemortgage.com/homehub/signup/[email protected]

Homeownership is one of the greatest things a parent can build for their family. Not just the roof overhead but the equi...
06/21/2026

Homeownership is one of the greatest things a parent can build for their family. Not just the roof overhead but the equity, the stability, and the example it sets for the next generation. Happy Father's Day to all the dads and father figures out there doing the work.

The homebuying process involves a lot of people. Loan officers, underwriters, appraisers, title companies, real estate a...
06/20/2026

The homebuying process involves a lot of people. Loan officers, underwriters, appraisers, title companies, real estate agents. Most buyers don't know who does what or why it matters. Understanding who's in your corner and what they're responsible for can make the whole process feel a lot less overwhelming. We put together a breakdown of everyone involved so you know exactly what to expect.

https://www.castlecookemortgage.com/blog/whos-who-of-the-home-loan-process

Juneteenth is not just a celebration. It is a reminder that access and freedom are not the same thing. Redlining, discri...
06/19/2026

Juneteenth is not just a celebration. It is a reminder that access and freedom are not the same thing. Redlining, discriminatory appraisals, and exclusionary lending practices spent decades making sure Black families could not build wealth through homeownership the way other Americans could. The effects of that are still measurable today in the homeownership gap, in generational wealth disparities, and in communities that were systematically locked out of appreciating markets. This industry has a role to play in closing that gap. Not with a hashtag. With access, education, and the willingness to show up for every qualified buyer the same way.

I've worked with people who've had steady employment, have solid credit, and didn't know when to take the next step towa...
06/17/2026

I've worked with people who've had steady employment, have solid credit, and didn't know when to take the next step toward buying a home until they found me. It's not always about what you can afford. Sometimes it's about not knowing where to start, not trusting the process, or assuming the market isn't built for someone in your position. For a lot of younger buyers the barrier isn't financial, it's informational. And that's exactly what a good loan officer is supposed to fix.

https://castlecookemortgage.com/chuck-poulin

That gap between wanting and believing isn't entirely a money problem. A big part is an information problem. Most younge...
06/16/2026

That gap between wanting and believing isn't entirely a money problem. A big part is an information problem. Most younger buyers are already doing the work. Checking their credit, researching prices, and saving what they can. But without someone to explain the actual steps, the process feels impossible before it even starts. If you've ever thought homeownership just isn't in the cards, that's the conversation I want to have. Let's figure out what's actually standing between you and a home.

[email protected]" rel="ugc" target="_blank">https://apply.castlecookemortgage.com/homehub/signup/[email protected]

Millions of homeowners are sitting on mortgages below 3%. Moving could mean trading that rate for something closer to 7%...
06/15/2026

Millions of homeowners are sitting on mortgages below 3%. Moving could mean trading that rate for something closer to 7%. For most people that math ain't mathing, so they stay put. That's called a frozen market.

But something is starting to shift. Life doesn't wait for rates to cooperate. Job changes, growing families, empty nesters, etc... a growing number of sellers are listing despite their low rates because life made the decision for them. Inventory is still tight. But the thaw could be beginning. The buyers who are prepared when those listings hit the market are the ones who win. The best preparation starts with pre-qualification. Tap the link below to get started.

[email protected]" rel="ugc" target="_blank">https://apply.castlecookemortgage.com/homehub/signup/[email protected]

Buyers aren't asking for miracles. They want to understand what they're signing. They want someone who communicates clea...
06/14/2026

Buyers aren't asking for miracles. They want to understand what they're signing. They want someone who communicates clearly and doesn't disappear between application and closing. That's me!

https://castlecookemortgage.com/chuck-poulin

Address

13751 S Wadsworth Park Drive, Suite 101
Draper, UT
84020

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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