Salt Lending

Salt Lending Securely hold & borrow against your with a bitcoin-backed loan from SALT.

As cryptocurrency becomes more widely adopted and additional real-world assets become tokenized, our mission is to offer solutions that make it possible for people to securely hold and borrow against their cryptoassets. With SALT, individuals and businesses can secure a fiat or stablecoin loan without having to worry about credit checks. We offer flexible loan terms and accept multiple cryptoasset

s as collateral including cryptocurrencies, stablecoins, and tokenized gold.

[NMLS 1711910 http://nmlsconsumeraccess.org]

Can you really get a crypto loan without putting up collateral?If you’re a retail borrower, legitimate crypto lenders re...
09/02/2026

Can you really get a crypto loan without putting up collateral?

If you’re a retail borrower, legitimate crypto lenders require an asset behind the loan. And that requirement isn’t simply another hurdle—it’s part of what makes crypto-backed lending possible in the first place.

Our latest blog explains why collateral matters, what happened when the crypto industry experimented with undercollateralized lending, and why “no collateral” offers aimed at individual borrowers deserve extra scrutiny.

We also break down an important distinction: no collateral, no credit check, and no KYC are three very different things.

If you already own Bitcoin, the good news is you may already have the collateral needed to access liquidity without selling your position.

09/02/2026

Curious how SALT's Bitcoin yield actually works?

Your Bitcoin never leaves. It's never leveraged and never exposed to outside parties. The current product offers a fixed yield, with variable yield options rolling out soon. SALT holds custody, and the collateral is insured.

The yield is paid out monthly, either in Bitcoin or in fiat, whichever you prefer.

Follow @‌saltlending for more.

09/01/2026

Most first time borrowers haven't thought about risk yet. That's normal, but it's also where a plan matters most.

Borrowing against Bitcoin isn't set it and forget it. You need a strategy. What happens if the market goes up? What happens if it goes down? Are you using the loan to accumulate more Bitcoin, or are you trying to supplement your income, or even retire on your Bitcoin? Each goal points to a different approach, and even a different lender.

Come up with a plan. Then execute it.

Follow @‌saltlending for more.

If you’re self-employed, a freelancer, 1099 contractor, or small business owner, you know that steady work doesn’t alway...
08/31/2026

If you’re self-employed, a freelancer, 1099 contractor, or small business owner, you know that steady work doesn’t always translate into the kind of income documentation traditional lenders want.

Bitcoin-backed lending takes a different approach. Instead of relying on W-2s, tax returns, credit scores, or debt-to-income calculations, borrowing power is based on the value of the collateral you pledge.

That can give self-employed Bitcoin holders another way to access liquidity without selling their Bitcoin.

See how it works, how borrowing power is calculated, and what risks to consider before taking out a loan.

#1099

08/31/2026

Lump sum or DCA? Here's a simple way to decide.

If you have capital ready, high conviction, and can tolerate volatility, lump sum investing has historically produced higher expected returns. If you're building capital over time, prefer lower emotional stress, and want to remove timing anxiety, DCA increases consistency and discipline. Want balance? Combine both.

But no strategy guarantees speed. The only guaranteed accelerant is increasing your income, increasing your savings rate, and maintaining long term conviction. Your strategy matters. Your behavior matters more.

Link in bio to watch the full video.

08/30/2026

An important security reminder from SALT.

Scammers are using increasingly sophisticated tools, including AI, to impersonate trusted companies and gather personal information. Some are even mimicking voices or email styles.

SALT will never ask for your password over the phone, by email, or by text. We will never ask you to share sensitive information verbally, and we will never ask for your two factor authentication code. If we need information from you, we will always direct you to log in through our official website or app.

If you ever receive a call, email, or message that feels suspicious, pause and don't share personal information. Contact us directly using the information on our official website so we can verify the request.

Bitcoin just woke up—and it wasn’t because Bitcoin suddenly changed.After falling roughly 55% from its highs, Bitcoin ra...
08/28/2026

Bitcoin just woke up—and it wasn’t because Bitcoin suddenly changed.
After falling roughly 55% from its highs, Bitcoin rallied nearly 30% in a matter of days and pushed back toward $80K.

SALT CRO Dr. Hunter Albright joined Mr. M on The Bitcoin Global Show to unpack what may have driven the move: Treasury bond buybacks, increased market liquidity, $40 trillion in U.S. debt, Bitcoin ETF inflows, and wider access through traditional financial platforms.

It’s also a reminder of an important distinction: Bitcoin’s price doesn’t necessarily measure what long-term holders believe. It measures what capital is willing to do right now.

08/28/2026

Not all Bitcoin-backed lenders are created equal. Here's what actually matters.

First, track record. How long has the lender been around, and have they actually survived bear markets, volatility, and regulatory pressure, or are they untested? Second, downside protection. Do they give you tools and support to manage volatility, or are you just one liquidation away from losing your Bitcoin entirely?

With a Bitcoin-backed loan, liquidation means your collateral is gone for good. Look for a lender that helps you avoid that outcome, not one that leaves you exposed to it.

Follow @‌saltlending for more.

TODAY’S THE DAY, HONG KONG! 🇭🇰₿SALT CEO Shawn Owen and CRO Hunter Albright are hitting the stages at Bitcoin Asia 2026 T...
08/27/2026

TODAY’S THE DAY, HONG KONG! 🇭🇰₿

SALT CEO Shawn Owen and CRO Hunter Albright are hitting the stages at Bitcoin Asia 2026 TODAY for two conversations you won’t want to miss.

🌏 9:45 AM | Nakamoto Stage
Shawn Owen — How Bitcoin Unlocks Capital Throughout the World
How can Bitcoin connect global liquidity and open new pathways for capital around the world? Shawn joins an expert panel to dig in.

🔐 1:30 PM | Genesis Stage
Hunter Albright — Beyond Self-Custody: Building Your Sovereignty Stack
Self-custody is just the beginning. Hunter joins the conversation on building greater resilience, optionality, and financial sovereignty beyond HODLing.

If you’re at Bitcoin Magazine's Bitcoin Asia conference with Bitcoin For Corporations today, come catch both panels, say hello to the SALT team, and join the conversation about what’s possible when you put your Bitcoin to work — without giving up ownership.

See you on stage, Hong Kong! 🚀

Volatile market, hard truth: if your Bitcoin loan auto-liquidates at 80% LTV or lower — and some competitors trigger eve...
08/27/2026

Volatile market, hard truth: if your Bitcoin loan auto-liquidates at 80% LTV or lower — and some competitors trigger even sooner — a dip like the ones we’ve been seeing can cost you your collateral at the worst possible price.

We don’t do that. Hold your Bitcoin through the swings without a liquidation engine waiting to force-sell it.

Do you even know where your current loan gets liquidated? 👇 (Talk to an expert — details in the comments.)

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Denver, CO

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