Salt Lending

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Salt Lending Securely hold & borrow against your with a bitcoin-backed loan from SALT.

As cryptocurrency becomes more widely adopted and additional real-world assets become tokenized, our mission is to offer solutions that make it possible for people to securely hold and borrow against their cryptoassets. With SALT, individuals and businesses can secure a fiat or stablecoin loan without having to worry about credit checks. We offer flexible loan terms and accept multiple cryptoassets as collateral including cryptocurrencies, stablecoins, and tokenized gold.

[NMLS 1711910 http://nmlsconsumeraccess.org]

10/18/2026

Why isn’t self-custody enough? Self-custody is the foundation of Bitcoin, and it matters. But the Bitcoin community also has bigger goals, and reaching them takes speed and scale.

That means building on top of self-custody, with tools that make Bitcoin easier to use and understand.

10/17/2026

Estimate your Bitcoin-backed loan before you borrow. Head to the SALT site, see your interest rates and repayments, and know your numbers up front.

Every state and jurisdiction is different, so requirements can vary. SALT is one of the few that lend in California, and our loan minimum there is $10,000 to start.

From Sea to Shining BTC! ₿Wondering if you can get a Bitcoin-backed loan in your state? We've got some good news!SALT cu...
10/16/2026

From Sea to Shining BTC! ₿

Wondering if you can get a Bitcoin-backed loan in your state? We've got some good news!

SALT currently offers Bitcoin-backed loans in 47 U.S. states plus Washington, D.C., and we're continuing to expand our reach!

But here's something you might not know: Bitcoin-backed lending rules aren't the same everywhere. Depending on where you live, personal and business loan availability can differ.

Our latest blog makes it easy to understand:
📍 Which states SALT currently serves
🏛️ Why state licensing matters
💼 How personal and business loan availability differs
🔔 How to express interest if SALT isn't available in your state yet

Because your zip code shouldn't leave you guessing about your Bitcoin borrowing options.

👇 See if your state is on the list!

When one Bitcoiner started thinking about Bitcoin in 2011, it was like a mind virus: “this is amazing.” Back then, you c...
10/16/2026

When one Bitcoiner started thinking about Bitcoin in 2011, it was like a mind virus: “this is amazing.” Back then, you could mine it on your computer and run a node that was open and permissionless.

Getting paid for validating with no person in the middle was an explosion all at once that never stopped. And the principles of Bitcoin are true, no matter if it’s 1 year, 10 years, or 100 years.

🍂 It's harvest season! And your crypto portfolio might have something to harvest, too. ₿Tax-loss harvesting allows inves...
10/15/2026

🍂 It's harvest season! And your crypto portfolio might have something to harvest, too. ₿

Tax-loss harvesting allows investors to realize losses that can help offset capital gains. But with proposed changes to crypto wash sale rules in 2026, the timing of your transactions could matter more than ever.

🧺 Can you sell crypto at a loss and buy it right back?
📅 What's the December 31 deadline?
⚖️ How could proposed legislation change the rules?
💰 Could borrowing against Bitcoin be an alternative to selling when you need cash?

We've gathered the answers in our latest blog so you can better understand your options before year-end.

🔗 Read the full guide at the link in our comments!

10/15/2026

Is your Bitcoin the parachute? We were talking about this backstage, and it keeps coming back to one idea: your Bitcoin is your safety net, and you don’t have to cut it loose to access liquidity.

There’s real concern that some companies are repeating the old centralized finance playbook. As more capital flows in, the standard should be better: transparent, protective, and built for holders.

10/14/2026

A Bitcoin-backed loan gives you liquidity without selling your Bitcoin. You keep your long-term position while having capital to put to work.

Some borrowers use it for real estate or down payments. Others fund business expansion, operations, or hiring without giving up equity. Some diversify into other markets while keeping their Bitcoin exposure.

The key is intentionality. A loan shouldn't just be about accessing cash. It should fit a broader financial plan. Talk to a tax professional about your situation.

🦀 Maryland, we've got some BIG news! 🎉Crab cakes, the Chesapeake Bay, and now... more ways to put your Bitcoin to work! ...
10/13/2026

🦀 Maryland, we've got some BIG news! 🎉

Crab cakes, the Chesapeake Bay, and now... more ways to put your Bitcoin to work! ₿

SALT is officially licensed to offer Bitcoin-backed consumer loans in Maryland, and we couldn't be more excited to welcome borrowers from the Old Line State!
What does that mean for you?

💚 Personal loans starting at $5,000
₿ Access cash without selling your Bitcoin
🏡 Use funds for life's big purchases and expenses
🤝 Enjoy real human support throughout your loan journey

Whether you're planning your next big move, covering an unexpected expense, or looking for a way to access your Bitcoin's value without selling, SALT is here to help.

Maryland, we're excited to be part of your Bitcoin-powered journey!
Read our latest blog to learn more about our Maryland license and how to get started. 👇

Loans are subject to approval, eligibility, and applicable terms. Crypto-backed borrowing involves risk.

10/13/2026

Attempt 1. Attempt 2. Attempt 3. Attempt 4. Yes, it took that many takes to get through one line about Bitcoin-backed loans.

The team at SALT Lending is made of real people. No bots, no AI, no scripts reading back to you. Just people who know Bitcoin, flub their lines, and laugh about it, and who will pick up when you need help.

Volatile market, hard truth: if your Bitcoin loan auto-liquidates at 80% LTV or lower — and some competitors trigger eve...
10/12/2026

Volatile market, hard truth: if your Bitcoin loan auto-liquidates at 80% LTV or lower — and some competitors trigger even sooner — a dip like the ones we’ve been seeing can cost you your collateral at the worst possible price.

We don’t do that. Hold your Bitcoin through the swings without a liquidation engine waiting to force-sell it.

Do you even know where your current loan gets liquidated? 👇 (Talk to an expert — details in the comments.)

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Denver, CO

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