JLM Capital Holdings Inc.

07/04/2026

🇺🇸 Celebrating 250 Years of American Opportunity.

For 250 years, America has been driven by innovation, entrepreneurship, and the belief that great ideas can build great companies.

At JLM Capital Holdings, we're proud to work alongside investors, entrepreneurs, lenders, and business owners across North America who continue that legacy every day.

Whether it's investing in multifamily real estate, supporting growing businesses, or helping innovative technology companies scale, we believe long-term partnerships create lasting value.

Today we celebrate the history of American enterprise—and the opportunities still ahead.

To our American friends, partners, and clients:

Happy Independence Day and congratulations on America's 250th anniversary.

🇺🇸 Here's to the next 250 years of innovation, investment, and prosperity.

07/01/2026

🍁 Happy Canada Day from JLM Capital Holdings.

Canada was built by entrepreneurs, innovators, tradespeople, and communities working together to create opportunities for future generations.

At JLM Capital Holdings, we're proud to be part of that tradition by investing in businesses, technology, and real estate that strengthen communities across Canada and throughout North America.

As we celebrate our country's history today, we're also excited about helping build its future through responsible investment, strategic partnerships, and long-term value creation.

To everyone enjoying time with family today—and to those still serving their communities in healthcare, emergency services, transportation, construction, and countless other essential industries—thank you.

Wishing you and your family a safe and memorable Canada Day.

🍁 Happy Canada Day!

06/24/2026

🚀 Portfolio Company Growth Announcement

We're excited to see the continued growth of OnSite AI, an AI-powered emergency call centre built specifically for contractors, restoration companies, HVAC, plumbing, electrical, roofing, and property management businesses.

As demand increases, OnSite AI is expanding its Founding Sales Partner program and looking for a select group of individuals to help introduce the platform to service businesses across Ontario and beyond.

We're seeking:
✔ Business development professionals
✔ Sales professionals
✔ Industry consultants
✔ Trades industry connectors
✔ Entrepreneurs looking to build recurring income

This is an opportunity to get involved early with a rapidly growing AI company solving a real-world problem for service businesses.

Interested in learning more?

Comment "PARTNER" below or send us a direct message.

💰 Looking for a Side Hustle or New Business Opportunity?

We're growing OnSite AI and looking for a few motivated people to help introduce our AI emergency call centre to contractors and home service companies.

Our system helps businesses never miss an emergency call by:
📞 Answering calls 24/7
📱 Sending SMS and email notifications
🚨 Calling technicians immediately for urgent emergencies
📝 Providing AI-generated call summaries

We're looking for:
🔹 Salespeople
🔹 Business development professionals
🔹 Telecom reps
🔹 Former contractors
🔹 Anyone with strong business connections

No technical experience required.

This is ideal for someone looking to build recurring monthly income while helping local businesses improve their customer service.

Comment INFO below or send me a message if you'd like to learn more.

06/10/2026

04/01/2026

One thing that continues to come up in conversations lately…

A lot of Canadians don’t realize they can participate in U.S. real estate deals, even as a lender, without living there.

But where people get caught is here 👇

They send money…
without properly securing it.

When it comes to lending into deals (bridge loans, private lending, etc.),
these are the key fundamentals we always come back to:

1. You need to be secured on title

Your position should be protected by:

A registered mortgage or deed of trust
Recorded through a U.S. title company or real estate attorney

👉 If it’s not registered… you’re unsecured.

2. You DON’T need a U.S. LLC to invest

You can lend as:

A Canadian individual
Or a Canadian corporation

An LLC can help with structuring over time, but it’s not required to participate.

3. Structure matters more than returns

Everyone focuses on return first…

But the better question is:
👉 “What protects the downside?”

Is there equity in the deal?
Who controls the asset?
What’s the exit strategy?

We’re seeing more Canadians step into this space,
not as speculators…

…but as secured lenders backed by real assets.

Not legal or tax advice, just sharing what we’re seeing and working through in real time.

Curious if others here have explored cross-border investing or lending?

03/26/2026

Smaller multifamily properties (roughly 8–30 units) can be an interesting part of the market.

They’re big enough to benefit from professional management but often small enough that institutional investors overlook them.

In many Midwest cities these properties serve local workforce housing, which tends to create steady rental demand.

As always, the most important thing is making sure the fundamentals work before any improvements are made.

03/24/2026

Interesting stat:

Canada has over $3 trillion in RRSP assets.

Most of it sits in mutual funds.

But a small percentage of investors use their RRSPs to lend on real estate instead.

03/19/2026

One thing that often surprises new investors:

Real estate deals usually fail because of expenses, not price.

Taxes, insurance, repairs, and operating costs can quickly eat into cash flow if they’re underestimated.

That’s why we spend a lot of time analyzing the expense side of a deal before anything moves forward.

Understanding the true cost of operating a property is just as important as understanding the income.

03/17/2026

Most Canadians don’t realize their RRSP can invest in real estate.

Through a self-directed RRSP structure, investors can lend on property and earn interest secured by real estate instead of leaving funds in mutual funds.

I’ve been digging into how these structures work and how Canadian investors participate in real estate lending using retirement funds.

Curious how many people here knew RRSPs could do this?

03/09/2026

We’ve been reviewing an 18-unit multifamily property in Cleveland this week.

On the surface it checks a few boxes:

• decent unit count
• strong rental market
• operational upside

But the real decision always comes from the underwriting.

Rent assumptions, expenses, and capex have to make sense before a deal moves forward.

If the fundamentals hold up, it becomes interesting.

Cleveland continues to be a market we watch closely.