07/07/2026
Contractors: Top 5 Insurance Mistakes (And How to Avoid Them) ⚠️
We work with North Texas contractors every day. Here are the biggest mistakes we see:
❌ Mistake #1: Assuming general liability covers everything
✅ Solution: Add builders risk, umbrella, and equipment coverage
❌ Mistake #2: Not reviewing coverage annually
✅ Solution: Schedule yearly policy reviews to adjust limits
❌ Mistake #3: Underestimating project costs & liability limits
✅ Solution: Match coverage to project value & scope
❌ Mistake #4: Skipping umbrella coverage to save money
✅ Solution: $1M umbrella = $500-1,500/year, protects your assets
❌ Mistake #5: Not having workers comp (if you have employees)
✅ Solution: It's required by law & protects you from lawsuits
Don't learn these lessons the hard way. Let's get your coverage right.
📞 945-258-1795 | The Wrice Agency
