Jay Buys Houses

10/27/2024

Closing on a house. How real estate closings work, what to expect as a Seller or Buyer.

"Closing on a House", as explained by Jay Kibbee of Jay Buys Houses - Sell House Fast Des Moines 515-809-2274 or chat anonymously online at: https://www.Fast...

10/17/2024

What is a Loan Modification?

In this video, we dive into what loan modifications are, how they can help homeowners facing financial difficulties, and the challenges involved. We also explore how the COVID-19 pandemic created a unique opportunity (a loophole!) for homeowners to use COVID-related hardships to negotiate more favorable terms with their lenders.

What is a Loan Modification? A loan modification involves changing the terms of your existing mortgage to make it more manageable. This could mean lowering your interest rate, extending the loan term, or adding missed payments to your balance—making it easier to stay on top of your payments and avoid foreclosure.

Benefits of Loan Modifications:

Avoid foreclosure and keep your home.
Lower your monthly mortgage payments.
Maintain your credit score while working with your lender.
Stay in your home and regain financial stability.
Flexible solutions tailored to your financial situation.
Challenges of Loan Modifications:

The process can be lengthy, requiring documentation and patience.
Not all modification requests are approved.
Modifications are often a temporary fix to deeper financial issues.
They can impact your credit and add interest or fees to your loan.
You might end up paying more over the long term.
The COVID Loophole During the pandemic, millions of homeowners experienced financial hardship. This led to forbearance options and relief programs from lenders, creating a powerful negotiation tool for loan modifications. Learn how COVID-related challenges can still provide leverage today to get reduced payments, extended forbearance, and lower interest rates.

How I Can Help You With 24 years of experience, I guide homeowners through the process of loan modifications, making it simple, stress-free, and without cost or hassle. Call, text me at 515-809-2274, or chat at www.FastFairHomeOffers.com, and I'll ask a few easy questions and help you save your home.

Want to Walk Away from Your Home? If you’ve decided it’s time to move on, I can help you sell your house fast. I’ll either buy it for cash or take over your payments, make up past-due amounts (saving your credit), and work to get the mortgage fully paid off—giving you peace of mind.

Call to Action: Don’t wait until it’s too late. Reach out today to explore your options. Call or text 515-809-2274 or chat with me at www.FastFairHomeOffers.com. There's no obligation, no cost, just straightforward advice from someone with decades of experience helping homeowners like you.

Need help keeping your home or ready to walk away? Contact me now!

https://youtu.be/wzD8NFJlYsQ



https://www.FastFairHomeOffers.com

What is a Loan Modification (and a COVID Loophole)In this video, we dive into what loan modifications are, how they can help homeowners facing financial diff...

10/15/2024

What is a Short Sale?

Beat your lender at their own game. Learn the CRUCIAL steps (free to do) in the very beginnng that 99% of people facing foreclosure, completely miss.

Don't let these Free steps COST YOU everything you have worked so hard for.

As ALWAYS, if you need help navigating any issue you face with your house, reach me: 515*809*2274

Always in your corner,
Jay "The Underdog Housebuyer" Kibbee

What is a short sale? In real estate, put simply, a short sale is the sale of a house for less than what is owed.Owe more than your home is worth?Need to St...

10/07/2024

Don't WALK AWAY from your house empty-handed. I negotiate payments of $1,000 to $4,000 PAID to you directly from your lender. Just because foreclosure may have started, doen't mean you don't have options! It is STILL your house. Shall we talk? Jay:515-809-2274

Deed in Lieu of Foreclosure: Your Path to a Fresh StartForeclosure can feel like a looming disaster. The stress of unpaid mortgage payments, calls from the b...

06/28/2024

DO YOU HAVE A HOUSE YOU NEED TO SELL?
👇 👇 👇

Call (800) 321-8981 to sell your house fast anywhere in Iowa.

12/14/2023

Iowa Landlord Tenant Law - a FREE Guide (with PRO TIPS added!)

Iowa Landlord Tenant Law. A FREE Guide (with TIPS) for Landlords. Learn a powerful clause to add to your lease agreements before renting.

12/12/2023

How Does a Short Sale Work?
read full:

How Does a Short Sale Work? (real estate). A short sale is selling your house for less than what you owe. That's how a short sale does work.

12/07/2023

We Buy Houses
ANY Condition, Location or Price

We Buy Houseswe-buy-houses No matter the location, condition or price.Zero Commissions, Zero Closing CostsProfessional ServiceWe buy homes from good homeowne...

07/13/2023

Houses for Sale in Reinbeck IA. For Sale: Lovely house for sale in Reinbeck IA.

Agents with buyers are welcome, seller to pay up to 3.5% with qualified offer.

Check out this lovely 2 story brick home for sale in charming Reinbeck. Situated on a charming tree-lined street, with lots of room for your growing family.

With 1709 square feet of living space and 3-4 full bedrooms, you're sure to have all the space your family is looking for.

2 car attched garage with a mostly fenced-in backyard including a utility shed for the mowers and all his tools.

Like to view this home?
Call/Text Jay to schedule a showing as this home is currently occupied. C:515.809.2274

Lovely house for sale in Reinbeck IA. Agents with buyers are welcome, seller to pay up to 3.5% with qualified offer. Check out this lovely 2 story brick ho...

06/13/2023

New article about stopping foreclosure (even before it starts!) Have a L👀K:

04/21/2023

They say the BEST way to "sell" your product or service, is to give it away (sampling). It's kind of true, but how do you "give away" BUYING HOUSES? Well, the best way I know how, is to offer to consult for you completely GRATIS (free of cost or obligation) on the PROPERTY you're considering, checking into the seller's situation, NEGOTIATING, reviewing/offering paperwork (both pre-close and after)...long story short, providing you $10,000 worth of VALUE, for nada/zero/ziltch.

No one will take me up on this, because they won't even bother to try. (Alice Walker)...."Color Purple". Gotta love her! Google her quotes, you'll fall in love like I did.

Anyway, I just want to be helpful....enough so that perhaps I earn a Testimonial from you...one SO GOOD it'll have me doing 13 BACKFLIPS across my front lawn after I read it. ;)

Call/Text anytime, I answer, I reply. (515) 809-2274
Be well friend. 🤗