Charles McShan Financial Professional

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Charles McShan Financial Professional I provide financial education to my community so we can make better-informed financial decisions on how we spend our money and get out of debt.

Are you 1 in 4 million? If you don't own a home yet, rent is probably the biggest monthly expense you have. And if you'r...
10/19/2026

Are you 1 in 4 million?

If you don't own a home yet, rent is probably the biggest monthly expense you have. And if you're not getting credit for paying it - now you can.

There’s a change rolling out now that lets renters opt in to counting their on-time rental payments toward their credit history. And that could help as many as 4 million more people qualify for a mortgage.

Maybe you’re one of them.

Even if you're not ready to buy a home today, there's no downside to taking simple steps to build your credit profile for the future.

It's time to take credit for bills you already pay. Ask me how.

Selling this fall? Starting strong matters even more this time of year.In the fall, buyer activity typically starts to s...
10/07/2026

Selling this fall? Starting strong matters even more this time of year.

In the fall, buyer activity typically starts to slow while the number of homes for sale climbs. That means fewer buyers may be looking at more options – so you want your house to stand out from day one.

Here’s the cheat sheet for how to make that happen.

Price it for today’s buyers. Not what your neighbor sold for a few years back.

Make your house hard to pass up. Tackle essential repairs and spend time on your curb appeal.

Stay flexible when offers come in. This is not the season to play hardball.

And be ready to adjust when needed. If you keep getting the same feedback from buyers, take it to heart.

If you want to sell before the end of the year, let’s make sure you have the right strategy from the start. Because with the right plan, selling in the fall is a no brainer.

Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no o...
06/25/2026

Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no one bought it.

You just know it didn’t happen, and now you’re supposed to decide whether to try again… or what to change.

Here’s what I’d do before you re-list: get a second opinion.

Because data shows homeowners who switch agents after their listing expires are more likely to see their house sell.

A different agent brings a fresh perspective and can run a quick reset.

The price. The marketing. The presentation. Chances are something in there needs to change.

You’re not stuck – you just need a better plan. And a partner who knows how to execute it.

If you want a second opinion, DM me the word “EXPIRED.”

I’ll take a quick look at what happened and tell you the first one or two changes I’d make to get traction.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."But...
06/14/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."

But before you decide, make sure you understand what you could be giving up too. Because moving this Summer does have its advantages.

For buyers, it could give you more options in your price point. Historically, there are over 30% more fresh listings in the Summer compared to the rest of the year.

For sellers, it can mean a better sales price. Data shows, on average homes sell for 4% more in the typical Summer month compared to usual month in the Fall or Winter (when demand typically falls off).

The point isn't to rush into anything. It's just to make sure you have the full picture before deciding whether waiting is really your best move.

DM me if you want to talk through your options. No pressure, just perspective based on years of experience.

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.And even if renting feels...
05/29/2026

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.

And even if renting feels like the easier move right now, that’s a number that sticks with you – because it shows what’s at stake over time.

Look, I know buying can feel out of reach. But when’s the last time you actually ran the numbers? Because you might be closer than you think.

Now that doesn’t mean you have to buy today. But you should at least know your options and what it would take to get there.

Want to stop renting and start building something for yourself? DM me and come up with a plan together. Your timeline. Your budget. Your future.

Address

1O11 E. Touhy Avenue
Des Plaines, IL
60018

Telephone

+13129143678

Website

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