Quicken Loans

10/15/2026

Yes—you can sometimes have more than one FHA loan. 🏡✨

• Primary residence only; 2026 limits: $541,287–$1,249,125
• Exceptions: 100+ mile job move; larger household (legal dependents + ≥25% equity); leaving a jointly-owned home (e.g., divorce); non occupant co-borrower ✔️
• Still must qualify: ~43% DTI (sometimes up to 50%), 3.5% down at 580+ (10% at 500–579), possible cash reserves
• Alternatives: conventional second home/investment loan or refi to conventional, then new FHA

Read the guide ➡️ https://www.quickenloans.com/learn/how-many-fha-loans-can-you-have

Can you get an FHA loan twice? Yes, but not generally at the same time. Learn more about when you can have a second FHA loan – and what alternatives you have.

09/30/2026

FHA limits—know your number before you shop. 🏡📊

• 1 unit range: $541,287–$1,249,125 (varies by county)
• Limits apply to your loan amount, not the price
• Over the limit? Boost down payment, go conventional, consider VA/USDA (eligibility), or check nearby counties

Learn More ➡️ https://www.quickenloans.com/learn/fha-loan-limits

09/29/2026

FHA can help you buy with just 3.5% down—but the trade-offs matter. 🏡⚖️

• Pros: lenient credit + higher DTI, gift funds/DPA allowed, competitive rates for lower scores ✅
• Cons: upfront + annual MIP (often for life), stricter appraisals, lower loan limits, higher APR over time ⚠️

See when FHA makes sense vs. a conventional loan and how to run the numbers. Read the guide ➡️ https://www.quickenloans.com/learn/pros-and-cons-of-fha-loan

FHA-insured mortgages allow small down payments and permit low minimum credit scores. Compare pros, cons and more to decide if they’re right for you.

09/24/2026

Eyeing a foreclosure? FHA financing can help you snag a deal without a huge down payment. 🏚️ ➡️ 🏡

• 3.5% down at 580+ credit (10% for 500–579) 💸
• Two paths: 203(b) for move in ready, 203(k) for homes needing repairs 🔧
• FHA appraisal required; many foreclosures are sold as is ✅
• Auctions move fast (often cash); short sales/REOs can fit with the right timeline ⏱️

Read the guide to see which route fits your goal ➡️ https://www.quickenloans.com/learn/can-you-buy-a-foreclosed-home-with-an-fha-loan

Consider buying a foreclosed home with an FHA loan for your next real estate purchase. Find out how both you and the property can qualify for this low-down-payment financing.

09/23/2026

Need cash for renovations, debt payoff, or tuition? An FHA cash-out refi lets you turn home equity into cash with a new, larger mortgage—no existing FHA loan required. 🏡💵
• Flexible credit standards; borrow up to 80% LTV
• Must have 12 months occupancy + on-time payments
• Don’t forget MIP and closing costs
See if it fits your goals (and compare HELOC/home equity alternatives)
➡️ https://www.quickenloans.com/learn/fha-cash-out-refinance

The FHA cash out plan is a way to refinance your mortgage while tapping into its equity for cash. Find out how it works and when to use it.

09/16/2026

Struggling with the down payment? Pair FHA + assistance to unlock the door sooner. 🏡🔑
• FHA minimums: 3.5% (580+ credit) or 10% (500–579)
• Options: grants; forgivable/low-rate/deferred loans; employer help; IDAs; gift funds 💸
• Common rules: income/price caps, minimum credit, occupancy, homebuyer education ✅
• Note: Not all lenders accept every program—check first

See how these programs work (and what to watch for) ➡️ https://www.quickenloans.com/learn/fha-down-payment-assistance

Down payment assistance can help cover the cost of an FHA loandown payment. See how these programs work and how to check if you qualify.

09/15/2026

Credit utilization = How much of your credit you’re using right now 💳➡️📊
Why it matters for mortgages:
• It’s 30% of your FICO score 🧮
• Higher utilization can raise your DTI and hurt approval odds ⚠️ Aim for under 30% (lower is better)
✅ How to improve: pay down balances, ask for a limit increase, avoid closing old cards. Get the full guide 👉 https://www.quickenloans.com/learn/how-credit-utilization-affects-your-mortgage-approval

Wondering how credit utilization affects your mortgage approval odds? See how it impacts your credit score, DTI and loan eligibility.

09/10/2026

5 loan types, 1 quick cheat sheet.

🏡 Conventional: 3%+ down, PMI if

Not all mortgages are created equal. Learn about the five types of home loans, who qualifies for them and high-level pros and cons.

09/03/2026

📋 Confused by your loan estimate? You're not alone!
We break down every line item so you understand your closing costs & mortgage terms. Plus: why shopping around saves you $1,000+ 💰
➡ https://www.quickenloans.com/learn/how-to-read-a-loan-estimate-your-line-by-line-guide-to-comparing-mortgage-offers 🏡

Learn everything you need to know about comparing mortgage loan estimates to ensure you get the best deal and understand the terms of your new loan.

09/01/2026

Thinking about tapping your home’s equity—without touching your first mortgage? 🏡💵

• Fixed rate + predictable monthly payment
• Often lower APR than credit cards/personal loans
• Use for renos, debt consolidation, tuition
• But: closing costs (~2%–5%), reduces equity, home is collateral (foreclosure risk) ⚠️
• Best for known, one-time costs; interest may be tax deductible if used to improve the home

Read the full pros/cons ➡️ https://www.quickenloans.com/learn/pros-and-cons-of-home-equity-loan

Are you a homeowner considering borrowing against your home equity? Learn about the pros and cons of home equity loans and how they compare to other loans.