12/29/2025
Permanent life insurance is governed by tax code, not opinions of others, so you must understand whether this products are suitable for you.
Sections 101, 7702, 7702A, and 72(e) are what determine how the policy grows, how money can be accessed, and how the death benefit is treated.
When those rules are followed, permanent life insurance can provide lifetime coverage, tax advantaged growth, and access to capital while you are alive, all inside one policy.
If you want to understand how these rules work together and whether permanent life insurance fits into your overall strategy, message me or comment INFO. We would be happy to guide you through how this complex products can work.
