10/14/2026
If you have a Medicare Advantage Plan, October 1 is an important date for you every year. That's when plan information for the coming year becomes available, and we can finally talk about 2027 in specifics, instead of generalities.
Medicare Open Enrollment runs October 15 through December 7, 2026, and changes made during that window generally take effect January 1, 2027. That leaves the first two weeks of October for the review itself, which is the time to look at costs, covered prescriptions, provider networks, and pharmacy access.
The clearest way to see what's changing is to put your plan's Annual Notice of Change next to the 2026 plan details and compare them line by line.
Sometimes the answer is that nothing needs to change. That's a perfectly good outcome, and it's a lot more reassuring once you've checked.
I don't offer every plan available in your area, I represent three carriers, offering a total of fourteen plans in NH and three carriers offering 12 plans in Maine. Plan availability varies by county. Please contact Medicare.gov, or 1-800-MEDICARE to get information on all of your options. If you'd like help making sense of what you're looking at, book a time with me at calendly.com/toby-healthplans.
