Charles McShan Financial Professional

Charles McShan Financial Professional I provide financial education to my community so we can make better-informed financial decisions on how we spend our money and get out of debt.

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.And even if renting feels...
05/29/2026

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.

And even if renting feels like the easier move right now, that’s a number that sticks with you – because it shows what’s at stake over time.

Look, I know buying can feel out of reach. But when’s the last time you actually ran the numbers? Because you might be closer than you think.

Now that doesn’t mean you have to buy today. But you should at least know your options and what it would take to get there.

Want to stop renting and start building something for yourself? DM me and come up with a plan together. Your timeline. Your budget. Your future.

What’s the best time of year to sell? It’s a question I get all the time. One season usually rises to the top for motiva...
03/05/2026

What’s the best time of year to sell? It’s a question I get all the time.

One season usually rises to the top for motivated sellers: Spring.

It’s the peak buying season in the housing market, so we tend to see more buyers, more offers, and more home sales.

And with mortgage rates at 3-year lows right now, buyers should be ready to act. Let’s get your house in front of them.

If you’re seeing that January home sales slowed down, you may wonder what that means for the housing market. Here's what...
02/20/2026

If you’re seeing that January home sales slowed down, you may wonder what that means for the housing market. Here's what you need to know.

That’s not because of any big drop off in demand. It’s a combination of normal seasonality and the weather.

January is typically a slower month. Plus, this January was packed with winter storms that slowed down inspections, appraisals, and final walkthroughs across much of the country. That’s causing a delay in sales, too.

Don’t confuse a weather-impacted month with a market losing steam. History shows the pace of sales usually pick back up in February as the spring market starts to take off.

If you’re thinking about selling and want to know what’s happening in our market as we head into spring, let’s break it down locally.

The number of homes for sale is finally making a real comeback.While how much inventory’s grown varies a lot by area, so...
02/16/2026

The number of homes for sale is finally making a real comeback.

While how much inventory’s grown varies a lot by area, some states are already back to the inventory levels that were considered normal in 2017-2019.

And with more homes on the market, you have more options.

Now, it’s not the same everywhere, but the direction is clear. This is the most buyer-friendly set up we’ve seen in years.

Want to know how much things have improved in our area? DM me.

Thinking about making a few updates before you sell this spring?Here’s the thing you have to remember: not all projects ...
01/21/2026

Thinking about making a few updates before you sell this spring?

Here’s the thing you have to remember: not all projects are created equal.

The upgrades you see here tend to deliver some of the strongest returns on your upfront investment because they impact curb appeal and first impressions right away.

And in today’s market, that matters more than it did a few years ago.

This isn’t about doing everything. It’s about doing the right things for your house and your market.

If you want help deciding which updates make sense for your home (and which ones you can skip), let’s talk.

01/16/2026

Good news for homeowners: mortgage interest rates have fallen. Take a look at this video.

01/15/2026

It can feel like big investors are buying up all the homes right now. But the data tells a different story.

Large institutional investors – the ones owning 100+ homes – made up just 1.2% of home purchases in late 2025.

That means 99 out of 100 homes were bought by everyday buyers and small, local investors. Not big corporations.

In a few areas, investor activity is more noticeable. But nationally, big investors are a much smaller part of the market than most people think.

If you’re wondering how this plays out right here in our local market, let’s talk. A little context can make a big difference when you’re deciding your next move.

01/01/2026

Thank you for choosing me as your agent this year. If there’s anything else I can help you with, let me know.

Address

1O11 E. Touhy Avenue
Des Plaines, IL
60018

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