Amber Rainford, NMLS 486856, Fairway Independent Mortgage Corporation

05/04/2026

👩🏼‍🏫 I am holding two separate sessions of HECM/Reverse Mortgage 101 webinars:

May 7th 10:00am mst or 7:00pm mst.

If you want to learn more and really see what the heck a HECM is this is your opportunity. This is a great way to introduce another way to finance in retirement. Hope to see you there!!!

11/12/2025

Take a minute and listen to this testimony. It helps you to understand from a clients perspective as to why the HECM is a fantastic option.

09/02/2025

🏌🏼‍♀️⛳️Come 1, come all, come play some golf! Putting teams together let me know if you are interested.

08/28/2025

Realtors! 🚨 Join us for an amazing CE experience! Learn how to take care of Veterans and receive your designation as an “American Warrior Real Estate Professional”. 🇺🇸

This is MORE than just CE! This event will speak to your heart!❤️ Special guest, retired Navy SEAL and best-selling author, will be there to share a powerful and inspiring message!

Message me if you are interested and I can send you a link to register.

08/18/2025

I promise you will LOVE this event - Chills, Thrills and CE!!

Shared with Jumpshare

09/11/2024

Today, we pause to honor and remember the lives lost on September 11, 2001. We also celebrate the strength and courage of those who responded with heroism and unity.

As we reflect on this day, let's continue to support one another and build a future rooted in resilience and hope.

09/10/2024

DeAnn Whetstone and I are putting on a consumer webinar to learn more about HECM Loans getting the facts out there. Please join us and register today!

07/31/2024

Since the inception of Home Equity Conversion Mortgage (HECM, reverse mortgage) loans in the 1990s, the US Department of Housing and Urban Development (HUD) and other agencies have implemented numerous safeguards to protect older Americans.

Curious about today’s HECMs? Read our article to get the scoop: https://hubs.la/Q02G0Y-w0

05/02/2024

Come one come all! This is a great way to educate yourself and make sure you are aware of all of the options for your future.

Kick off your summer with the knowledge of new possibilities your housing wealth can provide throughout your retirement. Reverse mortgage loans help older-adult homeowners and homebuyers live the retirement they deserve with fewer financial worries.

On this webinar, you’ll learn:
• The advantages of using home equity (via a reverse mortgage) to support aging in place
• The facts about reverse mortgages (debunking common myths)
• The basic qualifications
• Common uses of a reverse mortgage, such as paying for home renovations and long-term care
• How you can use a reverse mortgage to purchase and better afford your next home

Register Here:
https://hubs.la/Q02v8P-10

04/22/2024

Reverse mortgage loans offer numerous advantages, including flexible repayment options.

The non-recourse feature is a particularly powerful advantage among these benefits. When a Home Equity Conversion Mortgage (HECM) loan matures, the debt obligation is typically settled through the home sale. If the sale price fails to cover the full loan balance, neither the borrower nor their heirs bear personal liability for the shortfall, thanks to the FHA's guarantee. This safeguard is known as the loan's non-recourse feature.

Conversely, the borrower or heirs retain the excess proceeds if the home sells for more than the loan balance. Additionally, if heirs wish to keep the home for themselves, they can pay (refinance) the full loan balance, up to 95% of the property's appraised value.