L&W Insurance Agency

L&W Insurance Agency Our passion is protecting what matters most to you. We are committed to meeting your insurance needs, while exceeding your expectations for service.

We’re ready to partner with you.

05/29/2026

The Intern Files continue with Part 2 of our conversation featuring Sandy Addicks, Account Executive and Commercial Insurance Agent at L&W Insurance.

From discussing how often insurance policies should be reviewed to sharing her favorite season, this interview continues to offer a fun and personal look at one of the many professionals behind our team.

Thanks for following along with Sandy and Landon’s Intern Files interview, stay tuned for our next team feature!

Insurance involves a lot of industry terminology, but understanding the basics can make your coverage easier to navigate...
05/27/2026

Insurance involves a lot of industry terminology, but understanding the basics can make your coverage easier to navigate.

Today’s term: Actuary

An actuary is a professional who analyzes financial risk to help create, design, and price insurance policies. By studying statistics, trends, and potential losses, actuaries help insurance companies determine how much coverage should cost and how risk impacts policies.

Today, we remember and honor the brave men and women who made the ultimate sacrifice in service to our country. Their co...
05/25/2026

Today, we remember and honor the brave men and women who made the ultimate sacrifice in service to our country. Their courage and dedication will never be forgotten.

In observance of Memorial Day, our offices will be closed today, Monday, May 25th. We will resume normal business hours on Tuesday, May 26th.

05/22/2026

Flooding is one of the most common and costly natural disasters in the United States, yet many homeowners and business owners are surprised to learn that standard insurance policies typically do not cover flood damage.

Just one inch of water can cause significant damage, and many flood claims occur outside of high-risk flood zones. Understanding your flood risk, and the coverage options available, can help you avoid unexpected financial losses when severe weather strikes.

Golf season has officially taken off! ⛳️☀️Even with the heat, we are proud to sponsor and participate in two incredible ...
05/21/2026

Golf season has officially taken off! ⛳️☀️

Even with the heat, we are proud to sponsor and participate in two incredible events on Monday. The Kids’ Chance of Delaware outing up north and the Children’s Beach House outing down south. We’re always grateful for the opportunity to support organizations making a difference across Delaware while spending a great day on the course with our community.


Even small property updates or operational changes can affect your business insurance coverage.Features like business si...
05/20/2026

Even small property updates or operational changes can affect your business insurance coverage.
Features like business signage, public walkways, older buildings, rented outbuildings or pet-friendly spaces can all introduce additional exposures that may impact how your policy responds in the event of a claim.

Your business and property needs are constantly evolving, it’s important that you insurance coverage evolves with them.
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Proud to support the 14th Annual Golf Outing alongside the Delaware Young Professionals Network and the Delaware State...
05/19/2026

Proud to support the 14th Annual Golf Outing alongside the Delaware Young Professionals Network and the Delaware State Chamber of Commerce! ⛳️

We’re glad Connor Brown had the opportunity to represent L&W at such a great event focused on connecting and supporting Delaware’s young professionals and business community. Looking forward to next year!

Proud to support the 14th Annual Golf Outing alongside the Delaware Young Professionals Network and the Delaware State...
05/19/2026

Proud to support the 14th Annual Golf Outing alongside the Delaware Young Professionals Network and the Delaware State Chamber of Commerce! ⛳️

We’re glad Connor Brown had the opportunity to represent L&W at such a great event focused on connecting and supporting Delaware’s young professionals and business community. Looking forward to next year!

05/18/2026

Nonprofits may operate with a mission-driven focus, but they still face many of the same risks as for-profit organizations.

From liability claims and property damage to volunteer injuries and event-related exposures, even small nonprofits can experience unexpected incidents that lead to significant financial challenges. That’s why having the right insurance coverage in place is essential, regardless of your organization’s size.

Understanding your risks and ensuring your coverage aligns with your operations can help protect your organization, your volunteers, and the community you serve.

05/15/2026

The Intern Files continue with Part 1 of a new conversation featuring Sandy Addicks, Account Executive and Commercial Insurance Agent at L&W Insurance.

From discussing her favorite part about working at L&W Insurance to sharing the song that helps her power through a busy workday, this interview offers a fun and personal look at one of the many professionals behind our team.

Stay tuned for Part 2 of Sandy and Landon’s Interview!

Address

1154 S Governors Avenue
Dover, DE
19904

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+13026743500

Website

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