Rancho Federal Credit Union

Rancho Federal Credit Union Rancho Federal Credit Union is a Not-For-Profit, Member owned,Member directed financial institution.

Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 80th Anniversary all this year! Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy and help our members build wealth – as opposed to l

ooking for ways to make money at every turn. Rancho Federal is financially sound, with over $80 million in total assets and cash reserves that exceed all federally mandated standards. We currently serve over 11,000 members and we invite you to join our credit union family.

For 90 years, Rancho Federal Credit Union has been putting people over profit—because that's what being a credit union i...
08/26/2026

For 90 years, Rancho Federal Credit Union has been putting people over profit—because that's what being a credit union is all about.

We're proud to celebrate 90 years of serving our members with higher dividend rates, lower loan rates, fewer fees and personalized service that puts your financial well-being first.

If you've experienced the credit union difference, help us share it. Refer your family, friends and coworkers so they can enjoy the same trusted service and member-focused benefits that have defined Rancho FCU for nine decades. Together, let's continue growing a stronger financial community for generations to come!

Whether you're buying a new vehicle, purchasing used, or refinancing your current auto loan from another lender, now's a...
08/17/2026

Whether you're buying a new vehicle, purchasing used, or refinancing your current auto loan from another lender, now's a great time to make your move! As part of Rancho Federal Credit Union's 90th anniversary celebration, you can enjoy 90 days* before your first auto loan payment. Whether you're getting the keys to a new ride or lowering your monthly payment through refinancing, you'll have a little extra breathing room to focus on what matters most. Plus, you'll enjoy competitive rates, flexible terms, and the personalized service you've come to expect from Rancho FCU.

*Offer subject to credit approval. Other restrictions may apply.

Happy Independence Day from all of us at Rancho FCU!
07/04/2026

Happy Independence Day from all of us at Rancho FCU!

🎉 90 Years. 90 Days. One Great Auto Loan. 🎉Drive away with confidence thanks to rates as low as 4.74% APR* and 90 days b...
07/02/2026

🎉 90 Years. 90 Days. One Great Auto Loan. 🎉
Drive away with confidence thanks to rates as low as 4.74% APR* and 90 days before your first payment on eligible auto loans. Whether you're buying new, buying used, or refinancing from another lender, we're here to help. Start your application today! 🚗

As a reminder, we will be closed on Friday, July 3 in observance of Independence Day. On behalf of the Board of Director...
07/01/2026

As a reminder, we will be closed on Friday, July 3 in observance of Independence Day. On behalf of the Board of Directors and the entire staff, we wish you and your family a safe and healthy holiday.

As a reminder, we will be closed on Friday, July 3 in observance of Independence Day.
06/24/2026

As a reminder, we will be closed on Friday, July 3 in observance of Independence Day.

Need cash for your summer plans? Your home has potential! Tap into the value of your home to fund a variety of needs.Wit...
05/25/2026

Need cash for your summer plans? Your home has potential! Tap into the value of your home to fund a variety of needs.

With a Home Equity Line of Credit (HELOC) from Rancho Federal, you can put your equity to work. As a member, you can benefit from:

🌻Competitively low rates
🌻Flexible access to funds when you need them
🌻A simple online application process

Get started at the link below!

Don't leave your budget and your vehicle at risk. Skip high dealership costs and get auto protection coverage for less a...
05/20/2026

Don't leave your budget and your vehicle at risk. Skip high dealership costs and get auto protection coverage for less as a Rancho Federal member.

🔐🚗Mechanical Breakdown Insurance, GAP Coverage, and Debt Protection are available to add onto your auto loan with ease. Learn more at the link in our below.

However you're looking to grow this season, Rancho Federal is your trusted partner through every stage. With competitive...
05/12/2026

However you're looking to grow this season, Rancho Federal is your trusted partner through every stage. With competitively low rates on home equity loans and flexible access to cash, you can tackle big projects or fund life's next chapter.

Start a simple and convenient online application at the link below! 🏡

Celebrating Hospital Week and the official grand opening of the NEW Rancho Federal Credit Union ATM!
05/12/2026

Celebrating Hospital Week and the official grand opening of the NEW Rancho Federal Credit Union ATM!

Address

12620 Erickson Avenue Ste H
Downey, CA
90242

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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