D&D Insurance Consultants, Inc.

12/11/2025

11/26/2025

Greetings to All,

We are just a few days away from the end of hurricane season and the beginning of the holiday season! We have much to be thankful for this year, and we are looking ahead to continue to provide the service you expect from us at D&D Insurance Consultants.

As you get ready for some well-deserved time with friends and family, we here at D&D Insurance Consultants are grateful for each of you and the trust you put in us every day to protect what matters most.

Have a Festive and Happy Thanksgiving!

05/31/2024

: Let's talk deductibles. Storm damage? Report your claim - even if you think the damage is below the deductible. They apply on a calendar year basis and are only charged once. Ask your Citizens agent about specific policy terms and limits: http://ow.ly/rRWx50KYV6B

08/08/2023

CFO Jimmy Patronis Announces Arrest of Two Public Adjusters in $136,000 Miami Insurance Fraud Scheme

Read more: bit.ly/3OJKrfw

07/27/2023

Car insurance rates have soared by 17% in the first half of 2023, according to a new report from Insurify.

The average annual cost of a car insurance policy was found to have surged $240 to $1,668 during this period, compared to $1,428 in 2022.

Furthermore, the Insurify report has predicted another 4% rise in prices before the end of the year.

The increase in car insurance rates was attributed to insurers experiencing high losses due to the escalating costs of auto repairs, as well as the impact of climate change on weather risks.

“Vehicle repair and maintenance costs have outpaced inflation and show no signs of slowing, leading insurers to increase auto insurance prices to keep up with the cost of higher claim payouts,” said Allie Feakins, Insurify’s senior vice president of insurance.

07/17/2023

Universal Property & Casualty Insurance Company
Florida Homeowners Program - Rate Revision

A rate revision filing was submitted for Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC) Florida Homeowner Programs.

This rate revision applies to UPCIC and APPCIC Florida Homeowner policies HO-3, HO-6, and HO-8 and we will begin using these rates effective 7/17/2023 for New Business and 11/4/2023 for Renewal Business. The estimated impact for all changes is a statewide average rate increase* of +7.5%.

07/12/2023

Farmers Insurance has announced the discontinuation of sales for home, auto, and umbrella insurance policies under its own brand in Florida. These policies represent approximately 30% of the company's total sales in the state. However, insurance coverage will continue to be available through other brands, including those catering to high-risk drivers. The decision affects around 89,000 policies, according to sources familiar with the matter.

Similarly, in California, Farmers Insurance will not fill the void left by rivals State Farm and Allstate, who recently ceased selling new home insurance policies. Instead, Farmers will limit new policies for one of its branded home insurance products to approximately 7,000 policies per month. This reduction aligns with the insurer's projected monthly volume prior to recent market changes. Furthermore, earlier this year, Farmers had already halted new sales of another of its Farmers-branded home policies.

Farmers Insurance has attributed these changes to the need for risk exposure management amid rising inflation, severe weather events, and escalating reconstruction costs.