06/13/2023
✨🏠 Introducing the Down Payment Assistance (DPA) Empowered Program: The Ultimate Money Saver for Home Buyers! 🏠✨
Are your clients struggling to save up for a down payment? 💸 Or perhaps they simply want to retain more cash in their pockets? 🤔 We've got the perfect solution! Introducing our Down Payment Assistance (DPA) Empowered Program, designed to help home buyers save thousands of dollars! 💰
What makes our program stand out? 🌟
1️⃣ 3.5% Forgivable Grant: Based on the purchase price, our Empowered Program offers a generous 3.5% forgivable grant, unlike most DPA programs that come with a second mortgage. 🚫
2️⃣ Grant Forgiveness on DAY ONE: That's right! Your clients can refinance after just 210 days, as our grant is completely forgiven from day one. 🎉
3️⃣ Flexible Requirements: With a minimum credit score of 620 and a maximum DTI of 48.99%, our program is accessible to a wide range of applicants. 👨👩👧👦
4️⃣ Interest Rate: At 7.75%, it is a high interest rate, but you only have to stay in the loan for 210 days. 📈
5️⃣ No Worries about Closing Costs: Though closing costs can be steep, the good news is that the seller is permitted to cover ALL of these expenses. 🙌
6️⃣ Inclusive Eligibility: Whether your client is a first-time homebuyer, first responder, volunteer, medical professional, or an individual with income less than 140% of AMI, they could be eligible for our program! 🏆
Got questions or specific scenarios to discuss? 🤔
