Kyra Sommerville Moore Branch Manager NMLS 31980

Kyra Sommerville Moore Branch Manager NMLS 31980 Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender Kyra Sommerville NMLS #31980

Kyra Moore has been helping families in central Iowa achieve homeownership for nearly 26 years. What sets her apart is the lasting relationships she builds and her dedication to guiding clients through every step of the loan process. Kyra believes the key to a successful relationship is listening carefully to each client’s needs and helping them find the right mortgage solution for them. Backed by

years of knowledge and experience, Kyra and her team are prepared to address every aspect of a loan. They also take pride in assisting those who may not yet be ready to buy, offering guidance and support so they, too, can one day achieve the American dream of homeownership. Her commitment to excellence has earned her several awards throughout the years, most recently the People’s Choice Award for Best Mortgage Lender in Des Moines, a reflection of the trust and respect she’s built within her community.

06/10/2026

Summer Fridays feel a little different when the porch is yours.
Late sunsets, slower evenings, and a space that feels like home.
If buying has been in the back of your mind lately, this might be your sign to start exploring your options.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

"Kyra and her team get it done!! She's helped me get the house of my dreams twice. I will continue to go to her in the f...
06/09/2026

"Kyra and her team get it done!! She's helped me get the house of my dreams twice. I will continue to go to her in the future!" says Ashly on Google

★★★★★ Kyra and her team get it done!! She's helped me get the house of my dreams twice. I will continue to go to her in the future!

One of the fastest ways to make your loan originator nervous?Making a major purchase before closing.New cars.Furniture s...
06/09/2026

One of the fastest ways to make your loan originator nervous?
Making a major purchase before closing.

New cars.
Furniture sprees.
“Just putting it on the card for now.”

Big purchases can impact your credit, debt-to-income ratio, and overall loan approval process more than most buyers realize.
Moral of the story:
Maybe wait until after closing for the celebratory shopping trip


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible...
06/08/2026

PMI is one of the most misunderstood parts of the homebuying process, but it can help make homeownership more accessible for buyers who don’t put 20% down.
The more you understand how PMI works, the more confident you can feel navigating the buying process.

Want to learn more?
Check out our blog post here: https://stockton.com/blog/2018/12/20/getting-rid-of-private-mortgage-insurance-pmi/


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

The little moments today can shape the future someone grows into tomorrow.For a lot of families, homeownership is about ...
06/05/2026

The little moments today can shape the future someone grows into tomorrow.
For a lot of families, homeownership is about more than buying a house. It’s about creating stability, building memories, and having a place future generations can always come back to.

Sometimes the first step starts with simply making a plan.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

06/04/2026

Summer always has a way of making you think differently about home.
Backyards.
Cookouts.
A space that actually feels like yours.

If buying has been in the back of your mind, this might be your sign to start asking questions.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of buyers assume one number automatically determines whether they can buy a home.In reality, there are several pie...
06/03/2026

A lot of buyers assume one number automatically determines whether they can buy a home.

In reality, there are several pieces that help shape the full picture:
• income
• debt
• savings
• loan type
• goals

That’s why personalized guidance matters so much. A conversation can usually provide way more clarity than a Google search spiral.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

A lot of people think talking to a lender is intimidating.Honestly, most conversations start with: “Okay… here’s where w...
06/02/2026

A lot of people think talking to a lender is intimidating.

Honestly, most conversations start with:
“Okay… here’s where we’re at.”

No perfect timing.
No perfect finances.
No pressure.

Just figuring out the next best step together and creating a plan that makes sense for you.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

New month. Strong offers. Smart planning. 👏The first of the month is a great reminder that preparation matters in today’...
06/01/2026

New month. Strong offers. Smart planning. 👏

The first of the month is a great reminder that preparation matters in today’s market. A strong offer isn’t always the highest one. Communication, strategy, and being prepared ahead of time can make a big difference when the right home comes along.

If homeownership is on your mind this summer, now’s a great time to start the conversation.


Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

No question is too small during the homebuying process.If you’re curious about down payments, credit, rates, or where to...
05/29/2026

No question is too small during the homebuying process.
If you’re curious about down payments, credit, rates, or where to even begin, I’m happy to help break things down.

Stockton Mortgage NMLS: 8259 | Equal Housing Lender | nmlsconsumeraccess.org

Address

8525 Douglas Avenue #37
Des Moines, IA
50322

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15154214210

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