Yami, Licensed Mortgage Broker

Yami, Licensed Mortgage Broker Licensed Mortgage Broker for the State of Florida.

❤️🤍💙 Today, we honor the brave men and women who gave everything for our country. Freedom isn’t free—it’s paid for with ...
05/26/2025

❤️🤍💙 Today, we honor the brave men and women who gave everything for our country. Freedom isn’t free—it’s paid for with the sacrifices of heroes we must never forget. May we always carry them in our hearts.

Did you know?You’re considered a first-time homebuyer if you haven’t been on the title or deed of a property in the last...
05/20/2025

Did you know?
You’re considered a first-time homebuyer if you haven’t been on the title or deed of a property in the last 3 years — even if you’ve owned a home before!

This can open the door to special loan programs and benefits. Let’s see if you qualify!

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05/09/2025

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¿Estás pensando en comprar una propiedad? Estas son las 3 “C” que los bancos consideran al evaluar tu solicitud de prést...
04/16/2025

¿Estás pensando en comprar una propiedad? Estas son las 3 “C” que los bancos consideran al evaluar tu solicitud de préstamo:

1. Colateral: Es la propiedad que se compra y que sirve como garantía para el préstamo.
2. Crédito: Tu historial crediticio y puntaje crediticio muestran qué tan bien manejas tus deudas.
3. Capacidad: Tu capacidad para pagar el préstamo, evaluada a través de tus ingresos, empleo y deudas existentes.

¡Tener en orden estas tres áreas puede aumentar tus posibilidades de obtener una aprobación!

Are Mortgage Points Worth It?Thinking about buying down your rate? Here’s what to know:What Are Points?Mortgage points =...
04/14/2025

Are Mortgage Points Worth It?

Thinking about buying down your rate? Here’s what to know:

What Are Points?
Mortgage points = upfront fees to lower your rate.
➡️ 1 point = 1% of your loan

Should You Buy Them?
✔ Worth it if you’ll stay in the home long-term — you could save thousands.
✖ Not ideal if you plan to sell or refinance soon.

Pro Tip: Use Seller Credits!
Seller credits can help you buy down your rate without using your own cash — no hard limit here.
That means:
✅ Lower rate
✅ Keep your cash for down payment & closing

Bottom Line:
Using seller credits = smart move.
Using your own funds? Let’s crunch the numbers based on your goals.

DM me to see what’s best for your situation!

The Florida Hometown Heroes Program is Coming Back Soon!Thinking about buying a home in Florida? Now’s the time to get p...
04/08/2025

The Florida Hometown Heroes Program is Coming Back Soon!
Thinking about buying a home in Florida? Now’s the time to get prepared!

This amazing program offers up to $35,000 in 0% interest assistance to help with down payment and closing costs — and it’s open to all full-time Florida residents.

It’s not live just yet, but it’s coming back soon — and the best way to be ready is to start now.

Contact me today to go over the stipulations and see if you qualify. Let’s make sure you’re first in line when the funds become available!

Unlock the door to homeownership with a VA loan! Enjoy benefits like $0 down payment, no private mortgage insurance (PMI...
04/07/2025

Unlock the door to homeownership with a VA loan! Enjoy benefits like $0 down payment, no private mortgage insurance (PMI), competitive interest rates, and flexible credit requirements. Designed exclusively for veterans and active-duty service members, VA loans make buying a home more accessible and affordable. 

Traditional IRA vs. Roth IRA — What’s the Difference?Both help you save for retirement, but the tax benefits are VERY di...
04/03/2025

Traditional IRA vs. Roth IRA — What’s the Difference?
Both help you save for retirement, but the tax benefits are VERY different!
• Traditional IRA = Tax break now, pay taxes later
• Roth IRA = Pay taxes now, enjoy tax-free retirement withdrawals

Want to buy your first home? You can withdraw up to $10K penalty-free from an IRA to help with your purchase.

Pro Tip: If your job offers a 401(k) with a match — take advantage of it! That’s free money for your future.

Have questions? Let’s chat!

¿Sabías que puedes comprar tu casa con tan solo 580 de crédito?¡Con un préstamo FHA, es posible!✔ Pago inicial bajo✔ Req...
04/01/2025

¿Sabías que puedes comprar tu casa con tan solo 580 de crédito?
¡Con un préstamo FHA, es posible!

✔ Pago inicial bajo
✔ Requisitos de crédito más flexibles
✔ Excelente opción para compradores por primera vez
✔ ¡Puedes calificar con tan solo 580 de puntaje de crédito!

Este puede ser el momento perfecto para convertirte en propietario de tu hogar.
¿Quieres saber si calificas o necesitas más información? ¡Contáctame hoy mismo y con gusto te ayudo paso a paso!

Envíame un mensaje o llámame para comenzar tu proceso. ¡Tu casa te espera!

✨ Invest in U.S. Real Estate with Ease! ✨Are you living abroad but dreaming of owning property in the United States? Wit...
03/26/2025

✨ Invest in U.S. Real Estate with Ease! ✨

Are you living abroad but dreaming of owning property in the United States? With our DSCR Loan Program, you can make it happen—no U.S. credit needed!

✅ Only 20% down
✅ 30-year fixed-rate mortgage
✅ No extensive paperwork
✅ Rental income qualifies the property

All we need is for your funds to be in a U.S. bank account, and you’re on your way to securing your investment property with ease!

Let your investment pay for itself—call today to speak with a professional and get started! 📞🏡















¿Listo para comprar tu casa pero no sabes por dónde empezar?Aquí te dejo los 6 pasos básicos del proceso de compra:1️⃣ P...
03/24/2025

¿Listo para comprar tu casa pero no sabes por dónde empezar?
Aquí te dejo los 6 pasos básicos del proceso de compra:

1️⃣ Pre-aprobación del préstamo
2️⃣ Búsqueda de la propiedad
3️⃣ Hacer una oferta
4️⃣ Inspección y tasación
5️⃣ Aprobación final del préstamo
6️⃣ ¡Cierre y entrega de llaves!

¿Quieres saber más? Envíame un mensaje y te guío paso a paso.
¡Tu casa está más cerca de lo que crees!

Your Referral is the Greatest Compliment!Helping people achieve their homeownership dreams is my passion, and there’s no...
02/28/2025

Your Referral is the Greatest Compliment!

Helping people achieve their homeownership dreams is my passion, and there’s no greater compliment than a referral from my clients and partners. If you or someone you know is looking to buy a home, I’d love the opportunity to assist.

I’m committed to providing competitive interest rates, low cash-to-close options, and top-tier customer service—all backed by the knowledge and dedication to make the process smooth and stress-free.

Let’s connect and make homeownership a reality! 🏡💙

Address

2520 NW 97th Avenue, Suite 210
Doral, FL
33172

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm
Sunday 9am - 7pm

Telephone

+17863002453

Website

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