John Langdon - Mortgage Loan Originator

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John Langdon - Mortgage Loan Originator Individual NMLS # - (1911950) Union Home Mortgage Lender. "The place where promises are kept!" I try to go the extra mile for every single one of my borrowers.

Anyone needing mortgage financing options to purchase or refinance a house? Give me a call, because I'm the LO that you want handling your mortgage without a doubt! Whether it's 50k or 500k, I still treat every mortgage like it's my very own and that's one of many things about me that sets me apart from your other local lenders. I'm here to help no matter the financial situation you may be in currently. When it comes to getting pre-approved -> I'll never tell you NO...But I'll tell you WHEN. By "when" i'm meaning timeframe wise how long it will be before I have you ready and we can push your financing through and close on a house for you. I do help people with lower credit get rescored and also clients that have been in bankruptcy before. Call me @256-490-1215 with any questions and i'll be glad to answer them for you!

10/07/2026
Big News for Homebuyers & Homeowners!The 2027 loan limits are officially here, giving you more purchasing power and grea...
09/29/2026

Big News for Homebuyers & Homeowners!

The 2027 loan limits are officially here, giving you more purchasing power and greater flexibility for your next move. Whether you’re buying your first home, upgrading, or considering a refinance, these new limits could open up exciting opportunities!

Ready to see how the updated loan limits can work for you? Let’s chat and map out your best path forward!

Appraisal changes are coming November 2! 🏡New requirements will call for more detailed property information, including u...
09/24/2026

Appraisal changes are coming November 2! 🏡

New requirements will call for more detailed property information, including updates, renovations, and features like solar panels, generators, and storm shutters. Providing clear, specific details can help everyone navigate the process.

Have questions about what’s changing? Let’s connect and get ready! 📋

The Fed raised rates… so mortgage rates went up too, right? Not necessarily! Here’s the important part: the Federal Fund...
09/17/2026

The Fed raised rates… so mortgage rates went up too, right? Not necessarily!

Here’s the important part: the Federal Funds Rate and mortgage rates are not the same thing. While Fed decisions can influence the overall economy, mortgage rates are driven by several factors, including inflation, the bond market, and broader economic conditions.

For homebuyers: Don’t let a headline make you think you need to put your plans on hold.
For our Realtor partners: This is a great reminder that every market creates opportunities—and having the right lending partner can help your clients understand their options.

Have questions about what’s happening with mortgage rates? Talk to your local UHM Loan Officer. We’re here to help make sense of the market!

Great news for USDA buyers! USDA income limits have increased for 2026, which means more buyers may now qualify. Wonderi...
08/25/2026

Great news for USDA buyers! USDA income limits have increased for 2026, which means more buyers may now qualify.

Wondering if USDA is an option for you? Let’s review your numbers and explore what’s possible!

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Dothan, AL
36301

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