Lending with Jen

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United States
Douglasville, GA
Lending with Jen

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lending with Jen, Loan service, 6588 Church Street, Douglasville, GA.

SERVING REALTORS & HOMEBUYERS
Simplifying lending in today's market

Jen Broome, Mortgage Loan Officer
NMLS #2477177 GRML #2477177
Alabama #91203
Equal Housing Lender
Corporate NMLS #1359687
www.nmlsconsumeraccess.org Jen Broome
Mortgage Loan Originator 2477177
GRML 2477177 Alabama 91203
Canopy Mortgage LLC NMLS 1359687
www.nmlsconsumeraccess.org
6588 Church St, Douglasville, GA 30134
770-262-5188

Cell
678-748-3629 Office
678-561-2504 Branch
Equal Housing Lender

State Licenses Page: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

06/03/2026

WISDOM WEDNESDAY: Understanding your loan...What are Closing Costs?

When you're saving up to buy a home, it’s easy to focus entirely on that down payment number. But don’t forget to budget for closing costs!

Typically ranging from 2% to 5% of the loan amount, closing costs cover the essentials behind the scenes, such as:

- Appraisals (making sure the home is worth the price)

- Title work & Attorney fees (ensuring the home is legally yours)

- Lender fees & Escrow setups (taxes and insurance)

Remember - Every loan scenario is unique, and sometimes we can even negotiate to have the seller cover a portion of these costs.

Want a personalized estimate of what you’ll actually need before you start shopping? Drop a comment or send a DM—let's get you prepared and confident! 🏡✨

06/02/2026

Going above and beyond is always the goal. 💼✨

A huge thank you to Briana for sharing her experience! Ensuring my clients feel heard, valued, and supported through every step of the home-buying process is exactly what I strive for.

Ready to make your homeownership dreams a reality? Shoot me a DM!

05/29/2026

Behind every loan application is a dream, a family, or a fresh start. I am incredibly grateful to be a trusted guide on this journey for so many of you.

What is your biggest goal or question when it comes to buying a home right now? Let's talk about it!

05/26/2026

🏡 LIFE-CHANGING MOMENTS: There is absolutely nothing better than helping a sweet family find their way home! ✨

We are still blushing over this incredibly kind review from Calista Walters. It was an absolute breeze working with you from start to finish! Being detailed, passionate, and just as excited as our clients is exactly what we strive for every single day.

Cheers to a lifetime of beautiful memories in your gorgeous new home, Calista! 🥂💕

📲 Looking for a trusted lender who treats your dream like their own? Let’s connect! Shoot us a message at homelendingwithjen.com!

05/22/2026

Demystifying the mortgage process, one question at a time. 💼🏡

Buying a home is one of the largest financial decisions you'll ever make, so going into it prepared is key. In our latest video, we tackle the essential FAQs every buyer should know—including why a pre-approval is your strongest asset when making an offer.

If you're planning to buy this year, let's make sure your financing is rock solid.

🔗 Head over to homelendingwithjen.com to schedule a call, and let’s get you into your dream home!

05/19/2026

Hearing words like this makes every single hour worth it! 🤍 There is nothing more rewarding than helping incredible clients like Kayla navigate the home lending journey with confidence and ease.

Thank you so much, Kayla, for trusting me with such an important milestone! ✨🏡

05/18/2026

Marry the house, date the rate!

History reminds us that real estate remains one of the single most powerful vehicles for long-term wealth building. A recent industry survey highlighted a fantastic truth: 81% of aspiring first-time buyers remain fiercely optimistic about homeownership as a smart long-term investment.
Focus on what you can control! Build your savings, polish your credit score, and align yourself with a professional who can navigate the shifts with you. Have questions about what current trends mean for your buying power? My inbox is always open! 📩

05/15/2026

Save it till you make it!

When you find your dream home, I'll be here, waving my hands like a frantic traffic cop saying, ‘Hey! Don’t buy that fancy new car or splurge on a lavish vacation right now!’ Let’s keep those credit scores as high as your home dreams until the keys are in your hand! Your new home is worth the wait!

05/14/2026

Most people think Buy Now, Pay Later (BNPL) accounts are harmless because they don't always show up on your credit report, but BNPL services are appearing on nearly every loan application today, and they can cause massive headaches.

3 Ways BNPL Impacts Your Mortgage:

Increased Scrutiny: Underwriters are required to document the balance, payment, and end date for every individual transaction found on your bank statements. If they see a BNPL debit, they need to document the terms for every single transaction. Translation: 8 purchases = 8 different "mini-loans" we have to prove.

Debt-to-Income (DTI) Ratios: While some lenders exclude accounts that have fewer than 10 payments left, many see them as a sign of "reckless spending" or an inability to manage cash flow. If you have too many active payments, a lender might require you to pay them all off in a lump sum before they’ll approve your loan.

Technical Difficulties: Most BNPL apps don't provide "standard" monthly statements. Trying to get a document with the required date/time stamps and headers can be a logistical nightmare during a time-sensitive closing.

The Bottom Line - If you're serious about buying a home, stick to traditional credit or cash. Don't give an underwriter a reason to question your financial stability over a $100 purchase. Your future home is worth the wait! 🔑

— Jen Broome , your go-to mortgage broker in West GA

05/13/2026

I help people with mortgages every day.

But buying my own home still taught me a few things.

Here’s what most buyers don’t realize:

Pre-approval numbers aren’t lifestyle numbers.
Insurance can move your payment more than you think.
Closing costs aren’t pocket change.
How you structure the loan and title actually matters.
And yes… there can be tax advantages.

Buying smart isn’t about chasing the biggest house, it’s about understanding the full picture before you commit.

If you’re planning to buy this year and want to run the numbers the right way…

Comment 🏡 and I’ll send you details for qualifying for your new home!.

— If we haven’t met yet, I’m Jen Broome, your go-to mortgage broker in Douglasville, GA.

Address

6588 Church Street
Douglasville, GA
30134

Telephone

+17702625188

Website

http://www.lendingwithjen.com/

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