Saugatuck Harbor Insurance Agency, Inc.

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Saugatuck Harbor Insurance Agency, Inc. Independent Insurance Agency We are at our best when you need us most – when you have a claim or a concern about your insurance coverage. LOWELL A.

MARK BE**EN – AGENCY OWNER/AGENT:

Mark has owned the Agency since 2009. Mark has over 35 years’ experience as a Michigan licensed insurance agent with an extensive background in Personal, Business, Life and Health Insurance/Senior Care areas. He is a graduate of Western Michigan University and is a lifelong resident of the Saugatuck/Douglas area. Mark has served his local community for many years by holding several elected and appointed public positions, and is an active supporter of Saugatuck Public Schools. He resides in Saugatuck with his wife, Pati Sue Be**en, a licensed realtor and local photographer. Keaton Boerema, AGENT:

Keaton, a Saugatuck native, joined Saugatuck Harbor Insurance in 2024. He graduated from Grand Valley State University in 2022, where he held leadership roles within two student organizations: Professional Sales Association and Seidman Investment Portfolio Organization. He has been working in the insurance industry since 2021 and has held licenses for auto, property, health, and life insurance in four different states. He will be primarily focused on commercial business while also being proficient within the personal insurance industry. WINNE, JR. – AGENT:

Lowell has been a Michigan licensed insurance agent since 1993 and joined Saugatuck Harbor Insurance in 2004. Lowell sells and services personal, business, life and health insurance. Lowell is a registered athletic official with the Michigan High School Athletic Association officiating all levels of football, as well as boys and girls basketball. Lowell resides in Fennville with his wife Pam. Lori Myer-Austin – CUSTOMER SERVICE/BOOKKEEPING:

Lori joined Saugatuck Harbor Insurance in November of 2025. Lori works in Agency Accounting and Customer Service. Lori is very excited to be working with such an amazing team! An Indiana native, Lori relocated to Michigan in 2020 and resides in Holland with her husband and daughter. INGRID SCHOON-AVERY
CUSTOMER SERVICE/AGENT ASSISTANT/AGENCY CLAIMS MANAGER

Ingrid joined Saugatuck Harbor Insurance in 2014 and works in personal lines customer service and as agency claims manager. She resides in Laketown Township with her family. DAWN TUCKERMAN
CUSTOMER SERVICE

Dawn joined Saugatuck Harbor Insurance in September of 2017. Dawn works as the Agency receptionist and in customer service. She resides in Saugatuck Township with her husband, John, and their 2 children.

10/16/2026
Happy bosses day, Mark Be**en!
10/16/2026

Happy bosses day, Mark Be**en!

10/13/2026
Head on out to The Market at SCA and say hello to one of our agents, Lowell! He’s got our 2027 calendars up for grabs as...
09/18/2026

Head on out to The Market at SCA and say hello to one of our agents, Lowell!
He’s got our 2027 calendars up for grabs as well. Auto-Owners Insurance

07/27/2026

⭐ Sponsor Spotlight: Saugatuck Harbor Insurance Agency, Inc. and Auto-Owners Insurance ⭐

The Saugatuck Center for the Arts Farmers Market wouldn't be possible without the generous support of our community sponsors. This week, we're proud to recognize Saugatuck Harbor Insurance Agency + Auto-Owners Insurance and thank them for helping make our market a success!

As a trusted local agency, Saugatuck Harbor Insurance Agency provides personal, business, and farm insurance, helping individuals, families, and businesses protect what matters most.

When he's not serving clients, Lowell enjoys spending time as a sports official, staying active and giving back to the community in another way.

❤️ Favorite part of the Saugatuck Center for the Arts Farmers Market:
"The farmers' ability to sell their produce."

We're incredibly grateful for sponsors like Saugatuck Harbor Insurance Agency, whose support helps bring together local farmers, artisans, food vendors, and our community each week.

Please join us in thanking them for investing in our market!

🌐 https://www.shinsurance.com
📘 Facebook: https://www.facebook.com/shinsurance/

✨ There’s More to Discover at the SCA ✨
🎶 Live Entertainment: https://sc4a.org/entertainment/
🖼️ Art Exhibits: https://sc4a.org/exhibits/
🎨 Adult Programs & Workshops: https://sc4a.org/adult-programming/
👨‍👩‍👧‍👦 Children + Family Programming: https://sc4a.org/kids-programming/
🎉 Reserve the SCA for your next celebration: https://sc4a.org/rentals/

Make it a memory to remember with music, art, and theater at the SCA!

🌻 Our Saugatuck Farmers Market | The Market at SCA is sponsored by:
Auto-Owners Insurance
Heartland Builders, LLC.
Saugatuck Harbor Insurance Agency, Inc.
Saugatuck/Douglas CVB

Saugatuck Farmers Market
Location: Saugatuck Center for the Arts, 400 Culver St, Saugatuck MI
Fridays: May 22 - October 2 | 9am - 2pm

⚠️ Road work is continuing, and chip-seal resurfacing is underway! ⚠️Help reduce accidents and protect your vehicle by f...
07/15/2026

⚠️ Road work is continuing, and chip-seal resurfacing is underway! ⚠️

Help reduce accidents and protect your vehicle by following these simple tips:

🚗 Slow down! Lower speeds help keep the loose gravel where it belongs and reduce the chance of rocks being thrown.

↔️ Avoid driving too close to the center line. Give oncoming traffic a little extra space to lessen the chance of flying gravel.

🚙 Leave extra following distance. Staying back gives loose gravel time to settle on the road instead of landing on your vehicle or windshield.

A little extra patience goes a long way in keeping everyone safe and preventing unnecessary vehicle damage.

Thank you, drive safely, and watch out for road crews! 🚗🚙🛻🚐🏍️

Road Maintenance Notice – Chip Seal Work

The Allegan County Road Commission is performing chip seal maintenance on select roads in Saugatuck Township, including Lakeshore Drive, 130th from Lakeshore to Douglas City Limits, Riverside Road, 62 Street from 128th Avenue to Riverside, and Old Allegan Road.

No road closures are anticipated during this work. Motorists and cyclists should expect brief delays and use extra caution while traveling through active work zones.

Because chip seal operations are weather-dependent, the Road Commission typically finalizes its schedule only a day or two before work begins, making advance notice difficult. If your daily travel includes Lakeshore Drive, 130th from Lakeshore to Douglas City Limits, Riverside Road, 62 Street from 128th Avenue to Riverside, or Old Allegan Road, please anticipate periodic chip seal, sweeping, and pavement marking operations over the coming weeks.

Chip seal is a preventive maintenance treatment that helps preserve pavement and extend the life of the roadway. Immediately following application, a layer of loose stone will remain on the road surface until it is compacted by traffic. The Road Commission will return to sweep excess stone, apply a fog seal, and reinstall pavement markings as part of the project.

If you have any questions or concerns, please contact Saugatuck Township.

Daniel DeFranco
Saugatuck Township Manager
[email protected]

07/07/2026

📣 Public Service Announcement

Storm-chasing roofing companies are in the area following the recent storms. Many of these companies are not local, so please use caution before signing any contracts or agreeing to repairs.

If you think your home may have sustained hail or wind damage, consider contacting a trusted local roofing contractor first. Our local small business owners are happy to inspect your roof, answer your questions, and help you determine if any damage is present.

Supporting local businesses helps keep our community strong, and you’ll have the peace of mind of working with someone who will still be here long after the storm has passed.

Please stay safe, do your research, and don’t feel pressured into making a quick decision at your door.

06/17/2026

We would like to apologize, we are experiencing difficulty with our email, phones and website.
Emails are not all getting delivered or sent.
Website is down.
Our phone line is making bot calls.
We are working on trying to find a solution, so bare with us.
Thanks for your understanding.

06/05/2026

Auto-Owners Insurance offering great experiences to interns! A++

Address

102 Blue Star Highway, Ste 118
Douglas, MI
49406

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

Telephone

+12698571751

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