Raul Soria Homes for Sale

Raul Soria Homes for Sale Raul Soria | Mortgage Loan Originator NMLS 1886524 & Accountant | New American Funding NMLS 6606

Cardinal Financial Company, Limited Partnership NMLS 66247
Raul Soria NMLS 1886524
Loan Originator
Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Company Licenses: www.cardinalfinancial.com/nmls-licensing

Household debt continues to rise, but homeowners may have options to regain control. 📊 Your home equity could be used to...
05/07/2026

Household debt continues to rise, but homeowners may have options to regain control. 📊 Your home equity could be used to consolidate debt into one payment and simplify your finances. 🏡

NAF is here to help you understand what is possible.

Before you tour a home, learn the language of listings. Phrases like “back on market,” “assumable mortgage,” or “sold as...
05/05/2026

Before you tour a home, learn the language of listings. Phrases like “back on market,” “assumable mortgage,” or “sold as-is” can reveal hidden opportunities or important details about the deal. The more you understand, the more control you have in your homebuying journey. 🔑📚

Have questions about what these mean for your loan options? Let’s talk through it together.

Real estate investing isn’t about your paycheck, it’s about your property’s income. With cash flow-based lending, qualif...
05/01/2026

Real estate investing isn’t about your paycheck, it’s about your property’s income. With cash flow-based lending, qualifying can be simpler than you think. 🏡 Ready to build your portfolio? Let’s connect!

Are Adjustable-Rate Mortgages (ARMs) a smart move for first-time homebuyers? Let’s break it down in simple terms. An ARM...
04/29/2026

Are Adjustable-Rate Mortgages (ARMs) a smart move for first-time homebuyers? Let’s break it down in simple terms. An ARM loan starts with a lower, fixed interest rate for the first few year s— often 5, 7, or 10. That means lower monthly mortgage payments upfront, which can make homeownership more affordable when you’re just getting started. 💰 After that intro period, the rate adjusts based on the market (with built-in caps for protection). So yes, there’s flexibility but also something to plan for.

✨ Why buyers consider an ARM:
• Lower initial rate = lower payment early on
• Easier to qualify for a home loan
• More buying power in today’s market

An ARM can be a great option if you plan to sell, refinance, or increase your income before the rate adjusts. It’s all about strategy — not just the rate. 📊

As a mortgage lender, my job is to help you understand BOTH sides so you can make a confident decision.

Curious if an ARM fits your situation? Let’s connect!

04/28/2026

Thinking about buying a home but worried about credit or savings? Let’s talk about an FHA LOAN 🏡✨ Backed by the federal government, FHA loans are designed to make homeownership more accessible with:
✔ As little as 3.5% down payment
✔ Flexible credit requirements
✔ Options for first-time and repeat buyers

This is one of the most popular loan programs for a reason — it helps more people get into homes sooner 💙💬 Want to see if you qualify? Let’s connect!

Refinancing isn’t a yes or no decision, it’s a strategy 🧠🏡 A lot of people think refinancing only matters if rates drop…...
04/24/2026

Refinancing isn’t a yes or no decision, it’s a strategy 🧠🏡

A lot of people think refinancing only matters if rates drop… but that’s not the full picture. It’s really about creating a mortgage that fits your life right now.

✔️ Lower monthly payment
✔️ Pay off your home faster
✔️ Switch to a fixed rate
✔️ Remove PMI
✔️ Free up cash for other goals

There’s no one-size-fits-all answer — just the right solution for YOU 💙👉 Curious what refinancing could look like for your situation? Let’s run the numbers together!

More buyers are qualifying with flexible mortgage solutions designed for real life — not just W-2s. If you’ve been told ...
04/22/2026

More buyers are qualifying with flexible mortgage solutions designed for real life — not just W-2s. If you’ve been told “no” before, it might be time for a second look. Let’s explore your options together—DM me! 💬

Headlines don’t tell the whole story, don’t let home prices fool you. You may be hearing talk of a “crash,” but today’s ...
04/21/2026

Headlines don’t tell the whole story, don’t let home prices fool you. You may be hearing talk of a “crash,” but today’s market looks nothing like 2008. What we’re actually seeing is normalization — some markets cooling slightly, others still growing, and overall prices remaining stable nationwide.

That means opportunity is still there for buyers and sellers who understand the bigger picture 🌟 The key is knowing your local market and having a smart financing plan in place. I’m here to guide you through it — reach out anytime to get started! 🤝

Condo project not approved for conventional financing because of insurance? 😩 Don’t give up just yet. There may be alter...
04/17/2026

Condo project not approved for conventional financing because of insurance? 😩 Don’t give up just yet. There may be alternative loan options available to help you move forward with confidence 🏡 Curious what you qualify for? Let’s chat! 💬

Buying a home with someone else can be a powerful way to get in sooner 🏡✨ Co-ownership helps you combine income, boost a...
04/15/2026

Buying a home with someone else can be a powerful way to get in sooner 🏡✨ Co-ownership helps you combine income, boost approval chances, and split costs but it also means shared responsibility and joint decisions. Thinking about co-buying? Let’s make sure it’s the right move for you 🤝

Address

2575 Northbrook Plaza Drive Suite 206
Doctor Phillips, FL
34119

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm
Sunday 3pm - 7pm

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