Nemecek Agency

02/05/2026

I stopped selling auto insurance to almost everyone years ago. (Long story short: lots of headaches + very low pay = not good for business.)

In spite of this, people still occasionally reach out to me to ask questions like, why is this rate the way that it is or something along those lines.

And they're never really content when I say something along the lines of "Because you're dealing with a greedy corporation that makes lots of short-term decisions with no clue or concern about where it will lead them and then is constantly trying to dig itself out of the hole they put themselves into while still having little to no interest in anything beyond this week's sales numbers."

I mean, please tell me that nothing in that sentence surprises you.

12/31/2025

We've had several media outlets reach out, looking for families who are willing to talk about how ACA changes have impacted their life.

If you are one of those families and you're willing to talk to reporters on camera, please let us know. We will connect you with them.

Call now to connect with business.

12/22/2025

We will close for the holidays at noon on Wednesday, December 24th. We will open again at 8 am on Monday, December 29th.

Merry Christmas to everyone!

11/21/2025

The U.S. Small Business Administration's Surety Bond Program has resumed operations, providing vital support to thousands of contractors following the government shutdown. Obtain a surety bond quote today..

11/13/2025

If you get your pulse and blood pressure checked at your local doctor's office, the HIPPA law protects your privacy. However, if it's done by your Apple Watch then the only privacy you have is whatever Apple decides to give you.

There is a bill pending in the U.S. Senate that would change this and makers of wearable health data subject to the same rules as other medical providers.

More at

Senate bill aims close HIPAA gap by requiring wearable device makers to notify users and limit data sharing under new privacy rules.

11/12/2025

I've mentioned before how homeowners insurance is getting more and more expensive as well as harder to get. NPR has an article out about those extra costs are hurting American families and changing communities.

Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That's forcing families across the country to make tough choices.

11/07/2025

Cigna Healthcare and Magic Johnson have teamed up to address mental health through music.

More @

Cigna is joining forces with basketball legend Earvin "Magic" Johnson to support mental health using the power of music. | Cigna is joining forces with basketball legend Earvin "Magic" Johnson to support mental health using the power of music.

11/07/2025

More and more employers are feeling pressure to include GLP-1 medications like Mounjaro or Wegovy to their employees. If you are feeling this pressure - or if you just want your employer to cover this - please reach out to us.

We can help make it a lot less painful to your bottom line.

More @

Despite cost, many employers said they saw the coverage as a potential way to improve health outcomes for workers.

11/02/2025

I am excited to share that our organization has joined Kiwanis International as a corporate member, thanks to the launch of their new chapter in Corktown Kiwanis International

10/28/2025

Container houses used to be really hard to insure, simply because they were so different. Since then, they've become more and more mainstream and now - we actually have insurance policies that are specifically designed for container houses, whether they be your dream home or something that you rent out one Airbnb.

The times, they are a chaning.

08/10/2025

With President Donald Trump and Congress passing the“One Big Beautiful Bill”, rewriting America’s tax code, many rental property owners and investors are wondering exactly how it will impact their business. But fear not, landlords – it’s mostly good news for landlords.

We’re now a couple of weeks out from the bill being passed, and tax experts are starting to get a sense of what the changes mean. They are significant for landlords, with many tax incentives written into the new spending bill that could put more money in your pocket.

Among the changes investors should note: 100% bonus depreciation is returning, allowing property owners to write off the entirety of certain home renovations up front; SALT tax deduction caps have increased, enabling property owners to deduct much more income in high-tax areas; and two sneaky landlord-friendly tax stipulations were extended beyond 2025.

More @ https://www.steadily.com/blog/big-beautiful-bill-landlord-tax-breakdown

08/09/2025

With President Donald Trump and Congress passing the “One Big Beautiful Bill”, rewriting America’s tax code, many rental property owners and investors are wondering exactly how it will impact their business. But fear not, for landlords – it’s mostly good news.

We’re now a couple of weeks out from the bill being passed, and tax experts are starting to get a sense of what the changes mean. They are significant for landlords, with many tax incentives written into the new spending bill that could put more money in your pocket.

Among the changes investors should note: 100% bonus depreciation is returning, allowing property owners to write off the entirety of certain home renovations up front; SALT tax deduction caps have increased, enabling property owners to deduct much more income in high-tax areas; and two sneaky landlord-friendly tax stipulations were extended beyond 2025.

More @ https://www.steadily.com/blog/big-beautiful-bill-landlord-tax-breakdown