Patrick Waters, Mortgage Loan Officer

01/28/2025

10/14/2024

🏠 LISTING ALERT 🏠

Congratulations to Tracey Nicolai for her new listing! If you have questions about this property, reach out to Tracey today at (757) 275-4322 or email her at [email protected]!

152 Vine St, Pensacola, FL 32534
3 🛌 | 2 🛁 | 1107 SqFt 🏠
This house is yours for $160,000!!

To learn more about this listing ➡️ https://www.1stclassgulfcoast.com/property/56-653711-152-vine-st-FL-32534

Click here to stay current with all active properties ➡️ https://www.1stclassgulfcoast.com/index.php

10/10/2024

🎉 Congratulations to Melissa Waters of World Impact Real Estate on helping her first-time home buyer go under contract! Melissa’s dedication and hard work have made a huge difference in her client’s journey. If you're looking for a dedicated agent to guide you through the home buying process, reach out to Melissa today.

Want to be the next first-time home buyer? Let's get you pre-approved! DM me or call me to schedule a consultation.
w/ HomeFi Digital Mortgage Patrick Waters, Mortgage Loan Officer Bryan S. Stone James Lopez Brandon Crye

08/28/2024

"SPEED SOLVES ALL PROBLEMS" and when Katie Levins at Crye Leike Gulf Coast Real Estate & Flip Flop Vacations brought a buyer whose bank was taking far too long, that's exactly what myself and the team at HomeFi Digital Mortgage did.

We solved the problem for her by getting a to CLEAR TO CLOSE in just 6 days!

This is a testament to Katie's dedication and expertise. None of it could have happened without the incredible team of Adam Congdon, Mortgage Loan Officer and Sheri Frazier Napolitano

Want to experience this kind of speed and efficiency for your next home purchase or refinance? Let's chat! 📞

"

08/08/2024

We do not like to toot our own horns, but BEEP BEEP! Huge congrats to Melissa Waters, Realtor with World Impact Realty, on getting a Clear To Close on our very own home in just 12 days! 🎉

🏡 That's right, twelve days from offer to closing! 🤯

We know I work for HomeFi Digital Mortgage, but let's be clear: this wasn't a fast track because of me or the fact that my boss, Bryan S. Stone owns the company. This is just how we roll at HomeFi! We're committed to making the homebuying process as smooth and efficient as possible for everyone because "speed solves all problems"!

Melissa and I have worked long and hard and we intend to enjoy this amazing milestone!

Give me a call or shoot me a message with any questions you might have and/or to get the ball rolling on seeing where you stand in getting pre-approved to buy a home.
At HomeFi we do not say "No" we say "here's the road map to home ownership". 🥂

07/24/2024

**Huge shoutout to Melissa Waters at World Impact Real Estate! **

We just got UNDERWRITING APPROVAL for Melissa on ournew home, and let me tell you, it's an emotional rollercoaster (even from this side of the process!).

As a VP with HomeFi Digital Mortgage, I help people navigate this journey every day. But being on the other side, buying a home with my wife, has been a whole new experience. The team at HomeFi has been absolutely incredible, and I can't recommend them enough!

Congrats again, Babe! So excited for us and this new chapter!

P.S. If you're thinking about buying a home, reach out to me anytime! I'd be happy to chat and help you get started.

06/27/2024

Big shoutout to Randy Bricker at EXIT Realty N.F.I.!

His first-time homebuyers are officially Cleared To Close in just TEN DAYS! That's the HomeFi Digital Mortgage difference – a faster, smoother process to get you into your dream home sooner.

Looking for a similar lightning-fast pre-approval and closing experience? Look no further than Randy and the HomeFi Digital Mortgage team! Special thanks to Dawn Wimer & Sheri Frazier Napolitano for all they did to make this happen.

If you are a 1st or 15th time homebuyer, we'll guide you through every step and help you navigate the mortgage jungle with confidence.

Give me a call or shoot me a message today and let's turn your homeownership dreams into reality!



P.S. Randy, tell your happy clients congratulations from HomeFi!

06/19/2024

Hometown Heroes is set to return July 1st!

This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest rate. Reach out now to get started!

05/04/2024

05/01/2024

*** UNDER CONTRACT! Holiday Harbor... 2/2 on the water. CONGRATULATIONS Angelia Johnson & Stephen Johnson!!!!! I'm so excited to be a part of this exciting journey of yours.

04/10/2024

Huge shoutout to Carmen Morales at Premier Florida Realty
Thanks to Carmen's dedication to building strong relationships with her clients, a recent set of VA buyers (who are also repeat customers!) were able to experience a lightning-fast loan process with Homefi Digital Mortgage. ⚡️

Carmen connected her clients with our team, and we were thrilled to get them a one-day approval from underwriting, followed by a smooth 10-day clear to close. That's the power of building trust and working with a lender who prioritizes efficiency!

At Homefi, we know that exceptional service is key to a successful real estate experience. We're proud to partner with amazing realtors like Carmen who put their clients first. That said I could not post this without thanking Adam Congdon, Mortgage Loan Officer and Sheri Frazier Napolitano for all their hard work.