Rancho Federal Credit Union

Rancho Federal Credit Union Rancho Federal Credit Union is a Not-For-Profit, Member owned,Member directed financial institution.

Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 80th Anniversary all this year! Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy and help our members build wealth – as opposed to l

ooking for ways to make money at every turn. Rancho Federal is financially sound, with over $80 million in total assets and cash reserves that exceed all federally mandated standards. We currently serve over 11,000 members and we invite you to join our credit union family.

Need cash for your summer plans? Your home has potential! Tap into the value of your home to fund a variety of needs.Wit...
05/25/2026

Need cash for your summer plans? Your home has potential! Tap into the value of your home to fund a variety of needs.

With a Home Equity Line of Credit (HELOC) from Rancho Federal, you can put your equity to work. As a member, you can benefit from:

🌻Competitively low rates
🌻Flexible access to funds when you need them
🌻A simple online application process

Get started at the link below!

Don't leave your budget and your vehicle at risk. Skip high dealership costs and get auto protection coverage for less a...
05/20/2026

Don't leave your budget and your vehicle at risk. Skip high dealership costs and get auto protection coverage for less as a Rancho Federal member.

🔐🚗Mechanical Breakdown Insurance, GAP Coverage, and Debt Protection are available to add onto your auto loan with ease. Learn more at the link in our below.

However you're looking to grow this season, Rancho Federal is your trusted partner through every stage. With competitive...
05/12/2026

However you're looking to grow this season, Rancho Federal is your trusted partner through every stage. With competitively low rates on home equity loans and flexible access to cash, you can tackle big projects or fund life's next chapter.

Start a simple and convenient online application at the link below! 🏡

Celebrating Hospital Week and the official grand opening of the NEW Rancho Federal Credit Union ATM!
05/12/2026

Celebrating Hospital Week and the official grand opening of the NEW Rancho Federal Credit Union ATM!

Celebrate 90 Years with a Smarter Way to Borrow 🏡✨ Turn your home’s equity into flexible funds with a HELOC from Rancho ...
05/08/2026

Celebrate 90 Years with a Smarter Way to Borrow 🏡✨ Turn your home’s equity into flexible funds with a HELOC from Rancho Federal Credit Union.

For a limited time, enjoy:
✔ $0 closing costs
✔ Flexible access to funds when you need them

This special anniversary offer is available until July 31, 2026—don’t miss your chance to make the most of your home’s value. Apply today and start borrowing smarter.

Did you know that as a member, you have access to affordable auto protection coverage with your auto loan?🧰Mechanical Br...
05/04/2026

Did you know that as a member, you have access to affordable auto protection coverage with your auto loan?

🧰Mechanical Breakdown Insurance helps you avoid surprise repair bills.
💸GAP Coverage pays the difference between your bill and what insurance will cover if your vehicle is totaled.
❤️‍🩹Debt Protection ensures that your bill is not a burden if unexpected life events occur.

Protecting your vehicle and your budget is simple. Learn more at the link in our bio.

Now's your perfect chance to benefit from your home's value! Tap into that equity to make your dreams come true this spr...
04/29/2026

Now's your perfect chance to benefit from your home's value! Tap into that equity to make your dreams come true this spring with the following benefits from Rancho Federal:

🏡Flexible access to funds when you need them
🏡Competitive rates
🏡Simple application process

The best part is that nothing will change about your existing mortgage if you're still making payments. View our competitively low rates and start an easy online application at the link below!

Make sure your vehicle and your budget are protected! Skip the expensive dealership add-ons, and get transparent low pri...
04/23/2026

Make sure your vehicle and your budget are protected! Skip the expensive dealership add-ons, and get transparent low pricing with auto protection from Rancho Federal.

✅Mechanical Breakdown Insurance
✅GAP Coverage
✅Debt Protection

Get started today at the link below!

Your dream car is closer than you think! 🚙✨Finance a new or used vehicle with us and enjoy 90 days of no payments. We’re...
04/21/2026

Your dream car is closer than you think! 🚙✨

Finance a new or used vehicle with us and enjoy 90 days of no payments. We’re ready to help you get started!

With competitively low rates and a flexible open line of credit, Rancho Federal can help you fund whatever you need this...
04/16/2026

With competitively low rates and a flexible open line of credit, Rancho Federal can help you fund whatever you need this season. For anything from continuing education to adding a pool, tap into your equity and watch your dreams bloom this season. 🏡💸

Get started with an easy online application at the link below!

Add on vehicle protection with your trusted local credit union instead of the dealership. Rancho Federal offers the same...
04/14/2026

Add on vehicle protection with your trusted local credit union instead of the dealership. Rancho Federal offers the same protection plans at a much more affordable cost. Add on any of the following protection plans to your auto loan with ease.

✅Mechanical Breakdown Insurance
✅GAP Coverage
✅Debt Protection

Learn more about what's included and how to get started at the link below.

Address

12620 Erickson Avenue Ste H
Downey, CA
90242

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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