Ty The Loan Guy

02/18/2026

02/04/2026

Just closed another short term rental dscr loan for a client that needed to exit his hard money loan and secure long term financing. I am very knowledgeable with dscr loans and how to structure them upfront for success. DM if you need help

01/20/2026

🚨 Real Estate Investors — This Is How I’m Still Buying Deals 🚨

I’m an active real estate investor, and I don’t use traditional income-based loans for my rentals.

I use DSCR loans.

Why?
• No personal income verification
• Approval based on the property’s cash flow, not my W-2
• Faster closings
• Easier scaling for multiple properties

If the rental income supports the payment, the deal works.

Most investors don’t realize this option exists — or assume it’s only for large commercial deals. It’s not.

I’m using these loans right now to acquire and refinance investment properties, and I help other investors do the same.

If you’re:
✔ Buying rentals
✔ Refinancing investment property
✔ Tired of DTI limits slowing you down

Comment “DSCR” or DM me and I’ll explain how it works and whether it fits your situation.

No pressure. Just real info from someone actually using these loans.

03/12/2025

11/22/2024

🏡✨ Unlock Your Home's Potential with Our Exclusive Cash-Out Refinance! ✨🏡

Dreaming of renovating your home or consolidating debt? Now's the time to make those dreams a reality with our one-of-a-kind Cash-Out Refinance program! 💰

✅ Up to 89.99% LTV
✅ No Mortgage Insurance
✅ Exclusive Offer – Only Available Here!

Why settle for less when you can maximize your home's equity with a deal no other lender offers? 🌟

Don't miss out on this unique opportunity to elevate your financial freedom. Contact us today and let's get started on your journey to making your home work for you! 📞🏠

05/17/2024

Exciting news for first time home buyers! You could qualify for up to $15k in down payment assistance to help make your dream of homeownership a reality. Don't miss out on this amazing opportunity!

04/03/2024

For all my investor friends! We got your covered! Cash out your equity with only 3 months seasoning. No income docs required. Best DSCR loan out there right now!

02/20/2024

We just got a 10 day CTC for a veteran who was having trouble getting approved with an online retailer. Not only did we get him approved for over $100k more than the online lender, we were able to get him a lower rate and less fees! Who you work with matters. Use a local mortgage broker!

01/02/2024

Feds are expected to lower rates multiple times in 2024! The housing market is already starting to heat backup. Now is a good time to get your Pre-approval done!