Thompson Kane & Company - Colorado - NMLS 898428

10/06/2025

💡 Thinking about a 15-year mortgage?
It’s not just for high earners. A shorter term could help you:
✔️ Save thousands in interest
✔️ Build equity faster
✔️ Pay off your home before retirement
But higher monthly payments mean it isn’t the right choice for everyone.
👉 Find out if a 15-year mortgage fits your financial plan: https://www.thompsonkane.com/15-year-mortgage-pros-and-cons/
Talk with one of our Thompson Kane loan officers
for guidance on your best loan options.

A 15-year mortgage could save you thousands—but only if it fits your best financial plan. Our lending experts can help you decide.

09/23/2025

📊 Housing and economic update — September, 2025
Homebuilder confidence stayed flat this month, even as expectations for future sales improved. Meanwhile, housing starts hit a 2½-year low, and permits fell slightly.

As mortgage rates eased before the Fed meeting, purchase loan applications climbed 3% — and refinance activity soared 58%.

The Fed cut its benchmark rate by 0.25% this week, aiming to support the job market while managing inflation.

https://www.thompsonkane.com/mortgage-housing-market-update-economic-news-09-19-2025/

👉 Stay informed on what these changes mean for buyers, homeowners, and real estate professionals in this week’s full update.

Housing market update: Builder confidence steady, housing starts fall, Fed cuts rates, and refinance activity surges.

09/18/2025

🚨 Fed cuts rates — what does it mean for you?
Full story: https://www.thompsonkane.com/mortgage-housing-market-news-09-18-2025/

At its September meeting, the Federal Reserve lowered its benchmark rate by 0.25% and hinted at more cuts before year-end. While mortgage rates aren’t set by the Fed, their moves shape investor behavior — and rates had already started trending down.

What does this mean for buyers and homeowners?
👉 Lower rates could bring more competition and higher home prices.
👉 Acting now may help you lock in today’s advantages.
👉 Renters can start building equity sooner.

💡 If you’re considering buying, refinancing, or using home equity, our loan experts can walk you through the best options.

Housing market update: Fed cuts rates for the first time this fall. See what it means for mortgage rates, buyers, and refinancing options.

09/11/2025

✨ Mortgage rates just hit their lowest point in nearly a year ✨
So the big question is: Should you lock your rate now, or wait to see if they drop further?
In our latest blog, we break down:
🔑 What a rate lock really does
📅 How timing impacts your monthly payment
📉 The pros and cons of waiting vs. locking today
The answer isn’t the same for everyone—but understanding the trade-offs can help you save big over time.
👉 Read more here: http://bit.ly/4plaJoB
Talk with one of our Thompson Kane loan officers
for guidance tailored to your timeline.

Unsure about locking in your rate? Explore the pros and cons of acting now vs. waiting.

08/29/2025

🌐 Housing market momentum continues to shift:
✔️ Jobless claims eased last week
✔️ GDP revised higher for both Q2 and Q3
✔️ Fed rate cut lifted mortgage rates instead of lowering them

Consumer confidence slipped in August, but retail sales remain strong heading into year-end.

📊 Stay ahead with this week’s full housing market update:
👉 Read More on Thompson Kane:

Housing market update: Jobless claims ease, GDP revised higher, Fed cuts rates, and consumer confidence dips as year-end approaches.

08/25/2025

🏡 Buying a home soon?
Not sure if an FHA loan or a conventional loan is right for you?
Our latest article breaks down the pros, cons, and what fits your situation best.

👉 Read here:

Compare FHA vs conventional loan 2025 options. Learn the pros, cons, and eligibility differences to find your best path to homeownership.

08/24/2025

🚨🏡 This Week’s Housing Market Update 🚨

Builder confidence is slipping, but existing home sales are climbing and purchase mortgage demand is still running strong. At the same time, jobless claims are rising, tariffs are hitting prices, and the Fed remains laser-focused on inflation.

📊 Want the full breakdown and what it means for buyers, sellers, and homeowners?
👉 Read more here:

Housing market update: builder confidence drops, sales rise, mortgage demand strong, jobless claims climb, and tariffs push prices higher.

08/15/2025

📅 Thinking about buying a home in 2025?
The market may still be “inflationary,” but with the right plan, your dream home can be within reach. 🏡

Our latest guide breaks down:
💰 The 3 pillars of a smart home budget
📊 How to prepare beyond the mortgage payment
✅ Tips to strengthen your approval profile

Start your search with confidence—read the full guide here:
👉

Rising prices make budgeting critical. Here’s how to build a smart financial plan for buying a home this year.

08/07/2025

📉🏡 Is Housing Slowing the Economy?
Even as home loan applications rise, new data reveals growing uncertainty in the broader market. From jobless claims to Fed rate cut speculation, this week’s housing market update has key insights for buyers, sellers, and industry pros alike.

👉 Get the full scoop:
🔗 https://www.thompsonkane.com/mortgage-housing-market-update-economic-news-08-08-2025/

08/07/2025

PMI isn't forever—but what is it, and how can you remove it when the time is right?
If you're buying a home with less than 20% down, you're likely to encounter PMI (Private Mortgage Insurance). This quick-read guide breaks down what PMI is, why it's required, and how you can remove it as your home equity grows. Learn how our team at Thompson Kane can help you plan for that—and possibly remove PMI sooner than you think.
📘 Read now ➡️

Learn what private mortgage insurance means for your monthly payments and how you can remove it from your mortgage payments down the road.

07/31/2025

📣 The Fed held rates steady—so what now?
Home prices are climbing, rates are holding, and buyers are stuck wondering what to do next. 🤔
This week’s Housing Markets Special Report breaks it all down—with smart strategies to move forward even without a rate cut.
👉 Don’t wait on “maybe.” Get the facts and take control:

Home prices are climbing and buyers are stuck wondering what to do next as the Federal Reserve continues to hold rates steady.

07/24/2025

🏡 Home prices just hit a new record—but sales are slipping.
From rising buyer hesitation to easing inflation fears, this week’s housing and economic update breaks down what’s really happening behind the headlines.
🔎 Read more →

Median home price hits a record high in June while economic signals point to slower growth in the 2nd half of 2025.