Dave Morrow: Allstate Insurance

11/02/2026

A big shoutout to everyone celebrating a birthday in November! 🦃🎉 The season of thanks is here! Share something you’re thankful for this season as we celebrate YOU!

10/30/2026

Happy Halloween from the hardest working insurance team on the emerald coast!

10/29/2026

Vote for best pumpkin!

10/27/2026

Apply Here: https://app.idealtraits.com/career/The-Ryland-Morrow-Agency/371809vie

10/13/2026

10/12/2026

Everyone is family at our agency. Come one, come all. We are here to help you!

10/12/2026

🏡🚨 BEFORE YOU HIRE A PUBLIC ADJUSTER, CALL YOUR INSURANCE AGENT!

💰 Did you know? In Florida, public adjusters can charge up to 10%–20% of your insurance claim payment, depending on the circumstances.

On a $50,000 insurance payment, that's potentially $5,000–$10,000 in fees ON TOP of your deductible! 😳

At the Ryland Morrow Allstate Agency, we're here to help you navigate the claims process, understand your coverages, communicate with your insurance company, and work through challenges.

✅ Real, local people who answer the phone

✅ Guidance throughout the claims process

✅ No additional fees for our assistance!

Public adjusters can be valuable in certain situations, but before signing away a percentage of your claim, find out what help is already available to you!

❤️ Your deductible is expensive enough. Don't spend thousands more if you don't have to!

📞 CALL US FIRST! 850-650-5433

📍 Ryland Morrow Allstate Agency | Destin, FL

10/12/2026

We cannot stress this enough: contractors only need to provide you with a written proposal that outlines the scope of work and the cost of repairs.

Keep in mind that once repairs begin, additional damage may be discovered that was not visible during the initial inspection. If that happens, the contractor can work with the insurance company's estimate to address those items through the supplemental claim process. The insurance carrier's estimate will explain how supplemental claims are handled.

Homeowners should be very cautious about giving contractors authority to negotiate directly with their insurance carrier. If the carrier needs information from the contractor, they will contact the contractor directly to discuss the repairs and come to an agreement.

We are already seeing contracts being presented to homeowners that do not include a repair amount or total project cost. Please do not sign these agreements. Always ask for a detailed proposal with pricing. If a contractor refuses to provide one, that may not be the right contractor for your project.

If you have questions, please call me. I am here to help make sure you do not find yourself facing unexpected costs or, even worse, a lien on your home because a contractor was not paid the amount they expected. Insurance carriers will pay reasonable and necessary repair costs supported by the claim.

In most cases, you do not need to hire an attorney or a public adjuster at the beginning of the claim process. If you have a knowledgeable insurance agent, they can help guide you through the claim, answer your questions, and advocate for you along the way.

Please don't hesitate to reach out if you need help reviewing a proposal, understanding your estimate, or navigating the claims process. We are here to help.

10/12/2026

Who needs help with medium- to small-sized tree removal in Destin? I have a group of volunteers ready to help tomorrow!

10/12/2026

SANTA ROSA COUNTY OPENS PODS LOCATIONS ON MONDAY

MILTON, Fla (Oct 11. 2026) Free ice, water, MREs, and tarps will be available.

From Santa Rosa county..."The following POD locations are expected to open at 7 a.m. on Monday, October 12. Please note that some locations may open later than 7 a.m., and opening is based on delivery of items for distribution. The PODs will close at 5 p.m. MREs, water, ice, and tarps will be available.

Hickory Hammock Baptist Church, 8531 Hickory Hammock Road in East Milton
Bray-Hendricks Park in Jay (behind Jay Community Center), 5259 Booker Lane in Jay
Red Cross will also provide 500 lunches and 500 dinners
King Middle School, 5928 Stewart Street in Milton
Munson Air Strip, Krul Lake Road in Munson
Red Cross will also provide 500 lunches and 500 dinners

Other food and supply distributions from community partners:

Convoy of Hope, Pace Assembly of God, 3948 Hwy. 90 in Pace - 10 a.m. - 2 p.m., providing food, water, tarps, hygiene items, baby diapers, wipes, formula. An oxygen refill station is available at this location from 8 to 10 a.m. and from 6 to 8 p.m.
Oak Park Church of God will also provide drive-through hot meals at 4 p.m.
Salvation Army will have 200 hot lunches (at 12 p.m.) and dinners (5 p.m.) available at each of these two locations on Monday, October 12:
4773 Pace Patriot Blvd. in Pace
5158 Willing St. in Milton

07/27/2026

They doubted the vision. But you know home improvements are expensive.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/27/2026

Not me getting emotional over a home upgrade.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/26/2026

Thermostat set. Vibes set. We’re good over here.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/22/2026

They said magic wasn't real. Then it stopped leaking.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/21/2026

The pricey upgrade spoke and we listened.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

01/27/2026

Need to file a claim after the winter storm? We’re here to help. Start at https://www.allstate.com/claims/file-track, use the Allstate Mobile app, or call 1-800-54-STORM.

12/10/2025

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters most in their lives. Sound like something you're interested in?

Take control of your career journey and apply today: http://spr.ly/6008C64f6

12/03/2025

From free therapy sessions to personalized financial services and virtual fitness classes, Allstate takes employee wellbeing seriously. We even have an entire group of Wellbeing Champions committed to growing our culture of wellness by sharing valuable updates, helping employees locate resources and checking in on their fellow Allstaters.

See how Allstate supports you at work and beyond. Check out our wellbeing benefits:
http://spr.ly/600872ZHy

11/12/2025

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a difference. Our intrapreneurs group is a community of dreamers and doers that spark innovation across the company, and the entire insurance industry, by encouraging their fellow Allstaters to think creatively to solve the real problems facing us and our customers.

Want to drive lasting change at work and in the world? Join a team that's not afraid to think outside the box. http://spr.ly/60027n8Ow

11/04/2025

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for Genesis Women's Shelter & Support. They packed hundreds of toiletry bags and hosted a food drive to help support women in need on their healing journey.

Our employees' passions become ours. This is why each Allstate employee gets PTO to volunteer their time to causes they care about.

Discover how we help our people thrive while making an impact. http://spr.ly/60097KcF7