09/03/2026
Holiday orders are filling your books, but flour, butter, and extra bakers get paid in September while the revenue lands in December. That gap is exactly where MCA stacking starts for bakeries every year.
Our new article breaks down why holiday-season financing hits bakeries so hard, and what a negotiated resolution looks like if you're already stacked. We've seen balances come down 70% or more in past settlements. Results vary and are not guaranteed.
Read it below, or call (844) 425-2424 to talk to an MCA Relief Specialist.
Bakeries spend big on ingredients and labor for holiday orders in September while revenue lands in November. That timing gap is where MCA stacking starts.