Joshua Quinn Farmers Insurance Agency

11/24/2025

🚗 Understand Your PA Auto Insurance Liability Limits!

💡Did you know your auto liability insurance limits in Pennsylvania are often described using three numbers?

This is called a Split Limit policy, and understanding what those numbers mean is crucial to protecting your finances!

What are the "Split Limits" in PA?A split limit policy separates your liability coverage into three distinct parts, typically written as:

(Per Person) Bodily Injury Liability maximum for one person injured in an accident you cause.
(Per Accident) Bodily Injury Liability total maximum for all people injured in that same accident
(Property Damage) Property Damage Liability total maximum for all damaged property in that same accident (other cars, fences, etc.).

For example if you choose the state minimum of 15/30/5 in PA, your insurance would pay up to $15,000 for any single person's injuries, up to $30,000 total for everyone's injuries, and up to $5,000 for all property damage.

Why Should You Care? The minimum limits are often not enough to cover the costs of a serious accident! If the total damages exceed your chosen limits, you could be held personally responsible for the remaining balance. A serious injury can easily cost more than $15,000 for one person. Repairing or replacing a newer car can easily exceed $5,000.Don't leave your assets at risk! Higher liability limits mean greater financial protection for you.

Ready to review your auto coverage and make sure your limits truly protect your financial future?

📞 Call us today for a free review! 267-629-6150

11/10/2025

As your local Farmers agent, I’m committed to helping you find the right coverage to protect your life and your assets.
Whether you need to insure your car, home, or business—or need to talk about life insurance—I’m here to help make sure you have the coverage that fits your needs.
Ready to see how much you can save? Give us a call or stop by the office!
📞 Call: (267) 629-6150 📍 Visit: 87 N Broad St Fl 2, Doylestown, PA 18901
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10/31/2025

Found an unusual plant? Before it starts asking for snacks, maybe its time to check your coverages!

Don't wait for it to say "Feed me Seymour!"

Reach out today for an insurance quote.

10/27/2025

Cyber Attacks are a ever-present threat in todays world. Does your insurance policy cover you if you have a data breach or ransom attack?

We have options to cover you digital footprint including standalone options. With options for personal and business needs.

Give us a call and lets talk about how you can protect yourself from cyber threats.

267-629-6150
[email protected]

10/20/2025

Do you have questions about your Insurance plan? We are here to help. Give us a call or e-mail and we will work with you to answer all your questions and see if we have a policy that will fit your needs and budget. This isn't a online quote, this is a personalized detailed examination of your current insurance policy and customized quote based on what you feel you need.

267-629-6150 (office)
[email protected]

10/13/2025

Insurance Premiums have been crazy lately. Its hard to wrap your head around sometimes. We are here to help, give us a call and we can go over your current policy and see if we have something that can lower your rate. Even if we can't we might be able to identify areas your can help lower your cost with your current policy.

267-629-6150
[email protected]
https://agents.farmers.com/pa/doylestown/joshua-quinn/

06/24/2024

Food Trucks! Who doesn't like a good food truck?

Insuring a food truck can be tricky, but fortunately we have a program that's made for them.

Give a shout out to your favorite in the comments below.

05/15/2024

Rates are still on the rise. Its a complicated mess of a market.

If your car broke down two years ago, it probably became a bigger problem than you bargained for. A confluence of forces were to blame: The COVID-19 pandemic disrupted supply chains, pushing used car prices to record highs and making spare parts hard to get; out-of-practice drivers emerging from loc...

05/03/2024

More insurance woes for California.

With more insurance companies pulling out of the market or limiting coverage recently, some homeowners may have no other option.

04/10/2024

It's not just in Pennsylvania that we are seeing a problem with insurance policies. In many states insurance companies are having a difficult time staying solvent. Price increases and policy cancelations will continue into the furture.

Thousands of Californians who won't see their home insurance renewed by State Farm this summer are homeowners in Los Angeles County.

02/06/2024

Its a hard reality that rates have been going up.

Auto insurance premiums have risen in most U.S. states, taking a larger percentage out of drivers' paychecks each month.

01/29/2024

Business Owners, Workers Comp policies are always tricky when you have variable work flows over the year. With the pay as you go options on our Workers Comp policies you avoid the risk of a big bill at the end of the year due to underestimating your payroll.

You simply submit how much your payroll is every month and you pay for that amount. We even work with some payroll companies to make the process seamless with your payroll.

Give us a call today to discuss this unique payment option,