Long Insurance Services, LLC

07/28/2026

It can happen to ANYONE.

Be smart. Stay safe.

49ers HC Kyle Shanahan met with local reporters to clarify that the July 14 accident was his fault. He said he took eyes off the road briefly to find his phone, which fell between seats and when he looked up he had gone over the line and into an SUV. The CHP database had a clerical error attributing the accident to the other driver. Shanahan said that is not accurate.

06/05/2026

Jay Norman I figured you'd appreciate this....

03/31/2026

FROM THE DESK OF YOUR FRIENDLY NEIGHBORHOOD INSURANCE GUY....

Most people know that all drivers in a household should be listed on an auto insurance policy. What many don’t realize is that insurance companies are becoming increasingly sensitive to all residents in the home—even those who don’t have a license or never drive.

Why does this matter?

Because resident relatives are often automatically eligible for Personal Injury Protection (PIP) coverage if they’re injured in an auto-related incident—even if they weren’t in your vehicle at the time.

Recently, there have been cases where claims were denied because household members were not disclosed on the policy. Some carriers now require that everyone age 14 and older be listed or at least accounted for.

The safest first step is to connect with your insurance professional and confirm exactly what your carrier requires.

If you’re like me, you don’t pay insurance premiums as a donation—you pay for protection when the unexpected happens. Making sure your policy is accurate is a simple step that can prevent major issues later.

If you’d like help reviewing your situation or have questions, I’m happy to assist.

Stay safe.

01/23/2026

It's a perfect time to ensure you have Road Service in place for you and your loved ones. It makes a thoughtful gift as well.

Let's discuss how you can make it happen.

01/13/2026

https://www.youtube.com/watch?v=GbmKG25mVtg

From the desk of your friendly neighborhood insurance dude:

Even I—a 30+ year insurance pro—am still working through some of the nuances of this topic. That said, it’s worth taking a few minutes to make sure you fully understand this part of your auto insurance coverage.

Those PIP forms we sign every year aren’t just paperwork for the sake of paperwork. They carry real weight, especially after a claim.

Stay safe.

GEICO is suing a Southfield-area woman because she did not list her 12-year-old daughter, who does not drive, on her personal injury protection form. Read: h...

12/16/2025

If you're locking for a inexpensive and very practical gift to put in a card or stocking for someone, a AAA membership checks a lot of boxes, especially for this time of year. It's also important to note that membership follows the member and not a car so being able to whip this baby out when stranded in someone else's car can save some angst - especially for kids and grandkids away at school.

The road service element speaks for itself but savings on travel, restaurants, and more easily pays for the cost of the membership (under $60 for the year).

Let's chat about the details.