Kris & Melanie Home Loan Experts

03/11/2023

The Girls High School golf started on Wednesday. I love watching them play and am excited that Ellie tied for 2nd place. What a phenomenal way to start the season! Congrats!

ST. GEORGE — The Crimson Cliffs Mustangs won the season-opening Region 10 girls golf match on Wednesday afternoon. Playing the front nine holes at St. George Golf Club, the Mustangs’ top four golfers posted a team score of 182, edging defending state champion Pine View by three strokes. The Ceda...

03/24/2022

Hey friends we recently moved into a new office location! Come stop by and check out the new space. It is right above Studio 359 Salon and Spa on Bluff St. Keep us in mind for your next mortgage transaction. Let us be the first to say Welcome HOME!! ❤️

02/14/2022

Happy Valentines Day!

- https://www.intercaplending.com/loan-officer/melanie-christensen

10/07/2021

https://www.intercaplending.com/conforming-limits-up/
Conforming Home Loan Limits Increase to $625,000
Big News!
We are increasing our conforming loan limits to $625k, up from $548,250. Conforming home loans have the following benefits:

Easier to qualify for than conventional loans
Usually don’t require a high down payment
Can have a lower interest rate
Credit scores as low as 620
Apply today to see if you qualify for up to $625,000

maximum conforming loan limit for single-family homes will increase from $510,400 in 2020 to $548,250 in 2021. In some high-cost areas the baseline loan limit will be as high as $822,375.

01/20/2021

Awesome news for our DACA Clients!

https://www.intercaplending.com/daca/?loan-officer=melanie-christensen

DACA recipients can now apply for an FHA home loan. FHA mortgages offer low rates and down payment for qualified home buyers.

07/30/2020

06/25/2020

The mortgage 🎢roller coaster ride continues!
Here are three ways to take advantage of low rates as they jump up and down.

According to Mortgage News Daily, the average rate on a 30-year fixed contract dropped to 2.97% on Thursday hitting another record low. This happened the same day the stock market plunged amidst concerns over a second wave of coronavirus.