05/19/2026
🏡 Market Update: Why Buyers Still Have Opportunity Right Now 👀
There’s a lot happening in the economy right now, and yes — the markets are reacting.
• Tensions overseas are keeping investors on edge
• Oil prices have jumped, which raises inflation concerns
• Stocks are down today, and mortgage rates are still moving around as bond yields rise
The Fed is also expected to stay focused on fighting inflation, which means rates may stay higher a little longer than many hoped.
BUT… here’s the part people are missing 👇
Higher rates have kept a lot of buyers sitting on the sidelines, which means:
✅ Less competition than the crazy bidding-war market
✅ More negotiating power for buyers
✅ More seller concessions and rate buydown opportunities
✅ Buyers can refinance later if/when rates improve
And while rates feel high compared to the last few years, they’re actually much closer to historical averages than people think.
🏠 Another big issue impacting housing is the “lock-in effect.”
Many homeowners don’t want to sell because they currently have ultra-low mortgage rates. That’s keeping inventory tight.
There’s also discussion in Washington about updating outdated capital gains tax rules for homeowners, which could encourage more people to sell in the future and help inventory improve.
Bottom line:
📈 The market is still moving
🏡 People are still buying every day
💰 Opportunities exist for buyers who are financially prepared
🔑 Waiting for the “perfect” rate could mean paying more for the house later
Real estate is always about the long game — and for the right buyer, this market can still make a lot of sense.
If you’ve been wondering whether now is the right time to buy, refinance, or game-plan for later this year, let’s talk through your options.
