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FHA vs. Conventional: which fits your budget and goals? ⚖️ 🏡• FHA: 3.5% down at 580+, flexible DTI; upfront + monthly MI...
05/29/2026

FHA vs. Conventional: which fits your budget and goals? ⚖️ 🏡

• FHA: 3.5% down at 580+, flexible DTI; upfront + monthly MIP; primary residence only
• Conventional: as low as 3% down; PMI can drop at 80% LTV; broader property types, higher limits

Compare credit, DTI, insurance and limits in our quick guide ➡️ https://www.quickenloans.com/learn/fha-vs-conventional-loans


Conventional and FHA loans are two of the most popular loan options. Learn how each one works and their differences in our guide to FHA vs conventional loans.

💰 Need cash without risking your home or car?Unsecured loans might be your answer! We break down how they work, who qual...
05/27/2026

💰 Need cash without risking your home or car?
Unsecured loans might be your answer! We break down how they work, who qualifies & how to apply. No collateral required. 🔑

Learn if it's right for you 📋 👉 https://www.quickenloans.com/learn/unsecured-loans

Discover how unsecured loans work, when to use them, and the pros and cons of no-collateral borrowing. Find out if this option is the right fit for you.

What is an FHA loan? A government-insured mortgage that can open doors: 3.5% down with 580+ credit (or 10% down with 500...
05/26/2026

What is an FHA loan? A government-insured mortgage that can open doors: 3.5% down with 580+ credit (or 10% down with 500–579), flexible credit, and the option to roll some closing costs. Trade-offs: upfront 1.75% MIP + annual MIP, FHA appraisal/standards.

🏠📘 Read: https://www.quickenloans.com/learn/what-is-an-fha-loan

FHA loans are insured by the government and are ideal for first-time home buyers or those with less-than-perfect credit scores. Learn more about FHA loans.

🏡 The asking price isn't final! 💰Discover 5 negotiation tactics that could save you thousands. From closing costs to per...
05/21/2026

🏡 The asking price isn't final! 💰

Discover 5 negotiation tactics that could save you thousands. From closing costs to personal property—we show you how. 🤝
👉 https://www.quickenloans.com/learn/how-to-negotiate-house-price

Save money when buying a new home by learning how to negotiate a house price. Uncover tips for making an offer and negotiating while under contract.

Paying more interest than you need to? Let’s fix that. 🔍💸Here’s how to find the best personal loan rate:💡 Know what driv...
05/20/2026

Paying more interest than you need to? Let’s fix that. 🔍💸
Here’s how to find the best personal loan rate:

💡 Know what drives your rate: credit score, DTI, loan amount/term, purpose
✅ Lower it by: boosting your credit, comparing 3+ lenders, choosing a shorter term, enrolling in autopay, paying down debt, or adding a qualified cosigner
📉 Personal loan APRs often beat credit cards by several points—great for debt consolidation

🧠 Pro tip: Compare APR (rate + fees), not just interest rate

Read the full guide and save more: https://www.quickenloans.com/learn/personal-loan-interest-rates

Personal loan interest rates depend on your credit score, income and other factors. Learn how personal loan rates are determined and how to get the best offers.

An 800+ credit score is closer than you think. 🌟📈You don’t need 800 for top rates (740+ often qualifies), but these habi...
05/18/2026

An 800+ credit score is closer than you think. 🌟📈
You don’t need 800 for top rates (740+ often qualifies), but these habits can take
you higher:
• Pay on time, every time (set autopay for at least the minimum) ⏰✅
• Keep credit utilization low—aim for under 10% (below 30% at minimum) 📉
• Pay balances in full—don’t carry a balance 💳❌
• Keep older accounts open and active 🗂️
• Limit new credit applications 🛑
• Maintain a healthy mix over time (cards + installment) 🧰
• Be patient—age of credit matters ⌛

Pro tip: A single 30-day late can seriously ding your score. Protect your payment history. 🛡️

Read the full guide: https://www.quickenloans.com/learn/800-credit-score


If you’re wondering how to get an 800 credit score, these expert tips will guide you. Learn the financial habits to get you there, and what factor has the biggest impact on a credit score.

🏡 Thinking about buying? Before you take the leap, check if you're financially ready. We break down the 6 signs you shou...
05/13/2026

🏡 Thinking about buying? Before you take the leap, check if you're financially ready. We break down the 6 signs you should buy—and 2 reasons to wait. 🔑

👉 https://www.quickenloans.com/learn/should-i-buy-a-house

Many factors should be taken into consideration if you’re asking yourself, “Should I buy a house?” Learn when to buy a house and why you should buy a house.

Your mortgage term shapes your payment, interest, and equity. 🏡🧮 • Lower payment vs. total interest trade-off ⚖️ • Build...
05/11/2026

Your mortgage term shapes your payment, interest, and equity. 🏡🧮

• Lower payment vs. total interest trade-off ⚖️
• Build equity faster with shorter terms 🚀
• Keep flexibility with longer terms 🧘

See how 15 vs. 20 vs. 30 years stack up—and what fits your goals. 📊👉 https://www.quickenloans.com/learn/choosing-mortgage-term

Not all mortgages are 30-year loans. Shorter terms mean higher monthly payments but a lower overall cost. Find out how many years your mortgage should be.

💰 Refinancing but short on cash?A no-closing-cost refi lets you skip the upfront fees—but there's a catch. We break down...
05/08/2026

💰 Refinancing but short on cash?

A no-closing-cost refi lets you skip the upfront fees—but there's a catch. We break down both options & help you decide if it's right for you.

Learn the pros & cons 👉 https://www.quickenloans.com/learn/refinance-without-closing-costs

A no-closing-cost refinance delivers short-term savings, but is it the right option for you? Learn about the pros and cons of refinancing without closing costs.

Still paying PMI? You may be able to drop it sooner than you think. 🏠💸 Learn when PMI ends, how to request removal at 20...
05/07/2026

Still paying PMI? You may be able to drop it sooner than you think. 🏠💸 Learn when PMI ends, how to request removal at 20% equity, auto-cancel at 22%, and what to know about FHA MIP.

🏠💸 Read the guide 👉 https://www.quickenloans.com/learn/how-to-get-rid-of-pmi

Private mortgage insurance adds to your monthly payment. Learn how to get rid of PMI, why you may want to and how to qualify.

Divorce is hard. Deciding what happens to the house doesn’t have to be. 🏡💔➡️💪Refinancing after divorce can help you get ...
05/01/2026

Divorce is hard. Deciding what happens to the house doesn’t have to be. 🏡💔➡️💪
Refinancing after divorce can help you get a clean break and a fresh start.

Here’s what to know:
✅ Remove an ex from the mortgage and title to end shared liability
✅ Adjust your rate/term to fit your new budget (or switch ARM ➜ fixed)
✅ Use a cash-out refi to buy out a spouse’s share
✅ You must qualify on your own (income, credit, DTI, equity)
✅ If a refi isn’t possible: consider assumption, selling, loan modification, or co-owning temporarily

Costs & timing: closing costs typically 3%–6%; many refis close in ~30–45 days.⏳💵

Read the full guide and plan your next chapter: https://www.quickenloans.com/learn/refinancing-after-divorce

Refinancing your house after divorce can remove your ex-spouse from the mortgage and give everyone a fresh start. Here’s how it works and some key considerations.

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