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Monday 9am - 4pm Tuesday 9am - 4pm Wednesday 9am - 4pm Thursday 9am - 4pm Friday 9am - 4pm

Rancho Federal Credit Union

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United States
Downey, CA
Rancho Federal Credit Union

Rancho Federal Credit Union is a Not-For-Profit, Member owned,Member directed financial institution.

Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 80th Anniversary all this year! Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy and help our members build wealth – as opposed to looking for ways to make money at every turn. Rancho Federal is financially sound, with over $80 million in total assets and cash reserves that exceed all federally mandated standards. We currently serve over 11,000 members and we invite you to join our credit union family.

10/15/2026

90 years together — and we’re celebrating with you. 🎉

For nine decades, Rancho Federal Credit Union has been proud to support our members through life’s goals, milestones, and everything in between. Your trust has made this anniversary possible.

To mark 90 years, we’re offering special auto loan savings and rewards, including rates as low as 3.84% APR*, a $90 anniversary gift, and 90 days before your first payment.**

Don’t miss this limited-time 90th Anniversary offer, available through December 30, 2026.

Here’s to 90 years of serving our members — and many more ahead. 💙

*Terms, conditions, and eligibility requirements apply. **See full offer details for disclosures.

10/08/2026

We will be closed on Monday, October 12, for Indigenous Peoples' Day and Columbus Day — and will resume normal hours of operation on Tuesday, October 13.

10/01/2026

90 years of serving you. Now we’re celebrating you. 🎉

For nine decades, our members have trusted Rancho Federal Credit Union to be part of their lives, their goals, and their biggest milestones. We couldn’t have reached this one without you.

That’s why we’re saying thank you with special 90th Anniversary auto loan savings and rewards — including rates as low as 3.84% APR*, a $90 anniversary gift, and 90 days before your first payment.**

This special anniversary offer is available for a limited time, through December 30, 2026.

Thank you for being part of the Rancho Federal story. 💙

*Terms, conditions, and eligibility requirements apply. **See full offer details for disclosures.

09/24/2026

Access the equity in your home with a Home Equity Line of Credit from Rancho Federal. Remodel your home, pay off other debts, pay college tuition, or even take that vacation you’ve been dreaming about for years. Simply use the money any way you choose!

Learn more and apply at https://www.ranchofcu.org/loans/

09/15/2026

Are you in need of some quick home repairs, a new computer or home entertainment system? Rancho Federal’s Personal Loans can be used for anything that may pop up.

Learn more and apply at https://www.ranchofcu.org/loans/

09/03/2026

In observance of Labor Day, Rancho Federal Credit Union will be closed on Monday, September 7. We will resume normal hours of operation on September 8.

08/26/2026

For 90 years, Rancho Federal Credit Union has been putting people over profit—because that's what being a credit union is all about.

We're proud to celebrate 90 years of serving our members with higher dividend rates, lower loan rates, fewer fees and personalized service that puts your financial well-being first.

If you've experienced the credit union difference, help us share it. Refer your family, friends and coworkers so they can enjoy the same trusted service and member-focused benefits that have defined Rancho FCU for nine decades. Together, let's continue growing a stronger financial community for generations to come!

08/17/2026

Whether you're buying a new vehicle, purchasing used, or refinancing your current auto loan from another lender, now's a great time to make your move! As part of Rancho Federal Credit Union's 90th anniversary celebration, you can enjoy 90 days* before your first auto loan payment. Whether you're getting the keys to a new ride or lowering your monthly payment through refinancing, you'll have a little extra breathing room to focus on what matters most. Plus, you'll enjoy competitive rates, flexible terms, and the personalized service you've come to expect from Rancho FCU.

*Offer subject to credit approval. Other restrictions may apply.

07/04/2026

Happy Independence Day from all of us at Rancho FCU!

07/02/2026

🎉 90 Years. 90 Days. One Great Auto Loan. 🎉
Drive away with confidence thanks to rates as low as 4.74% APR* and 90 days before your first payment on eligible auto loans. Whether you're buying new, buying used, or refinancing from another lender, we're here to help. Start your application today! 🚗

Address

12620 Erickson Avenue Ste H
Downey, CA
90242

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm

Website

http://www.Ranchofcu.org/

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