05/26/2026
Short-Term Recovery vs. Long-Term Care: After a fall or surgery, what happens when the rehab days run out?
Imagine a scenario: a sudden knee replacement or stroke requires a stay at a local rehab facility. Medicare covers the initial skilled therapy. But the moment your progress plateaus, Medicare stops paying. If you still need help getting out of bed or preparing meals, you enter “custodial care”—which is entirely self-funded unless you have a LTC strategy in place.
Plan for a full recovery timeline, not just the hospital stay. Have questions about what to do or how to put a plan together, let’s connect! Visit relafondagency.com today to request a no pressure, no cost consultation!
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