Saugatuck Harbor Insurance Agency, Inc.

Saugatuck Harbor Insurance Agency, Inc. Independent Insurance Agency We are at our best when you need us most – when you have a claim or a concern about your insurance coverage. LOWELL A.

MARK BE**EN – AGENCY OWNER/AGENT:

Mark has owned the Agency since 2009. Mark has over 35 years’ experience as a Michigan licensed insurance agent with an extensive background in Personal, Business, Life and Health Insurance/Senior Care areas. He is a graduate of Western Michigan University and is a lifelong resident of the Saugatuck/Douglas area. Mark has served his local community for many year

s by holding several elected and appointed public positions, and is an active supporter of Saugatuck Public Schools. He resides in Saugatuck with his wife, Pati Sue Be**en, a licensed realtor and local photographer. Keaton Boerema, AGENT:

Keaton, a Saugatuck native, joined Saugatuck Harbor Insurance in 2024. He graduated from Grand Valley State University in 2022, where he held leadership roles within two student organizations: Professional Sales Association and Seidman Investment Portfolio Organization. He has been working in the insurance industry since 2021 and has held licenses for auto, property, health, and life insurance in four different states. He will be primarily focused on commercial business while also being proficient within the personal insurance industry. WINNE, JR. – AGENT:

Lowell has been a Michigan licensed insurance agent since 1993 and joined Saugatuck Harbor Insurance in 2004. Lowell sells and services personal, business, life and health insurance. Lowell is a registered athletic official with the Michigan High School Athletic Association officiating all levels of football, as well as boys and girls basketball. Lowell resides in Fennville with his wife Pam. Lori Myer-Austin – CUSTOMER SERVICE/BOOKKEEPING:

Lori joined Saugatuck Harbor Insurance in November of 2025. Lori works in Agency Accounting and Customer Service. Lori is very excited to be working with such an amazing team! An Indiana native, Lori relocated to Michigan in 2020 and resides in Holland with her husband and daughter. INGRID SCHOON-AVERY
CUSTOMER SERVICE/AGENT ASSISTANT/AGENCY CLAIMS MANAGER

Ingrid joined Saugatuck Harbor Insurance in 2014 and works in personal lines customer service and as agency claims manager. She resides in Laketown Township with her family. DAWN TUCKERMAN
CUSTOMER SERVICE

Dawn joined Saugatuck Harbor Insurance in September of 2017. Dawn works as the Agency receptionist and in customer service. She resides in Saugatuck Township with her husband, John, and their 2 children.

04/28/2026
Mr. Wonderful aka Lowell Winne is turning the big 6 0 tomorrow (2/28)!!!!!Stop in the office and wish him a Happy Birthd...
02/27/2026

Mr. Wonderful aka Lowell Winne is turning the big 6 0 tomorrow (2/28)!!!!!
Stop in the office and wish him a Happy Birthday today! Or if you see him out and about be sure to give him all the attention and make it LOUD!!!! 🥳💥🎂🎉
Happy 60th Birthday Lowell!

02/11/2026

Lessen the risk, be proactive and get someone to clear off your roof! 😱🥶❄️☃️🏠

Little fun with ChatGPT!
02/03/2026

Little fun with ChatGPT!

Thank you Auto-Owners Insurance for trusting us to represent you and all of our customers!
01/30/2026

Thank you Auto-Owners Insurance for trusting us to represent you and all of our customers!

Lori Myer-AustinAgency Accounting and Customer Service
01/28/2026

Lori Myer-Austin

Agency Accounting and Customer Service

Here are our hours and closings for the holiday:Christmas Eve: Closing at NoonChristmas Day: ClosedDay after Christmas: ...
12/23/2025

Here are our hours and closings for the holiday:

Christmas Eve: Closing at Noon
Christmas Day: Closed
Day after Christmas: Closed

Merry Christmas, be safe, and see you Monday, Dec 29th! 🎄☃️🥂❤️💚

Wishing everyone a safe and happy holiday. 🦃 🍴 🍁 We will be back to work on Monday.All carrier claim departments are 24/...
11/26/2025

Wishing everyone a safe and happy holiday. 🦃 🍴 🍁

We will be back to work on Monday.

All carrier claim departments are 24/7, so if you have claim to report, call the carriers 800 # to report.

Thank you 😊

11/11/2025
HOME CYBER PROTECTION!!!!!!Ask your Agent about it today!Home Cyber Protection provides the following coverages:•Cyber A...
11/11/2025

HOME CYBER PROTECTION!!!!!!
Ask your Agent about it today!

Home Cyber Protection provides the following coverages:
•

Cyber Attack

Data Recovery: Cost of a professional firm hired to replace electronic data that has been lost or corrupted.

System Restoration: Cost of a professional firm to restore the computing or connected home device to its level of functionality before the cyber attack. This includes the replacement of reinstallation of software programs, removal of malicious code and the configuration of the device or system.
•

Cyber Extortion

Professional assistance from a subject matter expert for advice and consultation on how to best respond to a threat.

Reimbursement of an insured's necessary and reasonable cyber extortion response costs.
•

Fraud

The direct financial loss to an insured as the result of a fraud event including, but not limited to: identity theft; unauthorized use of a card, card number, or account number in an insured's name; or forgery of a check.
•

Data Breach

Forensic IT Review: Cost for a professional information technologist to review the nature and extent of the breach event, and the number and identities of the affected individuals.

Legal Review: Cost for a professional legal counsel to review and develop a response for the personal data compromise.

Notification to Affected Individuals: Necessary and reasonable costs to provide notification of the personal data breach to affected individuals.

Services to Affected Individuals: Provides informational materials and a helpline to affected individuals. Credit report and monitoring and identity restoration case management services provided for breaches involving personally identifying information.

Address

102 Blue Star Highway, Ste 118
Douglas, MI
49406

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+12698571751

Website

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