Ty The Loan Guy

07/22/2026

Congress is considering a bill that would nearly triple the fee veterans pay to refinance their VA loans- and we need your help to stop it.

07/21/2026

07/20/2026

02/04/2026

Just closed another short term rental dscr loan for a client that needed to exit his hard money loan and secure long term financing. I am very knowledgeable with dscr loans and how to structure them upfront for success. DM if you need help

01/20/2026

🚨 Real Estate Investors — This Is How I’m Still Buying Deals 🚨

I’m an active real estate investor, and I don’t use traditional income-based loans for my rentals.

I use DSCR loans.

Why?
• No personal income verification
• Approval based on the property’s cash flow, not my W-2
• Faster closings
• Easier scaling for multiple properties

If the rental income supports the payment, the deal works.

Most investors don’t realize this option exists — or assume it’s only for large commercial deals. It’s not.

I’m using these loans right now to acquire and refinance investment properties, and I help other investors do the same.

If you’re:
✔ Buying rentals
✔ Refinancing investment property
✔ Tired of DTI limits slowing you down

Comment “DSCR” or DM me and I’ll explain how it works and whether it fits your situation.

No pressure. Just real info from someone actually using these loans.