Federal Home Loan Bank of Des Moines

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Federal Home Loan Bank of Des Moines We’re not a traditional consumer bank – we’re a member-owned cooperative comprised of 1,350 fi

As Wil Osborn steps into the role of president and CEO of the Federal Home Loan Bank of Des Moines, there’s plenty to le...
10/02/2026

As Wil Osborn steps into the role of president and CEO of the Federal Home Loan Bank of Des Moines, there’s plenty to learn about the person behind the title.

Get to know the experiences, values and leadership philosophy that have shaped his journey.

Read more here: https://www.fhlbdm.com/news/community-news/get-to-know-wil-osborn/

Last night we said our final congratulations to Kris Williams on her retirement after 23 years of service in the Federal...
10/01/2026

Last night we said our final congratulations to Kris Williams on her retirement after 23 years of service in the Federal Home Loan Bank System, including seven impactful years at the Federal Home Loan Bank of Des Moines.

Kris has led with wisdom, integrity and a deep commitment to our members, communities and employees. Her leadership and dedication have helped shape our organization, and her contributions will have a lasting impact for years to come.

Thank you, Kris. May the Force be with you, always. 🌟

As Kris Williams spends her final days with us as president & CEO, we’re taking a moment to recognize the lasting impact...
09/25/2026

As Kris Williams spends her final days with us as president & CEO, we’re taking a moment to recognize the lasting impact she leaves on FHLB Des Moines, and on the people and communities touched by her leadership. ❤️

Under Kris’s guidance, our work became about more than numbers and programs. It became about people, possibilities and creating meaningful pathways to stronger communities and more affordable housing.

Her vision helped bring to life voluntary programs that are making a real and lasting difference: the Member Impact Fund, Mortgage Rate Relief and the Housing Affordability Advance. Together, these initiatives have helped expand access to housing, strengthen community development, support homeowners and provide critical resources to organizations working to make a difference.

The numbers tell an incredible story - but behind every dollar is a person, a family, a home or a community whose life has been touched by this work.

Kris, thank you for leading with purpose, compassion and an unwavering commitment to making a difference. Your impact will live on through the programs you championed, the communities they serve and the many employees fortunate enough to learn from your leadership.

Big news at FHLB Des Moines! 🎉We’re excited to announce that Wil W. Osborn will step into the role of president and CEO ...
09/04/2026

Big news at FHLB Des Moines! 🎉

We’re excited to announce that Wil W. Osborn will step into the role of president and CEO of FHLB Des Moines effective October 1.

Wil has served as the Bank’s chief business officer since 2020, bringing two decades of FHLBank experience, leadership and a deep commitment to the Bank’s mission.

“Stepping into the role as president and CEO is incredibly meaningful to me and I’m honored to lead the Bank in its mission of supporting both the success of our members and housing affordability. I’m proud of what we’ve accomplished, and I’m excited to continue working alongside our dedicated FHLB Des Moines team.”

Wil will succeed Kris Williams, who announced her intention to retire from FHLB Des Moines earlier this year. Kris has served as president and chief executive officer since January 2020, and her last day will be September 30, 2026.

Under Williams’ leadership, FHLB Des Moines has continued to advance its mission of providing reliable access to funding and supporting housing and community investment through its member institutions.

Read the full announcement: https://www.fhlbdm.com/news/business-news/wil-w-osborn-named-president-and-chief-executive-officer-of-the-federal-home-loan-bank-of-des-moines/

07/31/2026

Join us October 26–28 in Des Moines, Iowa! From keynote speakers to dynamic breakout sessions, the FHLB Des Moines Mortgage Conference brings together 700+ mortgage professionals for two days of insights, education and connections — all designed to help you navigate today’s evolving lending landscape.

Registration is now open 🙌https://mpf.fhlbdm.com/resources/mortgage-conference/

07/24/2026

While markets and member needs evolve, our role remains constant: providing reliable liquidity throughout the economic cycle.

🎥 Watch our new About Us video to learn more about who we are, what we do and why our mission matters.

This is FHLB Des Moines. Supporting our members. Strengthening communities. ➜

More than 170 financial institutions leveraged their membership with FHLB Des Moines to amplify their giving, unlocking ...
07/23/2026

More than 170 financial institutions leveraged their membership with FHLB Des Moines to amplify their giving, unlocking $3 from FHLB Des Moines for every $1 they contributed.

Through a combined $25.9 million investment in Missouri communities, the Member Impact Fund is expanding access to affordable housing, strengthening community development efforts and addressing critical needs identified at the local level.

Read the full impact > https://www.fhlbdm.com/news/community-news/25-million-awarded-to-missouri-member-impact-fund/

Now Available! 🚨Mortgage Rate Relief is designed to make homeownership more attainable by permanently reducing the inter...
07/07/2026

Now Available! 🚨Mortgage Rate Relief is designed to make homeownership more attainable by permanently reducing the interest rate up to 1.5 percentage points below the current market rate for qualified borrowers.

Key Program Details:
🏦 Available for FHLB Des Moines members participating in the Mortgage Partnership Finance® Program
🏠 Supports borrowers with income at or below 80% Area Median Income (AMI)
🤝 Can be used in conjunction with other down payment and closing cost programs
💲 Mortgage Rate Relief funds are available on a first-come, first-served basis until program funding is exhausted or Sept. 30, 2026, whichever comes first.

Learn more: https://mpf.fhlbdm.com/products/mpf-traditional/mortgage-rate-relief/

Expanding access to homeownership starts with the right partnerships. 🤝 FHLB Des Moines members play a critical role in ...
07/02/2026

Expanding access to homeownership starts with the right partnerships. 🤝
FHLB Des Moines members play a critical role in opening doors for more homebuyers. Through our Down Payment Products, Home$tart and the Native American Homeownership Initiative, participating members can help eligible households access up to $25,000 in grant funding.

This funding can be used for down payment and closing costs, often one of the biggest barriers to achieving homeownership.

By connecting homebuyers to these resources, our members serve as a powerful catalyst for expanding opportunity and strengthening communities across our district. https://www.fhlbdm.com/products-services/affordable-housing/homestart/

07/02/2026

We are incredibly grateful to receive a Member Impact Fund grant from the Federal Home Loan Bank of Des Moines through partnership with First Security Bank in Belgrade, part of the Glacier Bank community.

This investment is another reminder of what makes our community so special. Time and again, you've shown up to support our mission, and we couldn't do this work without you. From the bottom of our hearts, thank you.

In just a few short weeks, we'll break ground on our first homes in the West Post development in Belgrade. Together, we're building more than houses. We're creating opportunities for local families to achieve affordable homeownership. We can't wait to keep this momentum going.

Address

909 Locust Street
Des Moines, IA
50309

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18005443452

Website

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