Independent Mortgage Brokers IMB

Call Website Contact the business

Independent Mortgage Brokers IMB NMLS 2191655 IMB™ exists to back mortgage loan originators tired of big banks.

LOAN OFFICER | NMLS 149797
CO License 10020215
Equal Housing Opportunity
imbrokers.net
Regulated by the CO Division of Real Estate

🧮 That Viral "50% of LOs Quit" Stat Was WrongYou've seen it posted a hundred times. The real NMLS numbers 👇📅 2019: 165,1...
09/22/2026

🧮 That Viral "50% of LOs Quit" Stat Was Wrong

You've seen it posted a hundred times. The real NMLS numbers 👇
📅 2019: 165,116 licensed loan officers
📈 2022 peak: 233,938
📉 Q3 2024: 192,793

That's an 18% decline from peak, not 50%. The viral version confused total licenses issued with actual humans. RETR puts the drop in producing LOs at closer to 10%. 🔍

But don't celebrate too fast, because the real number is the more interesting one. 👀

Eighteen percent fewer originators. Roughly the same pool of borrowers. That market share didn't evaporate, it got redistributed to whoever had the widest product set and the fastest answers. 🏆

That redistribution is happening right now, quarter by quarter.

Are you gaining share, or donating it?

👉 Pick up your piece: independentmortgagebrokers.com

💬 "I've Never Seen Anything Like It"That's Marina Walsh, VP of industry analysis at the MBA, on the current margin envir...
09/21/2026

💬 "I've Never Seen Anything Like It"

That's Marina Walsh, VP of industry analysis at the MBA, on the current margin environment:
"I've been tracking this industry for over two decades, and I've never seen such a long period of time of compressed margins."

Now look at what compressed margins actually did to headcount 👇

📉 Mortgage loan officers: 124,805 in Q4 2021 → 86,192 in Q1 2026
🏢 Production employees per company: 555 → 337
💸 Profit margins: 25 bps today vs 89 bps in Q1 2021

BTIG managing director Doug Harter says the risk is still "tilted toward more layoffs." 😬

Here's the uncomfortable part: at a bank, you are a line item on somebody's margin spreadsheet. When the math gets tight, the spreadsheet decides. 🚪

Independent LOs aren't a line item. They're the business.

👉 Make your seat yours: independentmortgagebrokers.com

📋 Five Questions to Ask Before You Sign AnywhereThinking about leaving retail? Ask every shop these five and get the ans...
09/18/2026

📋 Five Questions to Ask Before You Sign Anywhere

Thinking about leaving retail? Ask every shop these five and get the answers in writing. Us included. 🙋

1️⃣ If I leave, who legally owns my client and realtor database?
2️⃣ What's the comp structure exactly, with no discretionary language buried in it?
3️⃣ When I have a scenario question at 4:45 on a Friday, who answers, and are they actively originating?
4️⃣ Can I build under my own brand, or am I renting yours?
5️⃣ Realistically, how many weeks until I'm submitting files again?

If a recruiter gets vague on any of these 🚩 that's your answer.

We'll answer all five in writing before you commit to anything.

👉 Have the conversation: independentmortgagebrokers.com

🗺️ Your License Stops at the State Line. Your Business Shouldn't.Same country. Completely different math. 👀🌵 In the West...
09/16/2026

🗺️ Your License Stops at the State Line. Your Business Shouldn't.

Same country. Completely different math. 👀

🌵 In the West: only 16.7% of active listings are under $350,000
🌴 In the South: 43.6%

If your whole pipeline lives inside one state's affordability picture, your ceiling isn't your ability. It's your zip code. 📍

Plenty of sharp originators are boxed into a footprint somebody else drew for them. Independent LOs decide where they're licensed and how far the business reaches. 🚀

Thinking about expanding? That starts with leaving the shop that won't let you.

👉 Tell us which state you'd add first, then let's talk about making the move: independentmortgagebrokers.com

Big numbers, bigger congratulations 💪August's volume leaders at IMB™ moved more than $8.3 million in home loans between ...
09/15/2026

Big numbers, bigger congratulations 💪

August's volume leaders at IMB™ moved more than $8.3 million in home loans between the three of them. That's dozens of families in new homes, and three loan officers proving what's possible when you own your business instead of renting it from a bank.
💰 Kim Martin — $3.09M
💰 Jordan Miller — $2.64M
💰 Joe Whitlock — $2.58M

What we love about this list: none of it happened by accident. Better pricing wins the deal, 50+ lenders mean there's always a fit, and a support team that picks up on the first ring keeps it moving. Kim, Jordan and Joe put in the work — IMB™ just makes sure the work pays.

Congratulations, all three of you! 🎉

Wondering what your volume is really worth on the broker side? Let's run the numbers:
www.independentmortgagebrokers.com

August Closers Club 🏆Summer didn't slow this crew down one bit. While the rest of the market was talking about rates, th...
09/15/2026

August Closers Club 🏆

Summer didn't slow this crew down one bit. While the rest of the market was talking about rates, these loan officers were busy getting families to the closing table. Here's who led the way at IMB™ in August:
🥇 6 units — Jordan Miller, Joe Whitlock, Kim Martin & Vanessa McLennan
🥈 5 units — Andrea Terrazas
🥉 4 units — Ben Binger, Caitlin Laws, Nathan Jennison, Ryan Hillard & Tyler Deines

Ten loan officers, one shared playbook: 50+ lenders to shop, pricing that actually competes, and a support team that answers the phone. That's what independence looks like when you're not doing it alone.

Congratulations to all of you — well earned. 🎉

Curious what your August could look like on the broker side? www.independentmortgagebrokers.com

🍂 Rates Are Boring Right Now. That's the Whole Story.Freddie Mac's survey, August 27 📋🏠 30-year fixed: 6.66% (up from 6....
09/14/2026

🍂 Rates Are Boring Right Now. That's the Whole Story.

Freddie Mac's survey, August 27 📋
🏠 30-year fixed: 6.66% (up from 6.65%)
🏡 15-year fixed: 5.98%

📅 One year ago: 6.56%

Freddie's own read: rising inventory and slower price growth are creating a more balanced market. ⚖️

Translation for originators heading into Q4 👇

Nobody's getting rescued by a rate surprise this quarter. When the market flattens, the difference isn't effort. It's the platform underneath you. ⚡

The LOs who own Q4 won't out-hustle you. They'll out-position you.

👉 Four months left in 2026. Make the move: independentmortgagebrokers.com

🏔️ COLORADO'S #1 PRODUCING COLORADO-BASED MORTGAGE BROKERAGEWe're proud of what our loan officers are accomplishing rig...
09/11/2026

🏔️ COLORADO'S #1 PRODUCING COLORADO-BASED MORTGAGE BROKERAGE

We're proud of what our loan officers are accomplishing right here at home.

According to 2026 YTD Colorado mortgage production data from RETR, Independent Mortgage Brokers is the #1 producing Colorado-based mortgage brokerage in both loan volume and units.

✅ 694 Colorado loans
✅ More than $337 MILLION in Colorado loan volume
✅ Fewer than 100 loan officers

📍 Headquartered in Denver, Colorado

We're proud to be independently owned, Colorado-based, and proving that you don't have to be one of the country's biggest mortgage companies to produce at the highest level.
Local roots.

Independent LOs. Big results.

Still writing loans under someone else's banner? Come see what your production looks like as an independent LO in Colorado: independentmortgagebrokers.com

Source: RETR, 2026 YTD Colorado mortgage production data through 9/9/26. Rankings based on Colorado-headquartered mortgage brokerages. NMLS #2191655.

✍️ Whose Name Is On the Sign?You built the referral relationships. You wrote the follow-up nobody asked you to write. Wh...
09/09/2026

✍️ Whose Name Is On the Sign?

You built the referral relationships. You wrote the follow-up nobody asked you to write. When a past client tells their sister who to call, they say YOUR name. Not the bank's. 🙌

Then the marketing goes out under a logo you don't own 🏦, into a database you can't export 🔒, and all that goodwill quietly lands on someone else's balance sheet.

Qualified LOs at IMB™ operate under their own DBA. ✨
🏷️ Your brand on the sign
⭐ Your name on the reputation
📚 A book of business that's actually yours to keep

Stop building equity for a company that won't let you take it with you.

👉 Ready to originate under your own name? independentmortgagebrokers.com

📈 Nobody Warns You About the Ceiling You Build YourselfThere's a moment in every good originator's career when the probl...
09/08/2026

📈 Nobody Warns You About the Ceiling You Build Yourself

There's a moment in every good originator's career when the problem flips.
You stop needing more leads. ✋
You start needing more hours. ⏰

At that point growth isn't a hustle problem, it's a staffing problem. And in retail, staffing is a budget line somebody three levels up controls. You submit the request. You wait. You clear your own conditions at 9pm. 🕘

Independence changes who signs off:
🧑‍💼 Build the team around YOUR business
📆 On your timeline, not a fiscal year
🎓 Bring on an assistant through our LOA program and train them your way

You've outgrown the seat. Go build the desk.

👉 Start the conversation about going independent: independentmortgagebrokers.com

Address

6825 E Tennessee Avenue Ste 415
Denver, CO
80224

Telephone

+13037174330

Website

Alerts

Be the first to know and let us send you an email when Independent Mortgage Brokers IMB posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Independent Mortgage Brokers IMB:

Shortcuts

Sponsored

Share

Category