M Parker Insurance LLC - Dixon KY Marcey Parker

M Parker Insurance LLC - Dixon KY Marcey Parker I can answer a text or email faster than returning a call so please feel free to text or email too !!

12/21/2025

***** FOR IMMEDIATE RELEASE *****

12/01/2025

If you have a Markel Insurance Company policy, whether it be a mobilehome or a homeowner policy, Markel is no longer doing business in the state of Kentucky. I have a handful of mobilehome customers with Markel. Seventy-five days before each policy renews, the company Cover Tree Insurance Company is going to be reaching out to those of you who have a Markel policy. They will be sending you a renewal offer. I received the first one today and where the customer was paying $393.48 last year, their renewal premium has come in cheaper at $325.36. I knew when I signed on to write with Cover Tree, they would be a good company and a competitive company and so far they are!!! ❤

10/27/2025

According to the Occupation Safety and Health Administration (OSHA), an average of five workers are electrocuted each week in the United States, which equates to nearly one death per day. Electricity is a dangerous form of energy when not regarded with respect.

Have you received an audit notice for your workers' comp policy and wondered why? See “Did you know?” below to read about the audit process and why it's necessary.

Electrical breaker box safety.....
All facilities, buildings, jobsites, and even your home has an electrical breaker box. Most of us don’t even pay attention to them until our power goes out or that appliance we are using stops working.

Ground fault circuit interrupters (GFCI).....
A ground fault occurs when there is a break in the low-resistance grounding path from a tool or electrical system. The electrical current may then take an alternative path to the ground through the user, resulting in serious injuries or death.

Portable generator grounding.....
The use of portable generators is common after natural disasters, such as tornadoes, hurricanes, storms, and flooding. They are also used on a lot of jobsites where there is no access to electricity. Portable generators are only meant to be used on a temporary basis.

Did you know? - Why am I being audited?
When KEMI issues your policy, your premium is calculated based on your payroll ESTIMATES for the year. The purpose of the audit is to obtain and verify the information necessary to compute the ACTUAL premium versus the ESTIMATED premium for your policy period. Some policyholders may receive a refund at the end of the policy year, and others may owe additional premium if their payroll is higher than estimated.

10/16/2025

Remember Nov 2, 2025 is coming up. It's when we Fall Back an Hour !!!!

07/23/2025

I'm posting this at 8:00 am. My wifi with Spectrum and ATT are both down. If this post makes it out into the world, I can't send or receive texts, send or receive calls, send or receive emails, nothing at the moment. It's Wed July 23rd. To say I'm livid is an understatement !!! As soon as they figure out what's wrong THIS time, I'll just have to hope this post gets out 🤦😡

07/21/2025

Not going to be popular, but yall know I don't sugar coat anything. Kentucky is one, if not the first state, to start using aerial imagery, change detection and permit data to accurately confirm the roof's age on your house or outbuildings (or business as well). Trust me, we agents don't like it either, but they didn't ask us and we have no say in the matter. When quoting a new homeowner policy for example, we agents can come out and snap a pic and ask the homeowner how old their roof is. We agents are trained to noticed the age of shingles, so we can tell within 5 years how old a shingle is. These insurance companies are removing Replacement Cost payouts on roofs older than 15-20 years old. They will still pay, but it's a percentage based on how old the roof is. THEY ARE DOING THIS BECAUSE ALOT OF INSURED'S ARE USING THEIR HOMEOWNER INSURANCE POLICY AS A MAINTENANCE POLICY AND THAT IS NOT THE WAY THE HOMEOWNER INSURANCE POLICY WAS DESIGNED!! Insurance companies are denying roof claims left and right and they are within the law doing it, unfortunately. With that being said, if your insurance company has "guestimated" the age of your roof incorrectly after they have received aerial imagery pics, you can provide proof that your roof has been updated. If all is copacetic, and the insurance company has received paid invoices, seller's agreements, any paperwork that proves the roof has been replaced or updated, and meets their requirements, they will then offer full Replacement Cost coverage on your roof in the event of a qualifying claim. Carry On.....

Happy 4th of July from myself and Cali !! The last five years have seen alot of changes in my life, but through it all,...
07/04/2025

Happy 4th of July from myself and Cali !! The last five years have seen alot of changes in my life, but through it all, Jesus has been my anchor!! We love our customers and look forward to many more years together. Some companies I don't write with anymore but I've also picked up writing with some new companies. Have a safe 4th of July weekend and remember the reason we celebrate it !

06/07/2025

Who knew 🤷🏻‍♀️. It’s National Donut Day 🩷

06/04/2025

WOW I’ve got a company that is HOT right now on awesome life insurance rates 🤍

05/21/2025

Do you have life insurance? How long can your family afford to live without your paycheck? Will the bank repossess your home or vehicle if payments cannot be made? Will your family need a loan or a Go Fund Me just to pay your final expenses? Do you have ENOUGH ❤️life insurance❤️? It's more affordable than you think. Think about yourself & your family if you lose your significant other ! I can help!!

Address

PO Box 139
Dixon, KY
42409

Opening Hours

Monday 11am - 4pm
Tuesday 1pm - 6pm
Wednesday 11am - 4pm
Thursday 1pm - 6pm
Friday 11am - 4pm

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