Steve Jaccaud at Guaranteed Rate Affinity NMLS 1965894

Steve Jaccaud at Guaranteed Rate Affinity NMLS 1965894 VP of Mortgage Lending NMLS 1965894 at Guaranteed Rate Affinity (operating as GR Affinity, LLC in New York state) NMLS 1598647.

08/27/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/U5b8xldpwf/n40nd



NMLS # 1965894

08/26/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/U5b8xldpwf/eJ22T



NMLS # 1965894

08/24/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/U5b8xldpwf/AgTIx



NMLS # 1965894

08/20/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/U5b8xldpwf/N1eIF



NMLS # 1965894

08/19/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/U5b8xldpwf/vXcg4



NMLS # 1965894

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over...
08/18/2026

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over-year increase. That means your local market may tell a different story than the national trend, especially when it comes to available homes, competition and timing. A clear financing plan can help you understand your options before you make a move.

Let’s discuss what the latest pending home sales report could mean for your opportunities ahead.
https://myoc.io/U5b8xldpwf/SfILB



NMLS # 1965894

08/17/2026

Rent math is not just about what you pay today. It is about how your housing costs fit into the way you save*, budget and plan ahead.

I can help you compare renting with buying so you can see what may make sense for your situation.
https://myoc.io/U5b8xldpwf/LJrdl



NMLS # 1965894

08/13/2026

You've put in the years and built real equity in your home. So what can you actually do with it? A HELOC is one option that may let eligible homeowners tap into a portion of that equity, up to an approved limit, for the goals that matter to them.

If you've been curious how your equity fits your bigger plans, it's worth a conversation.
https://myoc.io/U5b8xldpwf/YyZEE



NMLS # 1965894

08/12/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/U5b8xldpwf/1Xux0



NMLS # 1965894

Homeownership is often a long-term game. With lower existing-home sales driven by a stubborn mortgage rate, not only are...
08/11/2026

Homeownership is often a long-term game. With lower existing-home sales driven by a stubborn mortgage rate, not only are there more houses to choose from, but there are also sellers who may be starved for a deal. See how you could create a financial plan to come out ahead.
https://myoc.io/U5b8xldpwf/1uagc



NMLS # 1965894

Address

600 Grant Street, Suite 900
Denver, CO
80203

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