Consumer Credit of Des Moines

Consumer Credit of Des Moines Helping clients manage their debt since 1987. We have been in business since 1987 offering credit counseling, budget appointments, and debt management services.

As a nonprofit credit counseling agency, we offer free counseling and affordable debt management plans designed to lower interest rates and combine debts into a single monthly payment. Consumer Credit of Des Moines has an A+ rating with the Better Business Bureau, and we are part of the Financial Counseling Association of America. We offer local in office appointments in Des Moines, Iowa. We also

offer phone appointments, and we are licensed to do business in 28 states. Our certified, experienced credit counselors are here to help you with plans to repay your unsecured debts. We have relationships with the creditors, so benefits of our Debt Management Plans include:
Lowered Monthly Payments
Reduced Interest Rates
One Combined Monthly Payment
Fees Stopped (late & over the limit)
Out of Debt Sooner

https://www.consumercredit-dm.com/
https://www.youtube.com/channel/UCX7XTX_f8L91B5fndOkrRtQ

515-287-6428
1-800-955-5765
[email protected]

Sometimes you just need someone to help you sort through everything and come up with a plan. We’re here to do just that.
09/06/2026

Sometimes you just need someone to help you sort through everything and come up with a plan. We’re here to do just that.

If you're looking for financial help, we're on your team.Send us a message and let's start the conversation!
09/04/2026

If you're looking for financial help, we're on your team.

Send us a message and let's start the conversation!

If you’re looking for ways to cut costs without completely changing your lifestyle, start with these 3 simple strategies...
09/04/2026

If you’re looking for ways to cut costs without completely changing your lifestyle, start with these 3 simple strategies:

1️⃣ Review your subscriptions — Cancel the ones you’re not using or don’t need.
2️⃣ Plan your meals — A little planning can help cut down on takeout, impulse purchases, and food waste.
3️⃣ Set a spending limit — Give yourself a weekly amount for non-essential spending and stick to it.

The best part? You don’t have to wait for a new month or a new year to start. Pick one (or all three!) and put them into practice next week. 🙌

What’s one money-saving habit you’re going to try?

Some years are just hard on your wallet. Rent goes up, groceries cost more, the car breaks down, and suddenly, the credi...
09/03/2026

Some years are just hard on your wallet. Rent goes up, groceries cost more, the car breaks down, and suddenly, the credit cards are doing a lot of heavy lifting.

If that sounds familiar, you are not alone. A rough financial year does not mean you are bad with money. It simply means it is time for a reset.

A “money reset” is just a fresh start. Take a look at where things stand, create a simple plan, and take small steps forward. You do not have to do it perfectly. You just have to start.

09/02/2026

Get to know Nancy! 🚲☕️🏈

This is your sign to celebrate the small wins and give yourself some grace!
09/01/2026

This is your sign to celebrate the small wins and give yourself some grace!

08/29/2026

We listen and we don't judge 🙂‍↔️

Sarah, Lee Ann, and Lisa had a great time in Washington, D.C., this past week attending the NFCC conference! It’s always...
08/28/2026

Sarah, Lee Ann, and Lisa had a great time in Washington, D.C., this past week attending the NFCC conference! It’s always nice to connect with others in our industry, learn new things, and bring back ideas to help us continue serving our clients.

Our debt management program might be the perfect fit for you.Send us a message if you want to learn more!
08/28/2026

Our debt management program might be the perfect fit for you.

Send us a message if you want to learn more!

Goal setting is the step most people want to skip — but setting goals is the platform for your successful money manageme...
08/27/2026

Goal setting is the step most people want to skip — but setting goals is the platform for your successful money management plan.

Start simple: divide your goals into three categories: Short-Term, Mid-Term, and Long-Term.

Your Short-Term Goals are those that you want to accomplish in the next twelve months. Example: fully fund a $1,000 Emergency Fund. Having an emergency fund will save your budget from failing and prevent you from using your credit cards.

The Mid-Term Goals are those that you want to accomplish in the one-year to five-year timeframe. Do you want to buy a car for cash? Put 20% down on a house? These goals are bigger, but not huge and will take a little more time than a year to fulfill.

Long-Term Goals are going to take longer than five years. How will you pay for college for your children? Write out what retirement looks like and how you map it. Dream big if you have time to work on these goals. It’s okay if your goals make you sweat a little.

Now, calculate how much you need to save each month/week/paycheck in order to accomplish each goal. Take the dollar amount needed to achieve your goal, and divide it by the number of months/weeks/paychecks you have until you need the money. This will tell you what you need to be saving. Then, add this onto your budget sheet and treat it just like a bill.

Once you have written out your goals, you are ready to display them in a place where you can see them and be reminded of them daily.

Sometimes your goals change and that’s okay, as well as expected. It’s important to review your goals at least once a year and set new ones. Our lives are anything but static, so why should our goals stay the same year after year?

Address

6129 SW 63rd Street
Des Moines, IA
50321

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4pm

Telephone

(800)9555765

Website

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