Nate Johnson - Guild Mortgage

09/02/2026

"Is now a good time to buy a home?" This is one of the most common questions I hear as a lender. The answer varies depending on each person's financial situation, their goals and timing.

I created some slides to highlight different types of homebuying experiences based on what a buyer might experience in a seller's market and buyer's market. Obviously, there can be variances to each individual's buying experience, but I've found that these slides resonate with my clients.

Almost every loan I've done this year has been an option A scenario.

If you'd like to explore your options send me a DM. I'd be happy to discuss your situation.

08/27/2026

🏡Your first home doesn't need to be your forever home and very rarely is.

One of the biggest mistakes a first-time buyer can make is waiting until they can afford a home that checks every box on their wish list.

The reality? Your starter home is meant to help you get into the market, start building equity, and create a foundation for your future.

Instead of focusing on the perfect house, focus on a home that:

✅Fits comfortably within your budget
✅Meets your current needs
✅Allows you to maintain your financial goals
✅Positions you to build wealth over time

The families who build long-term wealth through real estate rarely start with their dream home.

They start with a smart home they can afford and use that equity to move up over time.

A starter home isn't settling. It's a strategy.

08/24/2026

Is the American Dream of homeownership still within reach?

I'm hosting a free First-time Homebuyer Workshop tomorrow at 6:30pm. Happy to have you join us in-person or virtually. Details in the comments.

07/11/2026

5.0 star review received on Experience.com for Nate Johnson by George S - Nate was available and able to assist anytime I needed. He listened, understood, and went the extra mile to make sure my questions and concerns were addressed throughout the process.

Click to see all 29 reviews of Guild Mortgage - Nate Johnson, Loan Officer | NMLS # 2696538

07/10/2026

The majority of Realtors haven’t closed a single transaction so far this year.

In today’s market, having the right lending partner can make all the difference.

Nearly one-third of the clients were previously declined by another lender. Instead of giving up, we worked together to find a path forward and ultimately helped them achieve homeownership.

Whether it’s credit challenges, complex income, self-employment, or no down payment funds, I enjoy finding solutions that help borrowers succeed—and help my Realtor partners close more transactions.

I’ve also recently brought on an incredible assistant with 8 years of industry experience, which has expanded our capacity and allows us to serve even more clients and partners at a high level.

I’m looking to build relationships with a few more growth-minded Realtors who want a proactive lending partner focused on communication, problem-solving, and helping more buyers get to the closing table.

If you know a Realtor who could benefit from that kind of partnership, I’d appreciate an introduction.

And if you’ve been turned down by another lender but still dream of owning a home, don’t assume the answer is no. Let’s have a conversation and see what options may be available for you.

🏡Sometimes the difference between a denial and a new home is simply having the right team in your corner.

07/08/2026

We’re taking lending to new heights with this one🏡 Even on my tippy toes I’m still the shortest in the room. 😂

I love helping first time homebuyers navigate their options and make the dream of homeownership a reality! 🥳

A huge shout out to Daniel Ahlquist for being such a great realtor partner and trusting me to be a part of this special home-buying journey 🙏

06/15/2026

5.0 star review received on Experience.com for Nate Johnson by Leigh M - Nate was awesome! He took great care of us, explained everything that was goin on every step of the way. Easiest experience I've ever had with a lender.

Click to see all 25 reviews of Guild Mortgage - Nate Johnson, Loan Officer | NMLS # 2696538