LeeLee The Lender

05/01/2026

Big changes are happening behind the scenes in the mortgage world—and they could work in your favor 👀

A new credit scoring model is opening the door for buyers who’ve been doing the right things (like paying rent and utilities on time) but weren’t getting credit for it before. Translation: more opportunity, more access, and potentially a new path to homeownership 🏡

If you’ve been sitting on the sidelines because of your credit, it might be time to take another look. Things are shifting.

Comment “READY” or send me a DM and I’ll help you map out your next move ✨

UtahRealEstate HomeLoanTips BuyerEducation

04/23/2026

5.0 star review received on Experience.com for Carlee Ventura by Emma J - Carlee was super responsive and always on top of things, it made the experience smooth and easy.

Click to see all 214 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

04/14/2026

5.0 star review received on Experience.com for Carlee Ventura by Ronald K - Great and very timely service

Click to see all 212 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

04/14/2026

5.0 star review received on Experience.com for Carlee Ventura by Landon S W - Carlee was ON IT. Man, she was persistent, consistent, reslient, and any other positive words ending with ent. She did a great job and everything was very easy.

Click to see all 211 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

04/07/2026

If you’ve been thinking about tapping into your home’s equity, this is something you’ll want to know 👇
Not all equity options are the same.
Many people look at HELOCs—but those typically come with variable rates, which means your payment can change over time. In today’s market, that can feel a little uncertain.
A fixed-rate second mortgage, on the other hand, gives you stability:
✔️ Consistent monthly payments
✔️ A locked-in interest rate
✔️ No surprises
This can be a great option if you’re planning a home renovation, looking to consolidate high-interest debt, or just want more control over your finances.
If you’re curious what this could look like for you personally, I’m happy to run numbers and walk you through it—no pressure at all.
Send me a message or comment “INFO” below and I’ll reach out!

04/07/2026

Stable > stressful 💯
If you’ve been thinking about using your home’s equity, don’t overlook this: a fixed-rate 2nd mortgage gives you predictable payments in a market that’s anything but predictable.
No surprises. No rising payments. Just a clear plan—whether you’re renovating, consolidating debt, or creating breathing room financially.
Want to see if it makes sense for you? Let’s talk—DM me “EQUITY” and I’ll break it down 👇

03/30/2026

5.0 star review received on Experience.com for Carlee Ventura by Jonathan S J - We had a very short notice that we needed to move out of a rental (are choice) Carlee was on top of everything with her help we was able to move in are New House quickly. This was very impressive

Click to see all 210 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

03/25/2026

5.0 star review received on Experience.com for Carlee Ventura by Tori J - Everything was explained and communicated perfectly. Carlee made our refinancing process easy to complete and helped us understand the whole process! I alos Love that she reaches out to let us know where things are at and even before we refinanced she would always let us know how the rates looked and when she felt was the perfect time for us to refinance and when it wasn't a good time!

Click to see all 208 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

03/13/2026

5.0 star review received on Experience.com for Carlee Ventura by Sara V - Carlee was always ready to answer any questions we had. She was patient with us and always willing to review things if needed.

Click to see all 209 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

03/05/2026

5.0 star review received on Experience.com for Carlee Ventura by Madison C - Carlee and her team made this process so much easier than I imagined. She was quick to respond and educated me along the way!

Click to see all 208 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233

02/03/2026

5.0 star review received on Experience.com for Carlee Ventura by Shelbie L S - Carlee was the best to work with, from making making sure I could get the loan on my own, to finishing out the process! I would highly recommend her to any family or friends for any type of home loan needs! ♥️

Click to see all 206 reviews of Carlee Ventura, Loan Officer | NMLS # 1509233