Scott Karsky - State Farm Agent

09/09/2026

It’s football season, which means it’s time to think defense. Make sure your coverage is set up to handle life’s unexpected plays — on and off the field.
Scott Karsky State Farm | 701-483-9465 | https://st8.fm/4h2qmhn

09/08/2026

Signed a lease for the school year? Renters insurance may help protect your belongings — from laptops and textbooks to furniture and more. Let's talk about your options. 701-483-9465

09/04/2026

Ready for kickoff? 🏈 Your game-day checklist should include more than snacks and seating. Review your homeowners coverage and start the season prepared. 701-483-9465

09/04/2026

Football season is almost here — is your coverage ready for the road ahead? Let’s make sure you’re protected before kickoff. Give me a call at 701-483-9465!

09/04/2026

Your family's future is worth protecting. This Life Insurance Awareness Month, connect with our team to explore coverage options that fit your needs.
Scott Karsky State Farm | 701-483-9465 | https://st8.fm/4haHqCY

09/03/2026

Every September is **Life Insurance Awareness Month**, bringing a critical household financial reality into sharp focus.

Consider a very typical scenario: A family with a combined income of $84,000 and a $225,000 mortgage balance. If one partner passes away unexpectedly, group life insurance through an employer often provides a payout equal to three times their annual salary. While comforting, let’s look closer at what follows.

On a significantly reduced household income, the surviving partner still carries the full weight of ongoing living expenses:

* Property taxes and rising home and auto insurance premiums
* Day-to-day essentials like food, clothing, and utilities
* Routine family medical, dental, and transportation costs
* Long-term obligations, including college savings and retirement planning for the next 30 years

While workplace coverage is a great foundation, financial experts generally recommend a target of **10 times annual income** to truly protect a family's financial future.

Fortunately, filling that gap is often much more affordable than people realize. For individuals in good health, a private term life insurance policy can secure substantial coverage for a modest monthly investment—providing comfort from a stable provider with the strength to weather economic shifts.

Beyond financial protection, private life insurance is about personal responsibility and long-term care for the people who matter most.

If you would like to review your current coverage or discuss a personalized protection plan, let’s connect.

📞 701-483-9465

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Call (701) 483-9465 for life, home, car insurance and more. Get a free quote from State Farm Agent Scott Karsky in Dickinson, ND

08/27/2026

Be honest — when was the last time you checked your smoke and carbon monoxide detectors? Regular testing helps keep your home and family safer.

08/26/2026

National Dog Day calls for extra treats and even more dog photos. 🐶

08/25/2026

The best time to think about life insurance is now, while you have the opportunity to protect those who matter most. Let’s connect! 701-483-9465

08/21/2026

State Farm Mutual Dividend Payment Information!!!

We have received inquiries from some State Farm policyholders who have received an email regarding a dividend check and are wondering whether it is legitimate. Great news…yes, the email is legit and NOT a scam email.

Qualifying customers will be notified of their pending dividend payment by either an email from [email protected] or a letter in the mail.

Customers who have an email address registered with State Farm will receive an email with instructions on how to access the State Farm dividend payment portal and select their preferred method of payment. Customers who do not have an email address registered with State Farm will automatically receive a check in the mail.

Please keep an eye out for communication regarding your dividend payment.

If you have any questions or would like assistance, please contact our office. We are happy to help!