Kevin E. Hill, Loan Officer, NMLS 2177513

11/08/2025

Creative lending options—like home renovation loans—can be the difference between losing a deal and landing the perfect property. 🏡

Sometimes it makes more sense to buy a home that needs a little love and use financing to make the upgrades you want, instead of paying top dollar for “move-in ready.”

If that sounds like a smart move for you, let’s talk about your renovation loan options and how we can bring your vision to life. 🔨💡

10/22/2025

CE is important, but it is remarkably boring...

10/10/2025

Daily Update: Mortgage Pricing improved 15bps since yesterday!

10/08/2025

Market Update: Mortgage pricing improved 5bps since yesterday. Avg. 30yr fixed Conventional Rates at 6.4%.

10/07/2025

Mortgage Rates holding steady since yesterday, although no new data from the government since the shutdown.

10/05/2025

HUD sparked controversy during the Oct. 1 government shutdown by posting partisan language on its website blaming the “Radical Left” for the lapse in funding—a move critics say may violate the Hatch Act.

The shutdown’s impact on housing and lending varies:
USDA loans: Most affected, with 80% of staff furloughed, halting loan guarantees.

FHA loans: Endorsements continue but may slow, especially condo approvals.
VA loans & Ginnie Mae: Operating with fewer issues, though staffing may slow complex cases.
Flood insurance: FEMA cannot issue new or renewal policies, potentially delaying closings.

Industry leaders warn the longer the shutdown lasts, the greater the risk of loan delays, disrupted closings, and loss of borrower confidence. Many lenders are prioritizing borrower communication to manage expectations.

Read the full article here 👉 https://lnkd.in/g3c8PTHT

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10/01/2025

Another successful closing today.

08/06/2025

https://youtube.com/shorts/ZGlbodcTtxk?si=sunmstX3xFety9jK

03/20/2025

I’m beyond grateful to have another deal cleared to close — 10 days ahead of schedule!!! Huge thanks to my incredible team at Safetrust Mortgage for making it happen. Special shoutout to Erin Guraj for flawless processing and to Keaira Stanley and for trusting me to assist you and your buyer with this purchase. Teamwork makes the dream work! 🙌🏡🔑

02/16/2025

02/01/2025

Today’s event was a huge success! A big thank you to everyone who attended and participated—it was wonderful reconnecting with familiar faces and making new connections. I truly appreciate the experience and look forward to seeing you all again soon, whether in Michigan or Georgia!