John Chiamas, Financial Services Professional with Nylife Securities LLC .

08/25/2024

Using measures that builds on the Sahm rule, a new indicator says there's a 40% chance the US is in a recession that started as early as March.

Using measures that build on the Sahm rule, a new indicator says there's a 40% chance the US is in a recession that started as early as March.

08/24/2024

An AARP survey found one in five Americans aged 50+ have nothing saved for retirement, while more than half (61%) worry they won’t have enough money to support them in their golden years. Financial experts recommend their clients start setting aside money as early as possible.

How to define your biggest priorities.

08/22/2024

Millennials' finances are a mixed bag, with some hit incredibly hard by the 2008-09 Great Recession or COVID-19 pandemic, while many have since earned good jobs, engaged in smart retirement planning and secured what may be the last truly low mortgage interest rates on homes.

Millennials' finances are a mixed bag, with some hit incredibly hard as young workers during the Great Recession of 2008-09 and others suffering during the COVID-19 pandemic. Yet many millennials have...

07/06/2024

Grandparents: Want to leave a legacy for the ones you love? Learn the differences between a will, trust, and estate, and together we can make sure the legacy you leave lives on for generations.

Learn the major differences between a will and a living trust, evaluate your options, and options and answer any questions you may have.

07/04/2024

Think term life insurance is too expensive? Think again! You may be able to get $250k in dependable protection for as little as $8 month. Imagine the difference that could make to your family. Reach out to me today and let me show you how.

Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

07/03/2024

Worried about the way taxes could affect your standard of living in retirement? Tax diversification with life insurance can help you save more of your money. Contact me to find out how.

07/02/2024

Need life insurance that fits your budget? In many cases, you can get a $1 million term policy for less than the monthly cost of your cell phone service. Just call me for your personalized quote.

Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.

06/30/2024

A common misconception is that a spouse’s income is enough to cover the bills in the event of a disability. But two-income households tend to have higher fixed expenses—like mortgage payments—than single-income families. Even if that’s not the case for your family, other discretionary expenses will likely suffer if one income is eliminated. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. ** The Two-Income Trap: Are Two-Earner Households More Financially Vulnerable?”, Center for Economic Studies, June 2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

06/29/2024

Learn how disability insurance can help protect your most valuable asset by replacing a portion of the income you could lose if a disabling sickness or injury prevents you from working.
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06/27/2024

Help protect your most valuable asset—you. Learn how Individual Disability Insurance can help.
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06/25/2024

Federal worker benefits may have changed, but there are alternative ways you can ensure you have the protection you need, when you need it. Reach out, and I'll explain how New York Life can give you the added benefit of a financially secure future.

06/23/2024

From diversifying your investments to knowing when to claim Social Security, retirement planning is no easy task. With some preparation and a little help, however, you can have peace of mind knowing you're on the right track. Reach out, and I'll help you every step of the way.

When financially transitioning into retirement, consider these common income planning mistakes and how to avoid them.