Chuck Poulin - Mortgage Loan Officer

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Chuck Poulin - Mortgage Loan Officer I have been in mortgage banking for 28 years and can assist with all mortgage needs. Your involvement is encouraged.

Castle & Cooke Mortgage, LLC | NMLS #1251 | castlecookemortgage.com | Equal Housing Lender
Office: 217-405-7951
Licensing Information: https://ccmtg.info/licensing

LO NMLS ID #210058

LO State Licenses: State Licenses: FL # LO138127; IL # 031.0078275, Illinois Residential Mortgage Licensee; IN # 61580; MI # 210058; TN # 210058

Corp State Licenses:
FL # MLD611
IL Residential Mortgage License .6761222
Illinois Residential Mortgage Licensee
For licensing information, go to: www.nmlsconsumeraccess.org. STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued. IN-DFI Mortgage Lending License #29810
MI 1st
MI 2nd
TN # 1251

A lot of people bought recently planning to refinance when rates come down.Here's our promise: You won't have to watch r...
10/18/2026

A lot of people bought recently planning to refinance when rates come down.

Here's our promise: You won't have to watch rates every day and wonder if you missed your window. We're keeping an eye on it for you, and when refinancing actually makes sense for your situation, you'll hear from us. No guessing, no missed timing.

If we didn't close your loan and you want that kind of watchful eye, let's talk today.

https://castlecookemortgage.com/chuck-poulin

The appraisal sometimes makes buyers hold their breath, and it helps to know what it actually is.A licensed appraiser es...
10/17/2026

The appraisal sometimes makes buyers hold their breath, and it helps to know what it actually is.

A licensed appraiser estimates the home's value to make sure the listing price (or offer) makes sense. Most of the time it confirms what you expected. And if it comes in low, you still have options, from renegotiating to adjusting your terms. It's a normal step, and one you can prepare for.

Want to know how to handle it before you're in it? Reach out to me today.

https://castlecookemortgage.com/chuck-poulin

If your dream involves a little more room and a little less traffic, this one's for you.USDA loans help buyers in eligib...
10/16/2026

If your dream involves a little more room and a little less traffic, this one's for you.

USDA loans help buyers in eligible rural and many suburban areas purchase with as little as zero down payment.

That's not a typo. For the right home in the right area, it can be one of the most affordable ways into homeownership.

Not sure if a place qualifies? That's exactly what I'm here for. Find out more:

https://www.castlecookemortgage.com/usda-loans

This is one of the most common questions I get, and the fear behind it keeps people from ever starting.Here's the straig...
10/15/2026

This is one of the most common questions I get, and the fear behind it keeps people from ever starting.

Here's the straight answer. Getting pre-qualified is a light-touch look at your finances and typically has little to no impact on your score. It's designed to help you understand your options.

If concern over credit has been the thing stopping you, let's take that off the table. Ask me anything.

https://castlecookemortgage.com/chuck-poulin

If you've been eyeing rental property but worried your personal income wouldn't stretch far enough, there's a loan built...
10/14/2026

If you've been eyeing rental property but worried your personal income wouldn't stretch far enough, there's a loan built for exactly this.

Investor loans can qualify based on the property's projected rental income rather than leaning entirely on your own paperwork. That opens the door for builders of small real estate portfolios who don't fit the standard mold.

Ready to grow your holdings? See how investor financing works.

https://www.castlecookemortgage.com/investor-loans

Some good news that surprises a lot of first-time buyers. The money for your down payment doesn't all have to come from ...
10/13/2026

Some good news that surprises a lot of first-time buyers. The money for your down payment doesn't all have to come from you. Gift funds from family are allowed on many loan programs, and for plenty of buyers that's the piece that makes it possible. There are a few rules about documenting where it came from, and that part is easy once someone shows you how. Find out more here:

https://www.castlecookemortgage.com/gift-funds

Every home has an address. Nearly every address sits on land that belonged to someone else first. Today we honor the Ind...
10/12/2026

Every home has an address. Nearly every address sits on land that belonged to someone else first. Today we honor the Indigenous peoples who were here long before any deed was written, who are still here, and whose nations remain sovereign. They are not the footnote in the story of this country, but the first chapter.

The word "jumbo" makes people brace for something scary, but a jumbo loan is just a mortgage for a home priced above the...
10/11/2026

The word "jumbo" makes people brace for something scary, but a jumbo loan is just a mortgage for a home priced above the conforming loan limit.

For those shopping in higher-priced markets or high cost of living areas, this is often simply the loan that fits. The requirements are a bit different, but a good loan officer (or a great one like me!) walks you through them so nothing feels intimidating. Curious whether a jumbo is right for your price range? Click here:

https://www.castlecookemortgage.com/jumbo-loans

The strongest homebuyers are the ones who leave themselves a little breathing room, instead of stretching to the very to...
10/10/2026

The strongest homebuyers are the ones who leave themselves a little breathing room, instead of stretching to the very top of their qualification limit.

A little cushion means a broken water heater or a slow month at work is an annoyance, not a crisis.

Before you shop, let's figure out a number that leaves you breathing room, not just a number a calculator says you can hit. Run the numbers now.

https://www.castlecookemortgage.com/house-affordability-calculator

A slow, murky closing is one of the most stressful parts of buying, and it doesn't have to be that way.When your team co...
10/09/2026

A slow, murky closing is one of the most stressful parts of buying, and it doesn't have to be that way.

When your team communicates, orders things on time, and keeps your file moving, closing goes from dread to done. You get clear updates, a real person to call, and fewer late-night what-ifs.

Want a smoother path to the keys? Let's talk about how we work.

https://castlecookemortgage.com/chuck-poulin

Address

13751 S Wadsworth Park Drive, Suite 101
Draper, UT
84020

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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