A & M Services

11/20/2024

Holiday parties are around the corner. The parties are a lot of fun (sometimes too fun), so make sure your clients are covered for any of the problems that can arise from the parties. We can cover the parties on a special event policy that will cover the following:

General Liability
Liquor Liability
Set up/ Take Down coverage
Med Pay
Damage to rented premises

07/30/2024

American Collectors Insurance offers Agreed Value Insurance for your collector vehicles and collectible items. With an Agreed Value policy, in the event of a covered total loss, you will receive a check back for the full agreed upon value of the insured vehicle less any deductibles.

07/01/2024

03/30/2024

Adrienne Whatley
·
💲Please understand what NOT using cash is doing.
As a former banker, it’s very crazy what’s happening- yet we continue to be ok with it.
Cash is important. 💸 matter of fact, they want to do away with it. For a reason! Don’t let them!
Why should we pay cash everywhere we can
with banknotes (cash) instead of a credit or debit card? 💳
Well. I have a $50 banknote ($50 bill) in my pocket.
Let’s say I am going to a restaurant and paying for dinner with it. The restaurant owner then uses the bill to pay someone to clean. The cleaning service then uses the bill to pay the barber. The barber will then use the bill for shopping for groceries.
After an unlimited number of payments, it will still remain a $50 bill, which has fulfilled it’s purpose to everyone who used it for payment and the bank has jumped dry from every cash payment transaction made...
- But if I come to a restaurant and pay digitally - Card, and bank fees for my payment transaction charged to the seller are 3%, so around $1.50 and so will the fee $1.50 for each further payment transaction or owner or payments..... going forward.
Therefore, after 30 transactions, the initial $50 will remain only $5 😫 and the remaining $45 became the property of the bank 🏦 thanks to all digital transactions and fees.
YEP!!!!
Small businesses need your help and this is one way to help ourselves too. Pull small draws of cash out at a time and use that instead of tap, credit, etc.
When this is put into perspective, imagine what each retailer is paying on a monthly basis in fees at 3% per transaction through their POS machine????
If they have, for example, $50,000 in sales & 90% are by CARD, they are paying $1500 in fees in ONE Month. $18,000 in a year! That comes out of their income every month.
That would go a long way to helping that small business provide for it’s family!🏦♥️" Not to forget, it can curb the costs passed on to us also!
Did you know I almost always carry cash? Not tons putting me at risk or stupid amounts, but enough for what I need!! I see the big picture. ❤️

Send a message to learn more

03/23/2024

Flood |
Two-Thirds Believe Homeowners and Renters Covers Flood Damage
Despite news reports and public policy discussions about climate change and increasing catastrophes, including floods, 59% of U.S. adults say they are not likely to reevaluate their need for flood insurance, according to a survey commissioned by Selective

03/21/2024

Tornado Tornado Tornado


Tornado season is upon us and could bring more storms in the months ahead. In fact, the U.S. experiences the most tornadoes of anywhere in the world. Last year alone 1,197 tornadoes tore through the country, costing over $1 billion in property damage.

While we can’t prevent tornadoes, we can help you craft a safety plan and prepare. And know that if a tornado has damaged your property and you need to file a claim, we’re here to help you


Before a Tornado


Designate a Shelter

The best shelters are sturdy, windowless spaces with room for you, your family, and pets.

A basement is ideal, though any low‑level, windowless room works, including closets, hallways, interior stairwells, or a bathtub if you have a heavy blanket or mattress as cover.



Create an Emergency Kit

Be sure your kit includes:


Food & Water Food and Water for 72 hours, such as canned soup, granola bars, or shelf‑stable goods, plus a can opener


Whistle Whistle or horn to attract attention should you become trapped


Flashlight Battery or generator‑powered lights to conserve mobile phone power


First aid kit First aid kit that includes bandages, antiseptic, and essential medicines


Radio Battery or crank radio because cell towers may be down


Money Important documents, including copies of your ID, insurance information, Social Security cards, a small amount of cash, and other legal documents, such as wills



Pet food Extra pet food if needed



During a Tornado



Know the signs of a tornado:

• Dark or greenish sky

• Large hail

• Low clouds, especially if they’re rotating

• A roar often compared to a train whistle

If you hear or see these signs, or there’s a local tornado warning, shelter with family and pets.

If you’re far from that shelter, try to find a sturdy community building, such as a church or office building nearby.

If you’re in a vehicle and can’t find shelter, stay inside, and cover your head.


After a Tornado



• Use your horn or whistle, or another implement to attract help if trapped.

• Check your structure’s integrity. If you see cracks, rubble, or fallen beams, exit until it’s deemed safe to return.

• You may need shelter. If so, text "Shelter" and your zip code to FEMA (43362).

• Avoid downed powerlines. Even if they look inactive, wires may still carry a live current.

• Avoid using lighters or flames. Even if you don’t smell gas, there may still be a leak.

• Use generators safely. Vent generators outside. Carbon monoxide poisoning comes fast and can be deadly.

• Monitor the radio. Stay informed and safe by tuning your radio to reliable local news or emergency services.


File your claim


We want to help you get your life back on track as fast as possible. We’ll be there after a disaster – and anytime you need us.


Thank you for your business.

09/11/2023

APY Earned 0.10% is this your bank, or is this Platinum Savings
5.05%APY on balances of $5,000 or more

The higher your balance, the more you’ll earn!

Big Banks and Big Government robbing us blind!

If we don't stand up for our selves we deserve what we get!

08/25/2023

A & M Services will be closed Saturday August 26, 2003 due to a death in the family. We are sorry for any inconvenience this may cause.