Cheryl Thompson - DayOne Mortgage Group

Cheryl Thompson - DayOne Mortgage Group Cheryl Thompson is a Licensed Mortgage Loan Originator for the DayOne Mortgage Group
NMLS # 694772 Any concert at Red Rocks is a plus! Let’s get started!

My Father always wanted me to have a job I could build a foundation on as I paid my way through a local college here in Denver. Because of our shared love of numbers and the value of money, my Dad and I agreed that banking was the best fit. Now, as a native with over 30+ years in the Colorado banking and financial services industry being a financial advisor and lender, my dad’s intuition has prove

n correct! This life experience has provided a great foundation and home to my career. My passion for lending came from a personal experience as a single, divorced mother who, I’ll admit, struggled to keep my home for my family. Several years ago, I went into my local credit union to refinance my home and was approached by a young man that took one look at my credit score and judged I was not worthy of his time. Eventually, I did complete my refinance through the diligence of another Loan Officer, who was also a single mother. Her gift of time and patience was key to helping me keep my home for over 24 years! This was the defining moment when I determined my life’s mission. I am passionate about helping ALL of my clients, no matter their credit or financial circumstance, fulfill their dreams of homeownership! I will give 100% of my time, effort, and talent to guide each potential homeowner or refinance client toward the best loan for their desired outcome. I treat each person I work with as my friend because I strive to have that lifelong relationship turn into a legacy! I love all things Colorado – the mountains, the seasons, the people. I like to travel when the opportunity arises but am always excited to come home. I’m so happy and privileged to be working with a great local lender and fantastic team. I feel at home and can’t wait to make you feel the same.

We can do mortgages in Arizona! 🎉Great weather, food, and outdoor activities are definitely nice but if there’s one thin...
02/10/2023

We can do mortgages in Arizona! 🎉

Great weather, food, and outdoor activities are definitely nice but if there’s one thing we can all agree on it’s that paying less taxes is always a win. The friendly tax climate is definitely one of the reasons why so many people relocate to Arizona each year.
If you or anyone you know has a need for financing assistance in Arizona, feel free to reach out to me!

In need of a date night and don’t know where to go? 🍜 🍔 🌮 Check out this list of local restaurants and see what tickles ...
02/08/2023

In need of a date night and don’t know where to go? 🍜 🍔 🌮
Check out this list of local restaurants and see what tickles your taste buds!

https://travellemming.com/denver-restaurants/

Comment below where you choose to go!

Why Use the Lender You Use? 🧐 🏡 Use the lender you use for these 5 reasons:1. They explain how you can get your finances...
02/06/2023

Why Use the Lender You Use? 🧐 🏡
Use the lender you use for these 5 reasons:

1. They explain how you can get your finances in shape before home shopping.

2. They help you navigate all the loan programs and guide you to the best one for you.

3. They compare rates for you across various mortgages.

4. They and their team are thorough in their underwriting so you get the best preapproval.

5. They give you a detailed loan estimate that spells out terms, monthly payment, fees, and closing costs.

If you feel like you aren’t getting the best service, don’t hesitate to reach out to me! Myself and my team will get you taken care of!

#2023

We can do mortgages in Alabama! 🎉Alabama is known for its Southern hospitality, its history of civil rights, and its low...
02/03/2023

We can do mortgages in Alabama! 🎉

Alabama is known for its Southern hospitality, its history of civil rights, and its low cost of living. Along with its low cost of living, the weather is one of the main reasons people love moving to Alabama.
If you or anyone you know has a need for financing assistance in Alabama, feel free to reach out to me!

Avoid the Rental Trap in 2023! 😱 🏡 If you’re a renter, you likely face an important decision every year: renew your curr...
02/01/2023

Avoid the Rental Trap in 2023! 😱 🏡
If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home.

It’s important to consider how rent growth is expected to continue as you calculate your monthly budget for housing. http://Realtor.com forecasts that rent will increase another 6.3% this year.
To get out of the rental trap, homeownership provides an alternative to rising rents. Freddie Mac says: “Monthly rent payments may increase over time, but a fixed-rate mortgage will ensure that you’re paying the same amount each month. Steady payments allow you to budget wisely and make plans for the future.”

Besides, you are already paying a mortgage when renting, you may as well buy a home and pay your own, and take advantage of building your wealth through equity.

#2023

Hack the 2023 Rate Drop!!! 😱 Mortgage rates are set to drop in 2023. Fannie Mae believes it along with many others. Here...
01/30/2023

Hack the 2023 Rate Drop!!! 😱
Mortgage rates are set to drop in 2023. Fannie Mae believes it along with many others. Here’s how you can leverage that now.

When rates do drop, one word is gonna summarize what’s gonna happen. FOMO. Just think, everyone has been on the sidelines, waiting for rates and prices to drop. Then BOOM, rates plummet and everyone wants in. Creating a seller’s market and driving up home prices.
So don’t wait for the drop, act ahead of it. Buy that dream home now and refinance later.

Reach out to me and see what you can qualify for!

#2023

We can do mortgages in Texas! 🎉Live in the Lone Star State and take advantage of affordable housing, no state income tax...
01/27/2023

We can do mortgages in Texas! 🎉

Live in the Lone Star State and take advantage of affordable housing, no state income tax, and tons of job opportunities. Plus enjoy the Texan culture, BBQ, and diverse landscape!
If you or anyone you know has a need for financing assistance in Texas, feel free to reach out to me!

Adopt These 3 Life Hacks! 🧐 There are always things we can do proactively to make our day-to-day activities more efficie...
01/25/2023

Adopt These 3 Life Hacks! 🧐
There are always things we can do proactively to make our day-to-day activities more efficient.

1. Make an email signature: Save time with an email signature that is automatically added to each email you send out. Plus, a signature confirms the email is trustworthy and from you, helps increase your brand awareness, and shows your personality.

2. Stop multitasking: There is no such thing as multitasking, it is a false efficiency that ends up costing you more time than it saves. Sporadically switching between tasks means you can’t get into the right mindset to achieve work “flow.”

3. Listen to a podcast or audio book during your commute: If it’s difficult to find uninterrupted time during the day, use your commute to further expand your understanding on topics of interest.

Which one are you going to start implementing today?

What Makes a Rate a Rate??? 🧐 It represents the cost of borrowing money. An interest rate is a percentage of a loan or d...
01/23/2023

What Makes a Rate a Rate??? 🧐
It represents the cost of borrowing money. An interest rate is a percentage of a loan or deposit amount that is charged by a lender for the use of its money.

Interest rates can be fixed, meaning they remain constant over the life of the loan, or they can be variable, meaning they can change over time based on market conditions or other factors.
They are also used by borrowers to compare the costs of different loans and make decisions about which one is the most affordable. In general, interest rates are an important factor in purchasing a home, as they can affect the cost of borrowing.

We have several loan programs with varying rates, so don’t let the media scare You with “high rates,” because I will help You identify what will work best for You.

We can do mortgages in Wyoming! 🎉Wyoming offers affordable home prices, no state income tax, clean air, and a wealth of ...
01/20/2023

We can do mortgages in Wyoming! 🎉
Wyoming offers affordable home prices, no state income tax, clean air, and a wealth of outdoor recreational opportunities.
If you or anyone you know has a need for financing assistance in Wyoming, feel free to reach out to me!

The question I’m sure you are wondering… What will the housing market look like in 2023??? 🧐 🏡 In 2022, the market under...
01/18/2023

The question I’m sure you are wondering… What will the housing market look like in 2023??? 🧐 🏡
In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated home prices. But what about 2023?

This year, experts agree we may see the return of greater stability and predictability in the housing market if inflation continues to ease and mortgage rates stabilize.
According to the National Association of Realtors, “while 2022 may be remembered as a year of housing volatility, 2023 likely will become a year of long-lost normalcy returning to the market. Mortgage rates are expected to stabilize while home sales and prices moderate after recent highs.”
According to http://Realtor.com, “buyers will not face the extreme competition that was commonplace over the past few years.”

Perhaps the unpredictability of 2022 held you back from purchasing a home, thankfully, 2023 can be your year to live out your dream!
To know for sure if you are ready, whether you think you are or not, reach out to me and I will look at your unique scenario.

#2023

WHO HAS A NEW YEAR RESOLUTION??? 👋 It is often a struggle fulfilling a New Year Resolution, so here are 3 different Goal...
01/11/2023

WHO HAS A NEW YEAR RESOLUTION??? 👋
It is often a struggle fulfilling a New Year Resolution, so here are 3 different Goal Trackers to help you ensure 2023 is Your BEST year!

1. Strides: Pick a goal, set your target, and specify the action you will need to turn the goal into a regular habit. Track your goals on a daily, weekly, and monthly basis with this easy-to-use app.
https://www.stridesapp.com/

2. Way of Life: Start the year off right with reading the FREE book summary on how to stop wasting more time and even regain time. With the app, pick a goal action and tell the app whether the action will be good or bad for you. The app will send you a reminder to keep records of what you did or didn’t do to meet those goals.
https://wayoflifeapp.com/

3. Goals on Track: Take advantage of this app’s SMART goal framework and divide large goals into smaller, more achievable goals. You can even track how much time you spend on each task!
https://www.goalsontrack.com/

Don’t forget to ask a friend or family member to be your accountability partner!

Address

8480 E Orchard Road, Suite 3150
Denver, CO
80111

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